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  Associated Credit Union of Texas Select MasterCard®

Associated Credit Union of Texas Select MasterCard®

in Personal Credit Cards from Associated Credit Union of Texas

Unaffiliated

Associated Credit Union of Texas Select MasterCard®

Unaffiliated

in Personal Credit Cards from Associated Credit Union of Texas

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

Associated Credit Union of Texas Select MasterCard® Review

This is a cashback credit card issued by Associated Credit Union of Texas. If you're wondering whether Associated Credit Union of Texas Select MasterCard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Associated Credit Union of Texas Select MasterCard®
The Good The Bad
  • Unlimited 2% cash back with no rebate tiers or revolving purchase categories
  • *Bonus program will be implemented to award an additional 2% on all retail purchases up to $5,000.00 in purchases ($100.00 rebate bonus earned) for accounts opened 6/1/2020 (and after) and within 90 days as well as accounts upgraded 6/1/2020 (and after) and within 90 days. Maximum amount that can be earned with this program is $100.00.
  • Members earn 2% cash back on purchases, which can be used for a cash deposit to their account or payment toward their Mastercard. Members will visit www.cucashbackmall.com to redeem.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Associated Credit Union of Texas Select MasterCard® reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
Associated Credit Union of Texas Select MasterCard® FAQ

Does Associated Credit Union of Texas Select MasterCard® have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Associated Credit Union of Texas Select MasterCard® benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Associated Credit Union of Texas Select MasterCard®?

Does Associated Credit Union of Texas Select MasterCard® have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Associated Credit Union of Texas Select MasterCard® have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Associated Credit Union of Texas Select MasterCard®?

The following fees apply:

Associated Credit Union of Texas Select MasterCard® Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

What is the customer service phone number for Associated Credit Union of Texas Select MasterCard®?

The Associated Credit Union of Texas Select MasterCard® customer service number is (409) 945-4474.

What is the support contact email for Associated Credit Union of Texas Select MasterCard®?

The support contact email for Associated Credit Union of Texas Select MasterCard® is acutxhelp@acutx.org.

Does Associated Credit Union of Texas Select MasterCard® report your account activity to credit bureaus?

Yes, Associated Credit Union of Texas Select MasterCard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Associated Credit Union of Texas Select MasterCard®

  • Visit the Associated Credit Union of Texas Select MasterCard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:30pm

Other Services by Associated Credit Union of Texas

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Business Credit Cards

2 Products

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Associated Credit Union of Texas Secured Business MasterCard

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Every Purchase
Card Type
  • Cashback
Card Network Mastercard

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