Banana Republic Visa Card
in Personal Credit Cards from Synchrony Bank
Cast your vote
Would you recommend Banana Republic Visa Card to your friends?
| Community Rating |
Rating not yet determined |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Up to 28.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 500 - 850 |
Banana Republic Visa Card Review
Banana Republic Visa Card is a store cashback credit card issued by Synchrony Bank.
This card is designed for people who have bad credit. The minimum credit score to apply is 500. If you're wondering whether Banana Republic Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Banana Republic Visa Card cash back or rewards program?
Banana Republic Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Banana Republic Visa Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 5% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 3000 |
What are the Banana Republic Visa Card benefits?
Banana Republic Visa Card provides the following benefits:
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Banana Republic Visa Card?
Banana Republic Visa Card has a variable purchase APR of up to 28.24%.It also has a variable cash advance APR starting at 28.49% .
Does Banana Republic Visa Card have an introductory APR offer?
Banana Republic Visa Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | daily balance |
| Purchase APR | Up to 28.24% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | Starting at 28.49% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Banana Republic Visa Card fees?
The following fees apply to Banana Republic Visa Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Late Payment Fee | $38 |
Does Banana Republic Visa Card have a foreign transaction fee?
Banana Republic Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Banana Republic Visa Card report your account activity to credit bureaus?
Banana Republic Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Banana Republic Visa Card
- Visit the Synchrony Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
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Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
Other Services by Synchrony Bank
View all personal credit cards offered by Synchrony Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 |
| Annual Fee | $0 |
| No Annual Fee | |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
| Foreign Currency Transaction Fee | 3% |
Banana Republic Visa Card Community Reviews
Would you recommend Banana Republic Visa Card to your friends?
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Annual Fee
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29.99%
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N/A
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650 - 850
Annual Fee
N/A
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Purchase APR
29.99%
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650 - 850
Annual Fee
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Purchase APR
29.24%
Balance Transfer APR
N/A
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650 - 850
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29.99%
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29.99%
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Annual Fee
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29.99%
Balance Transfer APR
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Annual Fee
N/A
Maximum
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29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
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650 - 850
Annual Fee
N/A
Maximum
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26.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
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Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
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26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
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29.99%
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N/A
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650 - 850
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$0
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26.99%
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N/A
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29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Starting
Purchase APR
28.24%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Purchase APR
19.49% - 25.49%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Maximum
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Purchase APR
19.49% - 25.49%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
N/A
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