Azura Credit Union Visa Credit Card

Azura Credit Union Visa Credit Card Review

This is a card issued by Azura Credit Union. If you're wondering whether azura credit union is the right card for you, read on.

Key Takeaways

• Competitive APRs. Azura Credit Union Visa Credit Card has a variable purchase APR that ranges from 11.25% up to 19.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of azura credit union

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Extended warranty on purchases. Identity Theft Protection. Considers applicants with fair credit. Azura Credit Union Visa Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase.

azura credit union FAQ

Does azura credit union have a cash back or rewards program?

No, it does not offer a rewards program.

What are the azura credit union benefits?

It provides the following benefits:

• Extended Warranty Protection
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for azura credit union?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Azura Credit Union Visa Credit Card has a variable purchase APR that ranges from 11.25% up to 19.49%. The card has a variable balance transfer APR that ranges from 11.25% up to 19.49%. It also has a variable cash advance APR that ranges from 11.25% up to 19.49%.

What are the fees for azura credit union?

The following fees apply:

azura credit union Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	up to $24
Late Payment Fee	up to $20

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Azura Credit Union Visa Credit Card report your account activity to credit bureaus?

Yes, Azura Credit Union Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for azura credit union

• Visit the azura credit union website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.