BankAmericard Cash Rewards Credit Card for Students Review

BankAmericard Cash Rewards Credit Card for Students is a cashback credit card issued by Bank of America. If you're wondering whether BankAmericard Cash Rewards Credit Card for Students is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
• Signup bonus. Offers a signup bonus of $200 if you spend $1000.
• Competitive APRs. BankAmericard Cash Rewards Credit Card for Students has a variable purchase APR that ranges from 15.99% up to 25.99%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
• Accepts cosigners. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.

Is there a BankAmericard Cash Rewards Credit Card for Students cash back or rewards program?

BankAmericard Cash Rewards Credit Card for Students is a cashback card. This means you earn a percentage of your purchase as a cash reward.

What are the BankAmericard Cash Rewards Credit Card for Students benefits?

BankAmericard Cash Rewards Credit Card for Students provides the following benefits:

• Free Credit Score
• Extended Warranty Protection
• Zero fraud liability
• No blackout dates when redeeming miles
• Reports to major credit bureaus

What are the relevant APRs for BankAmericard Cash Rewards Credit Card for Students?

BankAmericard Cash Rewards Credit Card for Students has a variable purchase APR that ranges from 15.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 25.99%. It also has a variable cash advance APR that ranges from 18.99% up to 26.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the BankAmericard Cash Rewards Credit Card for Students fees?

The following fees apply to BankAmericard Cash Rewards Credit Card for Students:

Does BankAmericard Cash Rewards Credit Card for Students report your account activity to credit bureaus?

BankAmericard Cash Rewards Credit Card for Students reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for BankAmericard Cash Rewards Credit Card for Students

• Visit the BankAmericard Cash Rewards Credit Card for Students website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.