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  Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

in Personal Credit Cards from Barclays

Unaffiliated

Barclaycard Ring® Mastercard®

Unaffiliated

in Personal Credit Cards from Barclays

SuperMoney Net Recommendation Score +33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

1 user recommends
2 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $0
Purchase APR  (Variable APR) 14.24%
Balance Transfer APR  (Variable APR) 14.24%
Credit Score Range 700 - 850

Barclaycard Ring® Mastercard® Review

Barclaycard Ring® Mastercard® is a credit card issued by Barclays. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Barclaycard Ring® Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Barclaycard Ring® Mastercard® cash back or rewards program?

No, Barclaycard Ring® Mastercard® does not offer a rewards program.

Barclaycard Ring® Mastercard® Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the Barclaycard Ring® Mastercard® benefits?

Barclaycard Ring® Mastercard® provides the following benefits:

  • Free Credit Score
  • Fraud Liability
  • Free Credit Report
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Barclaycard Ring® Mastercard®?

Barclaycard Ring® Mastercard® has a variable purchase APR of 14.24%. The card has a variable balance transfer APR of 14.24% .

It also has a variable cash advance APR of 13.99% .

Does Barclaycard Ring® Mastercard® have an introductory APR offer?

Yes, Barclaycard Ring® Mastercard® offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

Barclaycard Ring® Mastercard® does not offer an introductory rate on new purchases.
Barclaycard Ring® Mastercard® Rates & Terms
Purchase APR 14.24%
Balance Transfer APR 14.24%
Cash Advance APR 13.99%

What are the Barclaycard Ring® Mastercard® fees?

The following fees apply to Barclaycard Ring® Mastercard®:

  • There is no overlimit fee
    Barclaycard Ring® Mastercard® Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $0
    Foreign Transaction Fee 0%
    Balance Transfer Fee 2%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee $27
    Late Payment Fee $27

    Does Barclaycard Ring® Mastercard® have a foreign transaction fee?

    Barclaycard Ring® Mastercard® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does Barclaycard Ring® Mastercard® report your account activity to credit bureaus?

    Barclaycard Ring® Mastercard® reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion
    • Innovis

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Barclaycard Ring® Mastercard®

    • Visit the Barclays website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    BARCLAYCARD RING® MASTERCARD® Disclosure: Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about rates, fees, other costs, and benefits associated with the use of the credit card program, please see the Terms and Conditions. Annual Fee: $0. For purchases and balance transfers, the variable APR is 10.49% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 10.49%. The APRs on your account will vary with the market based on the Prime Rate. The minimum monthly interest charge will be $0.50. Balance transfer fee: $0. Cash advance and cash equivalent fees: $3. Foreign transaction fee: 0%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. See Terms and Conditions for information about the terms of this offer. The Barclaycard Ring Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
  • Contact

    • Headquarters
    •   125 South West Street
      Wilmington, DE 19801
    •   Visit Site

    Message from Barclays

    • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply
    • Low 13.99% variable APR on purchases and cash advances
    • No annual fee
    • No foreign transaction fees
    • International Chip and PIN

    Hours of Operation

    • Sunday 8:00am - 8:00pm
    • Monday 8:00am - 8:00pm
    • Tuesday 8:00am - 8:00pm
    • Wednesday 8:00am - 8:00pm
    • Thursday 8:00am - 8:00pm
    • Friday 8:00am - 8:00pm
    • Saturday 8:00am - 8:00pm

    Other Services by Barclays

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 23
    Over-Limit Fee $0
    Annual Fee $0
    Paper Statement Fee $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    Returned Payment Fee $27
    Minimum Interest Charge $0.50
    Late Fee Amount $27
    Balance Transfer Fee % 2%
    Balance Transfer Fee Minimum $5
    Minimum Cash Advance Fee ($) $3
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Fraud Liability  
    Free FICO Score  
    Credit Card Benefits
    • Fraud Liability
    • Free Credit Report
    • Free Credit Score
    • Identity Theft Protection
    Purchase APR (Variable APR) 14.24%
    Cash Advance APR (Variable APR) 13.99%
    Balance Computation daily balance (including new purchases)
    Balance Transfer APR (Variable APR) 14.24%
    Introductory Rate 0%
    Intro APR period 15

    Barclaycard Ring® Mastercard® Community Reviews

     
     

    Would you recommend Barclaycard Ring® Mastercard® to your friends?

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