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  Bank of America Premium Rewards Card

Bank of America Premium Rewards Card

in Personal Credit Cards from Bank of America

Unaffiliated

Bank of America Premium Rewards Card

Unaffiliated

in Personal Credit Cards from Bank of America

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Highlights
Highlights
Annual Fee $95
Purchase APR  (Variable APR) 18.24% - 25.24%
Balance Transfer APR  (Variable APR) 18.24% - 25.24%
Credit Score Range 690 - 850

Bank of America Premium Rewards Card Review

If you're wondering whether Bank of America Premium Rewards Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Bank of America Premium Rewards Card cash back or rewards program?

Bank of America Premium Rewards Card offers a rewards program to its customers.

Bank of America Premium Rewards Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 50000
Signup Bonus Spend Requirement $3000
Annual Loyalty Bonus $100

Does Bank of America Premium Rewards Card have a signup bonus?

Bank of America Premium Rewards Card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does Bank of America Premium Rewards Card offer an annual loyalty bonus?

Yes, Bank of America Premium Rewards Card offers card users an annual bonus worth up to $100.

What are the Bank of America Premium Rewards Card benefits?

Bank of America Premium Rewards Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Bank of America Premium Rewards Card?

Bank of America Premium Rewards Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the Bank of America Premium Rewards Card fees?

The following fees apply to Bank of America Premium Rewards Card:

Bank of America Premium Rewards Card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee up to $28
Late Payment Fee up to $39

Does Bank of America Premium Rewards Card have a foreign transaction fee?

Bank of America Premium Rewards Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Bank of America Premium Rewards Card report your account activity to credit bureaus?

Bank of America Premium Rewards Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Bank of America Premium Rewards Card

  • Visit the Bank of America website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 25
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
Returned Payment Fee Up to $28
Minimum Interest Charge $1.50
Annual Fee $95
Late Fee Amount Up to $39
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Minimum Age 18
Credit Score Range 690 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Customer Type Personal
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Lost Luggage Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
No Blackout Dates  
Every Purchase Earn unlimited 2 points for every $1 spent on travel and dining purchases. If you're a Bank of America Preferred Rewards client, you can enjoy 25% - 75% rewards bonus on every purchase. That means you could earn up to 3.5 points per $1 on travel and dining purchases and up to 2.62 points per $1 on all other purchases
No Reward Expiration Period  
Signup Bonus (points) 50,000
Annual Loyalty Bonus $100
Purchase APR (Variable APR) 18.24% - 25.24%
Cash Advance APR (Variable APR) 21.24% - 27.24%
Balance Computation average daily balance
Penalty APR 29.99%
Balance Transfer APR (Variable APR) 18.24% - 25.24%

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