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Banana Republic Visa Card
in Personal Credit Cards from Synchrony Bank
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Would you recommend Banana Republic Visa Card to your friends?
| Community Rating |
Rating not yet determined |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 500 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Up to 28.24% |
Banana Republic Visa Card Review
Banana Republic Visa Card is a store cashback credit card issued by Synchrony Bank. If you're wondering whether Banana Republic Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You can get a rewards rate of up to 5%.
- Signup bonus. Offers a signup bonus of 3000 that can be redeemed for travel, gifts, or other perks.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
| The Good | The Bad |
|---|---|
|
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Is there a Banana Republic Visa Card cash back or rewards program?
No, Banana Republic Visa Card does not offer a rewards program. Banana Republic Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Banana Republic Visa Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
What are the Banana Republic Visa Card benefits?
Banana Republic Visa Card provides the following benefits:
- Zero fraud liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Banana Republic Visa Card?
Banana Republic Visa Card has a variable purchase APR of up to 28.24%. It also has a variable cash advance APR starting at 28.49% .Does Banana Republic Visa Card have an introductory APR offer on balance transfers??
No, Banana Republic Visa Card does not come with an introductory APR offer for balance transfers.Does Banana Republic Visa Card have an introductory APR offer on new purchases??
Banana Republic Visa Card does not offer an introductory rate on new purchases.What are the Banana Republic Visa Card fees?
The following fees apply to Banana Republic Visa Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Late Payment Fee | $38 |
Does Banana Republic Visa Card have a foreign transaction fee?
Banana Republic Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Banana Republic Visa Card report your account activity to credit bureaus?
Banana Republic Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Banana Republic Visa Card
- Visit the Banana Republic Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
Other Services by Synchrony Bank
View all personal credit cards offered by Synchrony Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 23 days |
| Foreign Currency Transaction Fee | 3% |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
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Balance Transfer APR
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N/A
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Annual Fee
$0
Starting
Purchase APR
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Balance Transfer APR
N/A
Credit Score Range
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Annual Fee
$0
Starting
Purchase APR
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Balance Transfer APR
N/A
Credit Score Range
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Annual Fee
$0
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Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
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Annual Fee
$0
Maximum
Purchase APR
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Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Purchase APR
19.49% - 25.49%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Maximum
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Purchase APR
19.49% - 25.49%
(Variable APR)
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