SuperMoney 
  Ashley Furniture Credit Card

Ashley Furniture Credit Card

in Personal Credit Cards from Synchrony Bank

Unaffiliated

Ashley Furniture Credit Card

Unaffiliated

in Personal Credit Cards from Synchrony Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Ashley Furniture Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Annual Fee N/A
Purchase APR (Variable APR) 29.99%
Balance Transfer APR (Variable APR) N/A
Credit Score Range 650 - 840

Ashley Furniture Credit Card Review

Ashley Furniture Credit Card is a store credit card issued by Synchrony Bank. 

Fair credit. This card is designed for people with fair credit. The minimum credit score to apply is 650.

If you're wondering whether Ashley Furniture Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Ashley Furniture Credit Card cash back or rewards program?

No, Ashley Furniture Credit Card does not offer a rewards program.

Ashley Furniture Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus Spend Requirement $999

What are the Ashley Furniture Credit Card benefits?

Ashley Furniture Credit Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

What are the relevant APRs for Ashley Furniture Credit Card?

Ashley Furniture Credit Card has a variable purchase APR of 29.99%.

It also has a variable cash advance APR of 29.99% .

Does Ashley Furniture Credit Card have an introductory APR offer?

Yes, Ashley Furniture Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 18 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 18 months.

Ashley Furniture Credit Card Rates & Terms
Purchase APR 29.99%
Cash Advance APR 29.99%

What are the Ashley Furniture Credit Card fees?

No Annual Fee. Ashley Furniture Credit Card does not charge an annual fee.

The following fees apply to Ashley Furniture Credit Card:

Ashley Furniture Credit Card Fees
Fees Amount
Late Payment Fee $38

Does Ashley Furniture Credit Card report your account activity to credit bureaus?

Ashley Furniture Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Ashley Furniture Credit Card

  • Visit the Synchrony Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 23
No Annual Fee  
Minimum Interest Charge $2
Late Fee Amount $38
Minimum Age 18
Credit Score Range 650 - 840
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Customer Type Personal
Fraud Liability  
Credit Card Benefits
  • Fraud Liability
Bonus Rewards No Interest for 18 Months^ — Online and In-store Can be combined with online discount offers. On qualifying purchases with your Ashley Advantage credit card. Equal monthly payments required for 18 months^. Online minimum purchase amount is $999; see store for minimum purchase details
Rewards Categories
  • Furniture
  • Retail
Purchase APR (Variable APR) 29.99%
Cash Advance APR (Variable APR) 29.99%
Introductory Rate 0%
Introductory Rate 0%
Intro APR period (months) 18

Be the first to rate

 
 

Would you recommend Ashley Furniture Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Synchrony Bank Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Amazon.com Store Card

Amazon.com Store Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 28.24% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Banana Republic Visa Card

Banana Republic Visa Card

1
 
 
1 total votes
Annual Fee $0 Annual Fee
Maximum Purchase APR 28.24% Maximum Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 500 - 850     300 850
Walmart Credit Card

Walmart Credit Card

 
 
20
25 total votes
Annual Fee $0 Annual Fee
Purchase APR 18.9% - 24.9%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 550 - 850     300 850
Ariens Credit Card

Ariens Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 26.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Art Van Credit Card

Art Van Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 840     300 850
Athleta Visa Card

Athleta Visa Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 27.24% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Grossman's Bargain Outlet Credit Card
Annual Fee $0 Annual Fee
Purchase APR 0% - 29.99%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Sam's Club Mastercard

Sam's Club Mastercard

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 17.15% - 25.15%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 690 - 850     300 850
Belk Elite Rewards MasterCard

Belk Elite Rewards MasterCard

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 25.49% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Bernina Credit Card

Bernina Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Cathay Pacific Visa Signature Card

Cathay Pacific Visa Signature Card

Be the first to rate

Annual Fee $95 Annual Fee
Purchase APR 18.24% - 21.24%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850
Big Sandy Superstore Credit Card

Big Sandy Superstore Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Bomgaars Credit Card

Bomgaars Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
BP Visa Credit Card

BP Visa Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 28.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
ABC Warehouse Credit Card

ABC Warehouse Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Starting Purchase APR 29.99% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
ABT Credit Card

ABT Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 0% - 29.99%
(Fixed APR)
    0% 35% Fixed APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Carpet One Floor & Home Credit Card
Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Techron Advantage Visa Card

Techron Advantage Visa Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.24% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
City Furniture Credit Card

City Furniture Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Conoco Drive Savvy Rewards Credit Card
Annual Fee $0 Annual Fee
Purchase APR N/A Purchase APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Crate & Barrel Mastercard

Crate & Barrel Mastercard

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 26.74% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
DWR Credit Card

DWR Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Mattress Firm Credit Card

Mattress Firm Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
DX Engineering Supercard

DX Engineering Supercard

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Electronic Express Credit Card

Electronic Express Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Evine Credit Card

Evine Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 28.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
America's Tire

America's Tire

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 0% - 29.99%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850
American Eagle Visa

American Eagle Visa

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 27.74% Variable APR
Balance Transfer APR 28.74% Variable APR
Credit Score Range 600 - 850     300 850
American Signature Furniture Credit Card
Annual Fee $0 Annual Fee
Starting Purchase APR 29.99% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850
Flooring America Credit Card

Flooring America Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 29.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850
CareCredit

CareCredit

Be the first to rate

Annual Fee $0 Annual Fee
Starting Purchase APR 26.99% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 560 - 750     300 850
Old Navy Credit Card

Old Navy Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Starting Purchase APR 28.24% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850
Lowe's Advantage Card

Lowe's Advantage Card

Be the first to rate

Annual Fee $0 Annual Fee
Starting Purchase APR 26.99% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850
JC Penney Credit Card

JC Penney Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Starting Purchase APR 27.99% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850
TJX Rewards Credit Card

TJX Rewards Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Starting Purchase APR 29.24% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850
GapCard Visa Credit Card

GapCard Visa Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Starting Purchase APR 26.49% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 640 - 850     300 850