Associated Credit Union of Texas Secured MasterCard®
in Personal Credit Cards from Associated Credit Union of Texas
UnaffiliatedAssociated Credit Union of Texas Secured MasterCard®
in Personal Credit Cards from Associated Credit Union of Texas
Not enough votes for recommendation
Would you recommend Associated Credit Union of Texas Secured MasterCard® to your friends?
| Purchase APR (Fixed APR) | 18.00% |
| Balance Transfer APR (Fixed APR) | 18.00% |
| Credit Score Range | 350 - 600 |
| Annual Fee | $20 |
Associated Credit Union of Texas Secured MasterCard® Review
This is a secured credit card credit card issued by Associated Credit Union of Texas. If you're wondering whether Associated Credit Union of Texas Secured MasterCard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a fixed purchase APR of 18.00%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
| The Good | The Bad |
|---|---|
|
|
Does Associated Credit Union of Texas Secured MasterCard® have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Associated Credit Union of Texas Secured MasterCard® benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Associated Credit Union of Texas Secured MasterCard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a fixed purchase APR of 18.00%. The card has a fixed balance transfer APR of 18.00% . It also has a fixed cash advance APR of 18.00% .
Does Associated Credit Union of Texas Secured MasterCard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Associated Credit Union of Texas Secured MasterCard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Associated Credit Union of Texas Secured MasterCard®?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $20 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $20 |
| Late Payment Fee | up to $20 |
Does Associated Credit Union of Texas Secured MasterCard® have a foreign transaction fee?
Associated Credit Union of Texas Secured MasterCard® charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Associated Credit Union of Texas Secured MasterCard®?
The Associated Credit Union of Texas Secured MasterCard® customer service number is (409) 945-4474.
What is the support contact email for Associated Credit Union of Texas Secured MasterCard®?
The support contact email for Associated Credit Union of Texas Secured MasterCard® is acutxhelp@acutx.org.
Does Associated Credit Union of Texas Secured MasterCard® report your account activity to credit bureaus?
Yes, Associated Credit Union of Texas Secured MasterCard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Associated Credit Union of Texas Secured MasterCard®
- Visit the Associated Credit Union of Texas Secured MasterCard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1095 W League City Pkwy, League City, TX 77573, United States
League City, TX 77573 - (409) 945-4474
- Visit Site
- Email Support
Other Services by Associated Credit Union of Texas
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $2 |
| Cash Advance Fee (%) | Starting at 2% |
| Minimum Cash Advance Fee ($) | Starting at $2 |
| Foreign Currency Transaction Fee | 1% |
| Annual Fee | $20 |
| Returned Payment Fee | Up to $20 |
| Paper Statement Fee | $6 |
| Late Fee Amount | Up to $20 |
Be the first to rate
Would you recommend Associated Credit Union of Texas Secured MasterCard® to your friends?
Other Personal Credit Cards
Associated Credit Union of Texas Personal Credit Cards
- BankAmericard Secured Credit Card
- Berkshire Bank Cash Rewards American Express® Card
- California Coast Credit Union Platinum Choice Rewards Mastercard®
- Congressional Federal Credit Union Visa Signature Premier Rewards
- First Premier Bank Credit Card
- La-Z-Boy Furniture Galleries Credit Card
- Landmark Credit Union Student Rewards Visa
- Mountain America Credit Union Visa Rewards Card
- Partners Federal Credit Union Visa Platinum Credit Card
- South Carolina Federal Credit Union Mastercard Cash Rewards Credit Card
- TJX Rewards Credit Card
- Virginia Tire and Auto Credit Card
