BankAmericard Cash Rewards Credit Card
in Personal Credit Cards from Bank of America
Would you recommend BankAmericard Cash Rewards Credit Card to your friends?
| Community Rating | Mostly not recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 14.49% - 24.49% |
| Balance Transfer APR (Variable APR) | 14.49% - 24.49% |
| Credit Score Range | 640 - 850 |
Overview
Who is BankAmericard Cash Rewards Credit Card designed for?
What are the relevant APRs for BankAmericard Cash Rewards Credit Card?
BankAmericard Cash Rewards Credit Card has a variable purchase APR that ranges from 14.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 24.49%.
It also has a variable cash advance APR that ranges from 17.49% up to 26.49%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does BankAmericard Cash Rewards Credit Card have an introductory APR offer?
Yes, BankAmericard Cash Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
| Purchase APR | 14.49% - 24.49% |
| Balance Transfer APR | 14.49% - 24.49% |
| Cash Advance APR | 17.49% - 26.49% |
| Penalty APR | 29.99% |
What are the BankAmericard Cash Rewards Credit Card fees?
The following fees apply to BankAmericard Cash Rewards Credit Card:
- There is no annual fee.
- A late payment penalty of up to $38.
- A returned payment fee of up to $27.
Does BankAmericard Cash Rewards Credit Card have a foreign transaction fee?
BankAmericard Cash Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $27 |
| Late Payment Fee | $38 |
Is there a BankAmericard Cash Rewards Credit Card cash back or rewards program?
The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:
- Every Purchase
- Gas
- Groceries
- Warehouse Clubs
What are the BankAmericard Cash Rewards Credit Card benefits?
BankAmericard Cash Rewards Credit Card provides the following benefits:
- Free Credit Score
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
Does BankAmericard Cash Rewards Credit Card report your account activity to credit bureaus?
BankAmericard Cash Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for BankAmericard Cash Rewards Credit Card
- Visit the Bank of America .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
100 N Tryon St., Mailcode Nc 1-007-18-01
Charlotte, NC 28255 USA - (800) 432-1000
- Visit Site
Other Services by Bank of America
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | $27 |
| Minimum Interest Charge | $1.50 |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
Reviews
Would you recommend BankAmericard Cash Rewards Credit Card to your friends?
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Balance Transfer APR
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