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BankAmericard Travel Rewards Credit Card

in Personal Credit Cards from Bank of America

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BankAmericard Travel Rewards Credit Card

Unaffiliated

in Personal Credit Cards from Bank of America

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5 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Purchase APR 16.49% - 24.49%
Balance Transfer APR 16.49% - 24.49%
Annual Fee $0
Credit Score Range 700 - 850
Number of Reviews 5

Overview

Who is this credit card designed for?

BankAmericard Travel Rewards Credit Card is a credit card issued by Bank of America, which is based in Charlotte, NC. 

BankAmericard Travel Rewards Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

BankAmericard Travel Rewards Credit Card has a variable purchase APR that ranges from 16.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%.

It also has a variable cash advance APR that ranges from 19.49% up to 26.49%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Is an introductory APR offer available?

No, BankAmericard Travel Rewards Credit Card does not come with an introductory APR offer for balance transfers.

This card does offer an introductory APR rate on new purchases of 0% for a period of months.

What are the fees?

The following fees apply to BankAmericard Travel Rewards Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • BankAmericard Travel Rewards Credit Card does not charge a returned payment fee.
  • There are no foreign transaction fees.

Is a rewards program offered?

BankAmericard Travel Rewards Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

BankAmericard Travel Rewards Credit Card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

BankAmericard Travel Rewards Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 BankAmericard Travel Rewards Credit Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

Does BankAmericard Travel Rewards Credit Card report your account activity to credit bureaus?

BankAmericard Travel Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee $27
Minimum Interest Charge $1.50
Late Fee Amount $38
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Minimum Age 18
Co-signing Allowed  
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Fraud Liability  
Free FICO Score  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Travel Assistance
No Blackout Dates  
Every Purchase 1.5x
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
Signup Bonus (points) 20,000
Purchase APR (Variable APR) 16.49% - 24.49%
Cash Advance APR (Variable APR) 19.49% - 26.49%
Balance Computation average daily balance (including new purchases)
Penalty APR 29.99%
Introductory Rate 0%
Balance Transfer APR (Variable APR) 16.49% - 24.49%

Reviews

 
 

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