Aspiration Credit Card

Aspiration Credit Card

in Personal Credit Cards from Aspiration Partners Inc.


Aspiration Credit Card


in Personal Credit Cards from Aspiration Partners Inc.

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Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee 120 - 180

Aspiration Credit Card Review

Aspiration Credit Card is a cashback credit card issued by Aspiration Partners Inc.. If you're wondering whether Aspiration Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a cashback rewards rate of up to 5%.
  • Signup bonus. Offers a signup bonus of $100 if you spend $1000 within 2 months.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Aspiration Credit Card Pros & Cons
The Good The Bad
  • Considers applicants with fair or poor credit.
  • Aspiration Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of up to $180.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Aspiration Credit Card FAQ

Is there a Aspiration Credit Card cash back or rewards program?

No, Aspiration Credit Card does not offer a rewards program. Aspiration Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

What are the Aspiration Credit Card benefits?

Aspiration Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Aspiration Credit Card?

Does Aspiration Credit Card have an introductory APR offer on balance transfers?

No, Aspiration Credit Card does not come with an introductory APR offer for balance transfers.

Does Aspiration Credit Card have an introductory APR offer on new purchases?

Aspiration Credit Card does not offer an introductory rate on new purchases.

What are the fees for Aspiration Credit Card?

The following fees apply to Aspiration Credit Card:

Aspiration Credit Card Fees
Fees Amount
Annual Fee Starting at $120 up to $180

Does Aspiration Credit Card report your account activity to credit bureaus?

Yes, Aspiration Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Aspiration Credit Card

  • Visit the Aspiration Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


Hours of Operation

  • Sunday 8:00am - 4:00pm
  • Monday 6:00am - 6:00pm
  • Tuesday 6:00am - 6:00pm
  • Wednesday 6:00am - 6:00pm
  • Thursday 6:00am - 6:00pm
  • Friday 6:00am - 6:00pm
  • Saturday 8:00am - 4:00pm

Other Services by Aspiration Partners Inc.


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Annual Fee 120 - 180
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Retail
  • Online
Signup Bonus 100
Card Type
  • Cashback
Card Network Mastercard

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