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  BankAmericard Travel Rewards Credit Card

BankAmericard Travel Rewards Credit Card

in Personal Credit Cards from Bank of America

Unaffiliated

BankAmericard Travel Rewards Credit Card

Unaffiliated

in Personal Credit Cards from Bank of America

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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $0
Purchase APR (Variable APR) 16.49% - 24.49%
Balance Transfer APR (Variable APR) 16.49% - 24.49%
Credit Score Range 700 - 850
Number of Reviews 5

BankAmericard Travel Rewards Credit Card Corporation

BankAmericard Travel Rewards Credit Card is a rewards credit card issued by Bank of America. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

Accepts cosigners. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether BankAmericard Travel Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a BankAmericard Travel Rewards Credit Card cash back or rewards program?

BankAmericard Travel Rewards Credit Card offers a rewards program to its customers.

BankAmericard Travel Rewards Credit Card Rewards
Rewards rate (all purchases) 1.5%
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 20000
Signup Bonus Spend Requirement $1000

Does BankAmericard Travel Rewards Credit Card have a signup bonus?

BankAmericard Travel Rewards Credit Card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does BankAmericard Travel Rewards Credit Card offer an annual loyalty bonus?

BankAmericard Travel Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the BankAmericard Travel Rewards Credit Card benefits?

BankAmericard Travel Rewards Credit Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for BankAmericard Travel Rewards Credit Card?

BankAmericard Travel Rewards Credit Card has a variable purchase APR that ranges from 16.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%.

It also has a variable cash advance APR that ranges from 19.49% up to 26.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does BankAmericard Travel Rewards Credit Card have an introductory APR offer?

No, BankAmericard Travel Rewards Credit Card does not come with an introductory APR offer for balance transfers.

This card does offer an introductory APR rate on new purchases of 0% for a period of months.

BankAmericard Travel Rewards Credit Card Rates & Terms
Purchase APR 16.49% - 24.49%
Balance Transfer APR 16.49% - 24.49%
Cash Advance APR 19.49% - 26.49%
Penalty APR 29.99%

What are the BankAmericard Travel Rewards Credit Card fees?

No Annual Fee. BankAmericard Travel Rewards Credit Card does not charge an annual fee. No foreign transaction fee. BankAmericard Travel Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to BankAmericard Travel Rewards Credit Card:

BankAmericard Travel Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $27
Late Payment Fee $38

Does BankAmericard Travel Rewards Credit Card report your account activity to credit bureaus?

BankAmericard Travel Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for BankAmericard Travel Rewards Credit Card

  • Visit the Bank of America website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee $27
Minimum Interest Charge $1.50
Late Fee Amount $38
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Minimum Age 18
Co-signing Allowed  
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Fraud Liability  
Free FICO Score  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Travel Assistance
No Blackout Dates  
Every Purchase 1.5x
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
Signup Bonus (points) 20,000
Purchase APR (Variable APR) 16.49% - 24.49%
Cash Advance APR (Variable APR) 19.49% - 26.49%
Balance Computation average daily balance (including new purchases)
Penalty APR 29.99%
Introductory Rate 0%
Balance Transfer APR (Variable APR) 16.49% - 24.49%

BankAmericard Travel Rewards Credit Card Community Reviews

 
 

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