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Athleta Visa Card

in Personal Credit Cards from Synchrony Bank

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Athleta Visa Card

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in Personal Credit Cards from Synchrony Bank

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Highlights
Highlights
Purchase APR 27.24%
Balance Transfer APR N/A
Annual Fee $0
Credit Score Range 650 - 850

Overview

Who is this credit card designed for?

Athleta Visa Card is a a charge card issued by Synchrony Bank, which is based in Draper, UT. 

Athleta Visa Card is designed for people with a credit score of 650 to 850. It's perfect for consumers looking for a card without an annual fee. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Athleta Visa Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

Is an introductory APR offer available?

No, Athleta Visa Card does not come with an introductory APR offer for balance transfers.

Athleta Visa Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Athleta Visa Card:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Athleta Visa Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Retail

Is a signup bonus offered?

Athleta Visa Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Athleta Visa Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Athleta Visa Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus
  • Does Athleta Visa Card report your account activity to credit bureaus?

    Athleta Visa Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   170 West Election Road, Suite 125
      Draper, UT 84020 USA
    •   Visit Site

    Other Services by Synchrony Bank

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 23
    Annual Fee $0
    No Annual Fee  
    Minimum Interest Charge $2
    Late Fee Amount $38
    Cash Advance Fee ($) Starting at $10
    Cash Advance Fee (%) 29.24%
    Cash Advance Fee Minimum $10
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 650 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Fraud Liability  
    Credit Card Benefits
    • Fraud Liability
    Bonus Rewards 5 dollar reward for every 500 points you earn
    All Other Purchases 5 Points for every dollar spent at Athleta, Gap, Old Navy or Banana Repubic stores
    Every Purchase 1 point for every spent anywhere Visa is accepted.
    Rewards Categories
    • Every Purchase
    • Retail
    Purchase APR (Variable APR) 27.24%
    Cash Advance APR (Variable APR) 29.99%

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