BankAmericard Travel Rewards Credit Card Review

BankAmericard Travel Rewards Credit Card is a rewards credit card issued by Bank of America. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

Accepts cosigners. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether BankAmericard Travel Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a BankAmericard Travel Rewards Credit Card cash back or rewards program?

BankAmericard Travel Rewards Credit Card offers a rewards program to its customers.

BankAmericard Travel Rewards Credit Card Rewards

Rewards rate (all purchases)	1.5%
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	20000
Signup Bonus Spend Requirement	$1000

What are the BankAmericard Travel Rewards Credit Card benefits?

BankAmericard Travel Rewards Credit Card provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• No blackout dates when redeeming miles
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for BankAmericard Travel Rewards Credit Card?

BankAmericard Travel Rewards Credit Card has a variable purchase APR that ranges from 16.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%.

It also has a variable cash advance APR that ranges from 19.49% up to 26.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the BankAmericard Travel Rewards Credit Card fees?

No Annual Fee. BankAmericard Travel Rewards Credit Card does not charge an annual fee. No foreign transaction fee. BankAmericard Travel Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to BankAmericard Travel Rewards Credit Card:

BankAmericard Travel Rewards Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$10
Returned Payment Fee	$27
Late Payment Fee	$38

Does BankAmericard Travel Rewards Credit Card report your account activity to credit bureaus?

BankAmericard Travel Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for BankAmericard Travel Rewards Credit Card

• Visit the Bank of America website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.