Last Updated: 07/28/2025
SuperMoney User Recommendation Score -50
Mostly not recommended6 total votes
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Highlights
Community Rating
Mostly not recommended
Purchase APR (Variable APR)
23.99% - 25.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
600 - 850
Annual Fee
$0 - $59
Number of Reviews
Avant Mastercard Review
This is a card issued by WebBank. If you're wondering whether Avant Mastercard is the right card for you, read on.
Key Takeaways
- Allows users with low credit scores to build their credit with responsible use.
- This card comes with an annual fee and a high APR will apply when the card is not used responsibly.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 23.99% up to 25.99%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $59 for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Avant Mastercard
| The Good | The Bad |
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Avant Mastercard FAQ
Does Avant Mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Avant Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Avant Mastercard has a variable purchase APR that ranges from 23.99% up to 25.99%. Avant Mastercard does not offer balance transfers. It also has a variable cash advance APR that ranges from 23.99% up to 25.99%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Avant Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Avant Mastercard does not offer balance transfers.Does Avant Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Avant Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 - $59 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee ranging from $0 up to $59.
Does Avant Mastercard have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Avant Mastercard?
The customer service number for Avant Mastercard is (800) 712-5407.
What is the support contact email for Avant Mastercard?
The support contact email for Avant Mastercard is support@avant.com.
What is the login page for Avant Mastercard?
You can access the login page of Avant Mastercard here.
How do people rate the customer service and user experience of Avant Mastercard?
Overall, Avant Mastercard is mostly not recommended based on community reviews that rate customer service and user experience.
Does Avant Mastercard report your account activity to credit bureaus?
Yes, Avant Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Avant LLC perform a hard credit pull?
Yes, Avant Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Avant Mastercard
- Visit the website of Avant Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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