Avant Mastercard

Avant Mastercard Review

This is a credit card issued by Avant LLC. If you're wondering whether Avant Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Allows users with low credit scores to build their credit with responsible use.
• This card comes with an annual fee and a high APR will apply when the card is not used responsibly.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 23.99% up to 25.99%.
• Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $59 for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
No deposit required. Access to a concierge. Identity Theft Protection. Considers applicants with fair or poor credit. No foreign transaction fee. Avant Mastercard reports to multiple credit bureaus.	Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase.

Does Avant Mastercard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Avant Mastercard benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Avant Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Avant Mastercard has a variable purchase APR that ranges from 23.99% up to 25.99%. It also has a variable cash advance APR that ranges from 23.99% up to 25.99%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Avant Mastercard?

The following fees apply:

Avant Mastercard Fees

Fees	Amount
Annual Fee	Starting at $0 up to $59
Foreign Transaction Fee	0%
Late Payment Fee	up to $39

Does Avant Mastercard report your account activity to credit bureaus?

Yes, Avant Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Avant Mastercard

• Visit the Avant Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.