BankAmericard Travel Rewards Credit Card
in Personal Credit Cards from Bank of America
Would you recommend BankAmericard Travel Rewards Credit Card to your friends?
| Community Rating | Mostly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 16.99% - 24.99% |
| Balance Transfer APR (Variable APR) | 16.99% - 24.99% |
| Credit Score Range | 700 - 850 |
| Number of Reviews | 5 |
BankAmericard Travel Rewards Credit Card Review
BankAmericard Travel Rewards Credit Card is a rewards credit card issued by Bank of America.
This card is designed for people with good credit. The minimum credit score to apply is 700. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether BankAmericard Travel Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a BankAmericard Travel Rewards Credit Card cash back or rewards program?
BankAmericard Travel Rewards Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1.5% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 25000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
Does BankAmericard Travel Rewards Credit Card have a signup bonus?
BankAmericard Travel Rewards Credit Card doesn't offer a cash signup bonus. However, it does include a 25000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does BankAmericard Travel Rewards Credit Card offer an annual loyalty bonus?
BankAmericard Travel Rewards Credit Card doesn't offer a cash loyalty bonus.What are the BankAmericard Travel Rewards Credit Card benefits?
BankAmericard Travel Rewards Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- No blackout dates when redeeming miles
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for BankAmericard Travel Rewards Credit Card?
BankAmericard Travel Rewards Credit Card has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 24.99%.
It also has a variable cash advance APR that ranges from 19.99% up to 26.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does BankAmericard Travel Rewards Credit Card have an introductory APR offer?
No, BankAmericard Travel Rewards Credit Card does not come with an introductory APR offer for balance transfers.This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer APR | 16.99% - 24.99% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | 16.99% - 24.99% |
| Credit Limit | N/A |
| Penalty APR | 29.99% |
| Cash Advance APR | 19.99% - 26.99% |
| Security Deposit | N/A |
| Introductory Rate | 0% |
| Intro APR period (months) | 12 |
What are the BankAmericard Travel Rewards Credit Card fees?
The following fees apply to BankAmericard Travel Rewards Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $28 |
| Late Payment Fee | $39 |
Does BankAmericard Travel Rewards Credit Card have a foreign transaction fee?
BankAmericard Travel Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does BankAmericard Travel Rewards Credit Card report your account activity to credit bureaus?
BankAmericard Travel Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for BankAmericard Travel Rewards Credit Card
- Visit the BankAmericard Travel Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
100 North Tryon Street
#170
Charlotte, NC 28255 - Visit Site
Other Services by Bank of America
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| No Interest Grace Period for Late Payment | 25 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $10 |
| Cash Advance Fee (%) | 3% |
| Cash Advance Fee Minimum | $10 |
| Late Fee Amount | $39 |
| Minimum Interest Charge | $1.50 |
| Returned Payment Fee | $28 |
BankAmericard Travel Rewards Credit Card Community Reviews
Would you recommend BankAmericard Travel Rewards Credit Card to your friends?
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Rating not yet determined
Annual Fee
$0
Purchase APR
15.99% - 25.99%
Balance Transfer APR
15.99% - 25.99%
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
15.24% - 25.24%
Balance Transfer APR
15.24% - 25.24%
Credit Score Range
700 - 850
Annual Fee
$95
Purchase APR
17.99% - 24.99%
Balance Transfer APR
17.99% - 24.99%
Credit Score Range
690 - 850
Annual Fee
$59
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$79
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$89
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$75
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
660 - 850
Annual Fee
$0
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
660 - 850
Annual Fee
$90
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$99
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$59
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
24.99%
Balance Transfer APR
24.99%
Credit Score Range
300 - 850
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