Last Updated: 07/28/2025
Aspiration Zero Credit Card
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in Credit Cards from Aspiration Partners Inc.
Last Updated: 07/28/2025
SuperMoney User Recommendation Score -86
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Highlights
Community Rating
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
Number of Reviews
Aspiration Zero Credit Card Review
Key Takeaways
- Go carbon neutral. Plant a tree with every purchase. Go carbon neutral every month you plant 60 trees.
- Signup bonus. Offers a signup bonus of up to $300.
- APRs: Aspiration Zero Credit Card has a variable regular purchase APR that ranges from 13.15% up to 22.95%.
- A 3% balance transfer fee. Aspiration Zero Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Aspiration zero credit card
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Aspiration zero credit card FAQ
Does Aspiration zero credit card have a cash back or rewards program?
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Aspiration zero credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Does Aspiration zero credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Aspiration zero credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Aspiration zero credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $60 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Aspiration zero credit card have a foreign transaction fee?
Aspiration zero credit card charges a foreign transaction fee of up to 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Aspiration zero credit card?
What is the support contact email for Aspiration zero credit card?
What is the login page for Aspiration zero credit card?
How do people rate the customer service and user experience of Aspiration zero credit card?
Does Aspiration Zero Credit Card report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Aspiration Partners Inc. perform a hard credit pull?
How to apply for Aspiration zero credit card
- Visit the website of Aspiration zero credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
Aspiration Zero Credit Card Disclosure: Terms and conditions apply. The Aspiration Zero credit card is a credit product offered through Aspiration Card Services, LLC. in partnership with Beneficial State Bank, member FDIC, equal housing lender. Aspiration Card Services, LLC and affiliates, Aspiration Financial, LLC, a broker-dealer and member FINRA/SIPC, Aspiration Fund Adviser, LLC, a SEC registered investment adviser, Aspiration Insurance Agency, LLC, Make Earth Green Again, LLC, and Aspiration Sustainable Impact Services, LLC, are wholly-owned subsidiaries of Aspiration Partners, Inc. (collectively "Aspiration"). Aspiration is not a bank. All rights reserved.
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