Last Updated: 07/28/2025
Bank of America® Travel Rewards Credit Card
Unaffiliated
from Bank of America
Last Updated: 07/28/2025
SuperMoney User Recommendation Score +38
Mostly recommended8 total votes
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Highlights
Community Rating
Mostly recommended
Purchase APR (Variable APR)
19.24% - 29.24%(Verified 08/02/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
19.24% - 29.24%(Verified 08/24/2024)
Disclaimer popup with additional information
Credit Score Range
700 - 850
Annual Fee
$0
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Number of Reviews
Bank of America® Travel Rewards Credit Card Review
This is a travel card issued by Bank of America. If you're wondering whether Bank of America® Travel Rewards Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.24% up to 29.24%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.$0
- A 3% balance transfer fee. Bank of America® Travel Rewards Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Accepts cosigners. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Bank of America Travel Rewards card
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Bank of America Travel Rewards card FAQ
Does Bank of America Travel Rewards card have a cash back or rewards program?
Bank of America Travel Rewards card is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.5 x points (Earn unlimited 1.5 points per $1 spent on all purchases) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Bank of America Travel Rewards card have a signup bonus?
Yes. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Does Bank of America Travel Rewards card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Bank of America Travel Rewards card benefits?
Bank of America® Travel Rewards Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Bank of America Travel Rewards card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Bank of America® Travel Rewards Credit Card has a variable purchase APR that ranges from 19.24% up to 29.24%. The card has a variable balance transfer APR that ranges from 19.24% up to 29.24%. It also has a variable cash advance APR that ranges from 17.99% up to 25.99%.
Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Bank of America Travel Rewards card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0%
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 19.24% - 29.24% (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Bank of America Travel Rewards card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 12 months.
What are the fees for Bank of America Travel Rewards card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $29 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Bank of America Travel Rewards card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Bank of America Travel Rewards card?
The customer service number for Bank of America Travel Rewards card is (800) 932-2775.
What is the support contact email for Bank of America Travel Rewards card?
The support contact email for Bank of America Travel Rewards card is customerservicealert@bankofamerica.com.
How do people rate the customer service and user experience of Bank of America Travel Rewards card?
Overall, Bank of America Travel Rewards card is mostly recommended based on community reviews that rate customer service and user experience.
Does Bank of America® Travel Rewards Credit Card report your account activity to credit bureaus?
Yes, Bank of America® Travel Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Bank of America perform a hard credit pull?
Yes, Bank of America Travel Rewards card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Bank of America Travel Rewards card
- Visit the website of Bank of America Travel Rewards card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Bank of America® Travel Rewards Credit Card's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Credit Cards from Bank of America
Purchase APR
19.24% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
19.24% - 29.24%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Purchase APR
16.99% - 26.99%
Disclaimer popup with additional information
Balance Transfer APR
16.99% - 26.99%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
19.24% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
19.24% - 29.24%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Purchase APR
12.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
12.99% - 22.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
15.9% - 23.9%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$59
Rating not yet determined
Purchase APR
13.99% - 23.99%
Disclaimer popup with additional information
Balance Transfer APR
13.99% - 23.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 26.24%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$89
Rating not yet determined
Purchase APR
16.99% - 26.99%
Disclaimer popup with additional information
Balance Transfer APR
16.99% - 26.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
13.99% - 23.99%
Disclaimer popup with additional information
Balance Transfer APR
13.99% - 23.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.74% - 28.74%
Disclaimer popup with additional information
Balance Transfer APR
20.74% - 28.74%
Disclaimer popup with additional information
Credit Score Range
Starting at 720
Annual Fee
$550
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +38, or 3.8 on a 5-point rating scale.
+38
-1000+100
No one recommends
Everyone recommends
Bank of America® Travel Rewards Credit Card Community Reviews
Would you recommend Bank of America® Travel Rewards Credit Card to your friends?
SR
Samuel R.
Jun 29, 2022
May or may not recommend
This card is my only current Bank of America credit card, and it has been very helpful for my international travels. While the APR is not anything special, the lack of an annual fee and no foreign transaction fee make this card incredibly useful when traveling overseas. I have used this card in eight different countries and have never had issues. The reward points are a nice addition, but I ...Show More
IH
Irem H.
Feb 22, 2022
May or may not recommend
I had used this card for over a year and then switched to another Bank of America credit card because I wasn't traveling that frequent and the other credit card fit me better at the time but I can say that if you're traveling frequently this card would be great for you! I also got some deals on accomodation which was great! If you're a traveler get this card!
VJ
Vallarie J.
Nov 10, 2021
May or may not recommend
I have had my Bank of America Travel Rewards card now for 3 years and I couldn't ask for a better company to work with. I also do my checking and savings with Bank of America. Not only was there an offer for interest free for 72 months, I get cash back on travel expenses like hotels and flights! During the times of COVID, obviously you couldn't travel, but using ...Show More
U
Anonymous
May 7, 2015
May or may not recommend
This card has many awesome deals, including the fact that if you spend $500 in the first 90 days, you actually get one-fifth of that in the form of a $100 statement credit to be spent on travel. The no foreign transaction fee and no annual fee are also wonderful.
U
Anonymous
May 7, 2015
May or may not recommend
Like many BofA products, it pays to also have checking and/or savings accounts. With this card, you get an additional 10% bonus points on anything if you have a savings or checking account with them. I opened a checking account to get the benefit.
U
Anonymous
May 7, 2015
May or may not recommend
I am really glad that this card has the chip technology. I had my card stolen the last time I went overseas and it didn't have the chip and it was a big mess. B of A covered most of the debacle, but I did end up with a few bucks on me and the "pain and suffering" was pretty bad.
U
Anonymous
May 7, 2015
May or may not recommend
Lots of really great perks with this travel rewards card! 1.5% back on purchases and travel anywhere, which makes it really versatile and there is no annual fee or foreign transaction fees! There's no limit to the total number of points you can earn, and they don't expire! This is among the top of travel cards.
U
Anonymous
May 7, 2015
May or may not recommend
Nearly automatic approval for this card resulted in a card with a $4500 credit limit. Good thing, since I'm planning on using it on my summer long trip to Europe. The application process was really simple, and the acceptance came quickly. I'm enjoying all of the perks and look forward to really sampling them when I leave in a couple of weeks.
Showing 8 of 8 reviews
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