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  Aven HELOC Card
Aven HELOC Card

in Personal Credit Cards from Aven Financial Inc

Unaffiliated

Aven HELOC Card

Unaffiliated

in Personal Credit Cards from Aven Financial Inc

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Highlights
Purchase APR  (Variable APR) 3.49% - 10.99%
Balance Transfer APR N/A
Credit Score Range Starting at 600
Annual Fee $0

Aven HELOC Card Review

This is a cashback credit card issued by Aven Financial Inc. If you're wondering whether Aven HELOC Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Aven HELOC Card has a variable purchase APR that ranges from 3.49% up to 10.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Aven HELOC Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Aven HELOC Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
Aven HELOC Card FAQ

Does Aven HELOC Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Aven HELOC Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Aven HELOC Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Aven HELOC Card has a variable purchase APR that ranges from 3.49% up to 10.99%.

Does Aven HELOC Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Aven HELOC Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Aven HELOC Card?

The following fees apply:

Aven HELOC Card Fees
Fees Amount
Annual Fee $0
Initial Program Fee $0
Late Payment Fee $29

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

What is the customer service phone number for Aven HELOC Card?

The Aven HELOC Card customer service number is (888) 966-4655.

What is the support contact email for Aven HELOC Card?

The support contact email for Aven HELOC Card is support@aven.com.

How do people rate the customer service and user experience of Aven HELOC Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Aven HELOC Card report your account activity to credit bureaus?

Yes, Aven HELOC Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Aven HELOC Card

  • Visit the Aven HELOC Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About Aven HELOC Card

Availability

  Available in 13 states
  • Arizona
  • California
  • Colorado
  • Florida
  • Iowa
  • Illinois
  • Maryland
  • Montana
  • Nebraska
  • Oklahoma
  • Tennessee
  • Washington
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Initial Program Fee $0
Late Fee Amount $29
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 -
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • 1.5% Cash Back on Every Purchase
Credit Limit Up to $250,000
Purchase APR (Variable APR) 3.49% - 10.99%
Balance Transfer Fee % After Intro Period 2%
Card Type
  • Cashback
Card Network Visa

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