Barclaycard Ring® Mastercard®
in Personal Credit Cards
Would you recommend Barclaycard Ring® Mastercard® to your friends?
Overview
Who is this credit card designed for?
Barclaycard Ring® Mastercard® is a credit card issued by Barclays, which is based in Wilmington, DE.
Barclaycard Ring® Mastercard® is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.
What are the relevant APRs?
Barclaycard Ring® Mastercard® has a variable purchase APR of 13.99%.
The card has a variable balance transfer APR of 13.99%.
It also has a variable cash advance APR of 13.99%.
Is an introductory APR offer available?
Yes, Barclaycard Ring® Mastercard® offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
Barclaycard Ring® Mastercard® does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to Barclaycard Ring® Mastercard®:
- There is no annual fee.
- A late payment penalty of $27.
- A returned payment fee of $27.
- There is no overlimit fee
- There are no foreign transaction fees.
Is a rewards program offered?
No, Barclaycard Ring® Mastercard® does not offer a rewards program.
Is a signup bonus offered?
Barclaycard Ring® Mastercard® doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
Barclaycard Ring® Mastercard® doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Barclaycard Ring® Mastercard® provides the following benefits:
- Free Credit Score
- Fraud Liability
- Free Credit Report
- Reports to major credit bureaus
Does Barclaycard Ring® Mastercard® report your account activity to credit bureaus?
Barclaycard Ring® Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 23 |
| Over-Limit Fee | $0 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Late Payment Penalty | $27 |
| Returned Payment Fee | $27 |
| Minimum Interest Charge | $0.50 |
| Balance Transfer Fee % | 2% |
| Balance Transfer Fee Minimum | $5 |
| Cash Advance Fee ($) | $3 |
Reviews
Would you recommend Barclaycard Ring® Mastercard® to your friends?
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