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  BankAmericard Cash Rewards Credit Card

BankAmericard Cash Rewards Credit Card

in Personal Credit Cards from Bank of America

Unaffiliated

BankAmericard Cash Rewards Credit Card

Unaffiliated

in Personal Credit Cards from Bank of America

SuperMoney Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
1 user is unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Annual Fee $0
Purchase APR (Variable APR) 14.49% - 24.49%
Balance Transfer APR (Variable APR) 14.49% - 24.49%
Credit Score Range 640 - 850

Overview

Who is BankAmericard Cash Rewards Credit Card designed for?

What are the relevant APRs for BankAmericard Cash Rewards Credit Card?

BankAmericard Cash Rewards Credit Card has a variable purchase APR that ranges from 14.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 24.49%.

It also has a variable cash advance APR that ranges from 17.49% up to 26.49%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does BankAmericard Cash Rewards Credit Card have an introductory APR offer?

Yes, BankAmericard Cash Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

BankAmericard Cash Rewards Credit Card Rates & Terms
Purchase APR 14.49% - 24.49%
Balance Transfer APR 14.49% - 24.49%
Cash Advance APR 17.49% - 26.49%
Penalty APR 29.99%

What are the BankAmericard Cash Rewards Credit Card fees?

The following fees apply to BankAmericard Cash Rewards Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • A returned payment fee of up to $27.

Does BankAmericard Cash Rewards Credit Card have a foreign transaction fee?

BankAmericard Cash Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
BankAmericard Cash Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $27
Late Payment Fee $38

Is there a BankAmericard Cash Rewards Credit Card cash back or rewards program?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries
  • Warehouse Clubs

What are the BankAmericard Cash Rewards Credit Card benefits?

BankAmericard Cash Rewards Credit Card provides the following benefits:

  • Free Credit Score
  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus

Does BankAmericard Cash Rewards Credit Card report your account activity to credit bureaus?

BankAmericard Cash Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for BankAmericard Cash Rewards Credit Card

  • Visit the Bank of America .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Annual Fee $0
No Annual Fee  
Returned Payment Fee $27
Minimum Interest Charge $1.50
Late Fee Amount $38
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 640 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Fraud Liability  
Free FICO Score  
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
Bonus Rewards 3%
Every Purchase 1%
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
  • Warehouse Clubs
Signup Bonus $150
Purchase APR (Variable APR) 14.49% - 24.49%
Cash Advance APR (Variable APR) 17.49% - 26.49%
Balance Computation average daily balance (including new purchases)
Penalty APR 29.99%
Introductory Rate 0%
Balance Transfer APR (Variable APR) 14.49% - 24.49%
Introductory Rate 0%
Intro APR period (months) 12

Reviews

 
 

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