Who is this credit card designed for?

BankAmericard Secured Credit Card is a credit card issued by Bank of America, which is based in Charlotte, NC, and was established in 1948.

BankAmericard Secured Credit Card is designed for people with a credit score of 300 to 850.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Bank of America charges a variable APR on new purchases of 21.49% Balance transfer APRs, which are also variable, start at 21.49%.

Is an introductory APR offer available?

No, BankAmericard Secured Credit Card does not come with an introductory APR offer.

What are the fees?

The following fees apply to BankAmericard Secured Credit Card:

  • An annual fee of $39. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $27.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, BankAmericard Secured Credit Card does not offer a rewards program.

Is a signup bonus offered?

BankAmericard Secured Credit Card doesn't offer a cash signup bonus.

What additional benefits are offered?

BankAmericard Secured Credit Card provides the following benefits:

  • Emergency support
  • Extended warranty
  • Fraud liability
  • Travel insurance
    • Bank Account Required?
    • Credit Score Range
      300 - 850
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Non-Military
      • Veterans
    • Minimum Age
    • Customer Type
    • Annual Fee
    • Grace Period / Deferred Interest
    • Late Payment Penalty
    • Minimum Interest Charge
    • Returned Payment Fee
    • Foreign Currency Transaction Fee
    • Card Type
      • Balance Transfer
      • Secured
    • Card Network
    • Credit Card Benefits
      • Emergency Support
      • Extended Warranty Protection
      • Fraud Liability
      • Free Credit Score
      • Price Protection
      • Travel Accident Insurance
    • Emergency Support
    • Extended Warranty
    • Fraud Liability
    • Travel Insurance
    • Balance Computation
      Average daily balance (including new purchases)
    • Credit Limit
      up to $4,900 (Credit limit matches initial deposit amount)
    • Purchases APR (variable)
      Starting at 21.49%
    • Transfer Fee
      up to 3%
    • Balance Transfer APR (variable)
      Starting at 21.49%
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