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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 11.65% - 21.45% |
| Balance Transfer APR (Variable APR) | 11.65% - 21.45% |
| Credit Score Range | 670 - 850 |
| Annual Fee | $60 |
Aspiration Zero Credit Card Review
This is a cashback credit card issued by Aspiration Partners Inc.. If you're wondering whether Aspiration zero credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Go carbon neutral. Plant a tree with every purchase. Go carbon neutral every month you plant 60 trees.
- Signup bonus. Offers a signup bonus of $300 if you spend $3000 within 3 months.
- Competitive APRs. Aspiration Zero Credit Card has a variable purchase APR that ranges from 11.65% up to 21.45%.
- 3% Balance transfer fee. Aspiration Zero Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
| The Good | The Bad |
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Does Aspiration zero credit card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Aspiration zero credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Aspiration zero credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Aspiration Zero Credit Card has a variable purchase APR that ranges from 11.65% up to 21.45%. The card has a variable balance transfer APR that ranges from 11.65% up to 21.45%. It also has a variable cash advance APR that ranges from 18.25% up to 23.25%.
Does Aspiration zero credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Aspiration zero credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Aspiration zero credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $60 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | up to $35 |
| Late Payment Fee | up to $10 |
Does Aspiration zero credit card have a foreign transaction fee?
Aspiration zero credit card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Aspiration zero credit card?
The support contact email for Aspiration zero credit card is support@aspiration.com.
How do people rate the customer service and user experience of Aspiration zero credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Aspiration Zero Credit Card report your account activity to credit bureaus?
Yes, Aspiration Zero Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Aspiration zero credit card
- Visit the Aspiration zero credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
4640 Admiralty Way, Suite 725
Marina Del Rey, CA 90292 - Visit Site
- Email Support
Other Services by Aspiration Partners Inc.
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 8 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | $10 |
| Foreign Currency Transaction Fee | 2% |
| Annual Fee | $60 |
| Returned Payment Fee | Up to $35 |
| Late Fee Amount | Up to $10 |
Aspiration Zero Credit Card Community Reviews
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