Barclaycard Ring® Mastercard®
in Personal Credit Cards from Barclays
Cast your vote
Would you recommend Barclaycard Ring® Mastercard® to your friends?
| Community Rating | Strongly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 13.99% |
| Balance Transfer APR (Variable APR) | 13.99% |
| Credit Score Range | 700 - 850 |
Barclaycard Ring® Mastercard® Review
Barclaycard Ring® Mastercard® is a credit card issued by Barclays.
Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.
If you're wondering whether Barclaycard Ring® Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Barclaycard Ring® Mastercard® cash back or rewards program?
No, Barclaycard Ring® Mastercard® does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the Barclaycard Ring® Mastercard® benefits?
Barclaycard Ring® Mastercard® provides the following benefits:
- Free Credit Score
- Fraud Liability
- Free Credit Report
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Barclaycard Ring® Mastercard®?
Barclaycard Ring® Mastercard® has a variable purchase APR of 13.99%. The card has a variable balance transfer APR of 13.99% .
It also has a variable cash advance APR of 13.99% .
Does Barclaycard Ring® Mastercard® have an introductory APR offer?
Yes, Barclaycard Ring® Mastercard® offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
Barclaycard Ring® Mastercard® does not offer an introductory rate on new purchases.| Purchase APR | 13.99% |
| Balance Transfer APR | 13.99% |
| Cash Advance APR | 13.99% |
What are the Barclaycard Ring® Mastercard® fees?
No Annual Fee. Barclaycard Ring® Mastercard® does not charge an annual fee. No foreign transaction fee. Barclaycard Ring® Mastercard® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.The following fees apply to Barclaycard Ring® Mastercard®:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 2% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $27 |
| Late Payment Fee | $27 |
Does Barclaycard Ring® Mastercard® report your account activity to credit bureaus?
Barclaycard Ring® Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Barclaycard Ring® Mastercard®
- Visit the Barclays website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
BARCLAYCARD RING® MASTERCARD® Disclosure:
Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about rates, fees, other costs, and benefits associated with the use of the credit card program, please see the Terms and Conditions.
Annual Fee: $0. For purchases and balance transfers, the variable APR is 10.49% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 10.49%. The APRs on your account will vary with the market based on the Prime Rate. The minimum monthly interest charge will be $0.50. Balance transfer fee: $0. Cash advance and cash equivalent fees: $3. Foreign transaction fee: 0%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. See Terms and Conditions for information about the terms of this offer. The Barclaycard Ring Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 - Visit Site
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 23 |
| Over-Limit Fee | $0 |
| Annual Fee | $0 |
| Paper Statement Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $27 |
| Minimum Interest Charge | $0.50 |
| Late Fee Amount | $27 |
| Balance Transfer Fee % | 2% |
| Balance Transfer Fee Minimum | $5 |
| Cash Advance Fee ($) | $3 |
Barclaycard Ring® Mastercard® Community Reviews
Would you recommend Barclaycard Ring® Mastercard® to your friends?
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Purchase APR
15.49% - 25.49%
(Variable APR)
Balance Transfer APR
15.49% - 25.49%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
15.99% - 28.99%
(Variable APR)
Balance Transfer APR
15.99% - 28.99%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
16.49% - 23.49%
(Variable APR)
Balance Transfer APR
16.49% - 23.49%
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680 - 850
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Purchase APR
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Balance Transfer APR
17.49% - 26.49%
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Purchase APR
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Balance Transfer APR
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700 - 850
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Balance Transfer APR
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$79
Purchase APR
17.49% - 26.49%
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Balance Transfer APR
17.49% - 26.49%
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Credit Score Range
700 - 850
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Purchase APR
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Balance Transfer APR
17.49% - 26.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
17.49% - 26.49%
(Variable APR)
Balance Transfer APR
17.49% - 26.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$89
Purchase APR
17.49% - 26.49%
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Balance Transfer APR
17.49% - 26.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
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Purchase APR
16.74% - 26.49%
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Balance Transfer APR
16.74% - 26.49%
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Credit Score Range
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