Overview

Who is this credit card designed for?

Barclaycard Ring™ Mastercard® is a credit card issued by Barclays, which is based in Wilmington, DE.

Barclaycard Ring™ Mastercard® is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Barclaycard Ring™ Mastercard® has a variable purchase APR of 10.49%.

Is an introductory APR offer available?

No, Barclaycard Ring™ Mastercard® does not come with an introductory APR offer.

What are the fees?

The following fees apply to Barclaycard Ring™ Mastercard®:

• There is no annual fee
• A late payment penalty of $27.
• A returned payment fee of $27.
• There is no overlimit fee
• There are no foreign transaction fees

Is a rewards program offered?

No, Barclaycard Ring™ Mastercard® does not offer a rewards program.

Is a signup bonus offered?

Barclaycard Ring™ Mastercard® doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Barclaycard Ring™ Mastercard® doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Barclaycard Ring™ Mastercard® provides the following benefits:

• Free Credit Score

• Fraud Liability

• Free Credit Report
  Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about rates, fees, other costs, and benefits associated with the use of the credit card program, please see the Terms and Conditions. Annual Fee: $0. For purchases and balance transfers, the variable APR is 10.49% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 10.49%. The APRs on your account will vary with the market based on the Prime Rate. The minimum monthly interest charge will be $0.50. Balance transfer fee: $0. Cash advance and cash equivalent fees: $3. Foreign transaction fee: 0%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. See Terms and Conditions for information about the terms of this offer. The Barclaycard Ring Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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