BankAmericard Travel Rewards Credit Card
in Personal Credit Cards from Bank of AmericaUnaffiliated Apply Now
BankAmericard Travel Rewards Credit CardUnaffiliated
in Personal Credit Cards from Bank of America
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Who is this credit card designed for?
BankAmericard Travel Rewards Credit Card is a credit card issued by Bank of America, which is based in Charlotte, NC.
BankAmericard Travel Rewards Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
What are the relevant APRs?
BankAmericard Travel Rewards Credit Card has a variable purchase APR that ranges from 16.49% up to 24.49%.
The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%.
It also has a variable cash advance APR that ranges from 19.49% up to 26.49%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Is an introductory APR offer available?
No, BankAmericard Travel Rewards Credit Card does not come with an introductory APR offer for balance transfers.
This card does offer an introductory APR rate on new purchases of 0% for a period of months.
What are the fees?
The following fees apply to BankAmericard Travel Rewards Credit Card:
- There is no annual fee.
- A late payment penalty of up to $38.
- BankAmericard Travel Rewards Credit Card does not charge a returned payment fee.
- There are no foreign transaction fees.
Is a rewards program offered?
BankAmericard Travel Rewards Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:
- Every Purchase
Is a signup bonus offered?
BankAmericard Travel Rewards Credit Card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.
Is an annual loyalty bonus offered?
BankAmericard Travel Rewards Credit Card doesn't offer a cash loyalty bonus.
What additional benefits are offered?
BankAmericard Travel Rewards Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- No blackout dates when redeeming miles
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
Does BankAmericard Travel Rewards Credit Card report your account activity to credit bureaus?
BankAmericard Travel Rewards Credit Card reports your account activity to the following credit reporting agencies:
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Other Services by Bank of America
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Grace Period for Late Payment (Days)||25|
|Foreign Currency Transaction Fee||0%|
|No Annual Fee|
|No Foreign Transaction Fee|
|Returned Payment Fee||$27|
|Minimum Interest Charge||$1.50|
|Late Fee Amount||$38|
|Balance Transfer Fee %||3%|
|Balance Transfer Fee Minimum||$10|
|Credit Score Range||
700 - 850
|Immigration Status Considered||
|Employment Statuses Considered||
|Supported Income Types||
|Free FICO Score|
|Credit Card Benefits||
|No Blackout Dates|
|No Reward Expiration Period|
|Signup Bonus (points)||20,000|
|Purchase APR (Variable APR)||16.49% - 24.49%|
|Cash Advance APR (Variable APR)||19.49% - 26.49%|
|Balance Computation||average daily balance (including new purchases)|
|Balance Transfer APR (Variable APR)||16.49% - 24.49%|
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