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  Barclaycard Rewards Mastercard

Out of Business

Barclaycard Rewards Mastercard

in Personal Credit Cards

Out of Business

Barclaycard Rewards Mastercard

in Personal Credit Cards

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Overview

This card is no longer available.

Who is the Barclaycard Rewards Designed For?

The Barclaycard Rewards is designed for people with good credit who want to a straightforward cash back card with no annual fee. It is particularly good for people who spend a lot on gas, groceries or utilities. Qualifying for a larger credit limit is simple with this card, which also makes it a good option for people who want to further improve their credit score.

What are the Rates for Barclaycard Rewards Mastercard?

Rates are on the high-end: a variable 25.24% APR for purchases and balance transfers and 25.49% APR for cash advances. There is no introductory APR either, so this is not a card you want to keep a balance on if you can avoid it.

What Are the Fees for Barclaycard Rewards Mastercard?

The Barclaycard Rewards card for good credit has no annual fee. The balance transfer fee is the standard 3% with a $5 minimum, and the cash advance fee is 5% with a $10 minimum. There's also a 3% foreign transaction fee, so you might want to leave this card at home when you're traveling abroad.

What Is Barclaycard's Rewards Mastercard Rewards Program Like?

The rewards program is the main attraction of this card. Cardholders receive 2x points on everyday purchases like gas, groceries and utilities and 1 point for every $1 spent on all other purchases. Members can redeem points as statement credits, statement cash backs, gift cards and merchandise. The minimum amount of points you can redeem is 1,000, which has a value of $10. The points never expire and there's no limit to how many you can earn. With the Barclaycard Rewards Mastercard, you get the high reward rates of the Chase Freedom and Discover it cards without the hassle of quarterly sign-ups and rotating categories.

What about the Barclaycard Rewards Mastercard Signup Bonus?

There's currently no signup bonus with this card.

Does the Barclaycard Rewards Mastercard HaveAny Other Benefits?

The Barclaycard Rewards for good credit includes $0 fraud liability, free access to your FICO credit score. Members who make five on-time payments qualify for a credit line increase review. Receiving a larger credit limit can help improve a person's credit score, as long as the card is used responsibly.

How Is It Better Than Other Credit Cards?

Although this is a no-frills card with little in the benefits department, it does offer a generous rewards rate on everyday purchases without charging an annual fee. Redeeming points is simple and straightforward, and the benefits it does have, such as access to your FICO score and regular credit line increases, will be useful to everyone not just frequent fliers and big spenders.

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Contact

  • Headquarters
  •   745 7th Avenue
    New York, NY 10019 USA

Feature Breakdown

No Fees
Grace Period for Late Payment (Days)
23
Over-Limit Fee
$0
Minimum Interest Charge
$0
Annual Fee
$0
No Annual Fee
 
List of Fees
Late Payment Penalty
$37
Returned Payment Fee
$37
Foreign Currency Transaction Fee
3%
Minimum Age
18
Credit Score Range
640 - 850
850 300 640
Customer Type
Personal
Fraud Liability
 
Free FICO Score
 
Bonus Rewards
2X points
All Other Purchases
1 point for every $1
Every Purchase
2 points for every $1
Percentage
Purchase APR
(Variable APR)
Starting at
25.24%
Percentage
Balance Transfer APR
(Variable APR)
Starting at
25.24%

Reviews

 
 

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Annual Fee

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Purchase APR 15.49% - 25.49%
(Variable APR)
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(Variable APR)
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Annual Fee $0 Annual Fee
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Purchase APR 17.99% - 24.99%
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Balance Transfer APR 17.99% - 24.99%
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Priceline Rewards Visa Card

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Purchase APR 16.49% - 26.49%
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Balance Transfer APR 16.49% - 26.49%
(Variable APR)
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Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
Mastercard Black Card

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1 total votes
Starting Purchase APR 16.49% Starting Variable APR
Starting Balance Transfer APR 16.49% Starting Variable APR
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Credit Score Range 700 - 850     300 850
Uber Visa Card

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1
 
 
1 total votes
Purchase APR 16.49% - 25.24%
(Variable APR)
    0% 29% Variable APR
Balance Transfer APR 16.49% - 25.24%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850     300 850
Barnes and Noble Mastercard

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Be the first to rate

Purchase APR 15.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Balance Transfer APR 15.49% - 26.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
Frontier Airlines World Mastercard with No Annual Fee
Purchase APR 17.49% - 26.49%
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Balance Transfer APR 17.49% - 26.49%
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