Avenue Credit Card

Avenue Credit Card Review

This is a store rewards credit card issued by Comenity Bank. If you're wondering whether Avenue Credit Card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of up to $10.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.49%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Avenue Credit Card

The Good	The Bad
No annual fee. Cardholders can earn rewards on purchases everywhere Avenue Credit Card is accepted. Avenue Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Does not include many credit card benefits.

Avenue Credit Card FAQ

Does Avenue Credit Card have a cash back or rewards program?

Avenue Credit Card is a rewards card.

Avenue Credit Card Rewards

Minimum rewards rate	1x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$10

What are the Avenue Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Avenue Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Avenue Credit Card has a variable purchase APR of 28.49%.

What are the fees for Avenue Credit Card?

The following fees apply:

Avenue Credit Card Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	up to $41
Late Payment Fee	up to $41

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Avenue Credit Card report your account activity to credit bureaus?

Yes, Avenue Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Avenue Credit Card

• Visit the Avenue Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.