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Barclaycard Ring® Mastercard®
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Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 13.74% |
Balance Transfer APR (Variable APR) | 13.74% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Barclaycard Ring® Mastercard® Review
Barclaycard Ring® Mastercard® is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs. |
This is a card issued by Barclays Bank. If you're wondering whether Barclaycard Ring® Mastercard® is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- Competitive APRs. Barclaycard Ring® Mastercard® has a variable purchase APR of 13.74%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 2% Balance transfer fee. Barclaycard Ring® Mastercard® charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Barclaycard Ring® Mastercard®
The Good | The Bad |
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Barclaycard Ring® Mastercard® FAQ
Does Barclaycard Ring® Mastercard® have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Barclaycard Ring® Mastercard® benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Free Credit Report
- Reports to major credit bureaus
What are the relevant APRs for Barclaycard Ring® Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Barclaycard Ring® Mastercard® has a variable purchase APR of 13.74%. The card has a variable balance transfer APR of 13.74% . It also has a variable cash advance APR of 13.74% .
Does Barclaycard Ring® Mastercard® have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 15 months |
Balance Transfer APR | 13.74% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 2% |
Does Barclaycard Ring® Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Barclaycard Ring® Mastercard®?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | $27 |
Late Payment Fee | $27 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Barclaycard Ring® Mastercard® have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Barclaycard Ring® Mastercard®?
The Barclaycard Ring® Mastercard® customer service number is (888) 710-8756.
What is the support contact email for Barclaycard Ring® Mastercard®?
The support contact email for Barclaycard Ring® Mastercard® is online@barclaysus.com.
What is the Barclaycard Ring® Mastercard® login page?
You can access the Barclaycard Ring® Mastercard® login page here.
How do people rate the customer service and user experience of Barclaycard Ring® Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Barclaycard Ring® Mastercard® report your account activity to credit bureaus?
Yes, Barclaycard Ring® Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Barclaycard Ring® Mastercard®
- Visit the Barclaycard Ring® Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Barclaycard Ring® Mastercard®
Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 USA - (888) 710-8756
- Visit Site
- Email Support
Other Services by Barclays Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
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- Maine
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- Rhode Island
- South Carolina
- South Dakota
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- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Cash Advance Fee ($) | $3 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0.50 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | $27 |
Paper Statement Fee | $0 |
Late Fee Amount | $27 |
Barclaycard Ring® Mastercard® Community Reviews
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