SuperMoney
  Avant Mastercard

Avant Mastercard

in Personal Credit Cards from Avant LLC

Claimed

Avant Mastercard

Claimed

in Personal Credit Cards from Avant LLC

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Avant Mastercard to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Purchase APR  (Variable APR) 23.99% - 25.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 630 - 689
Annual Fee $0 - $39

Avant Mastercard Review

Avant Mastercard is a credit card issued by Avant LLC. If you're wondering whether Avant Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Allows users with low credit scores to build their credit with responsible use.
  • This card comes with an annual fee and a high APR will apply when the card is not used responsibly.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 23.99% up to 25.99%.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $39 for the privilege.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 630.
Avant Mastercard Pros & Cons
The Good The Bad
  • No deposit required.
  • Considers applicants with fair or poor credit.
  • No foreign transaction fee.
  • Avant Mastercard reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Avant Mastercard FAQ

Is there a Avant Mastercard cash back or rewards program?

No, Avant Mastercard does not offer a rewards program.

What are the Avant Mastercard benefits?

Avant Mastercard provides the following benefits:

  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Avant Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Avant Mastercard has higher than average purchase APRs.

Avant Mastercard has a variable purchase APR that ranges from 23.99% up to 25.99%. It also has a variable cash advance APR that ranges from 23.99% up to 25.99%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Avant Mastercard have an introductory APR offer on balance transfers?

No, Avant Mastercard does not come with an introductory APR offer for balance transfers.

Does Avant Mastercard have an introductory APR offer on new purchases?

Avant Mastercard does not offer an introductory rate on new purchases.
Avant Mastercard Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Avant Mastercard?

The following fees apply to Avant Mastercard:

Avant Mastercard Fees
Fees Amount
Annual Fee Starting at $0 up to $39
Foreign Transaction Fee 0%
Late Payment Fee up to $39

Does Avant Mastercard have a foreign transaction fee?

Avant Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Avant Mastercard report your account activity to credit bureaus?

Avant Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Avant Mastercard

  • Visit the Avant Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   222 N. La Salle St., Suite 1700
    Chicago, IL 60601
  •   Visit Site

Other Services by Avant LLC

Availability

  Available in 45 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 24 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $0 - $39
Minimum Interest Charge $1
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 630 - 689
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Rewards Type No Rewards
Cash Advance APR (Variable APR) 23.99% - 25.99%
Balance Computation Average Daily Balance (including new transactions)
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 23.99% - 25.99%
Card Type Bad Credit
Card Network Mastercard

Be the first to rate

 

Would you recommend Avant Mastercard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Credit Cards