Athleta Visa Card Review

If you're wondering whether Athleta Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 27.24%
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Athleta Visa Card Pros and Cons:

The Good	The Bad
No annual fee. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. Athleta Visa Card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.	Higher than average purchase APRs. Does not offer a signup bonus. Charges a foreign transaction fee of 3%. Does not include many credit card rewards.

Is there a Athleta Visa Card cash back or rewards program?

Athleta Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Athleta Visa Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus Spend Requirement	$0

What are the Athleta Visa Card benefits?

Athleta Visa Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Athleta Visa Card?

Athleta Visa Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the fees for Athleta Visa Card?

The following fees apply to Athleta Visa Card:

Athleta Visa Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Late Payment Fee	$38

Does Athleta Visa Card report your account activity to credit bureaus?

Athleta Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Athleta Visa Card

• Visit the Athleta Visa Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.