Barclaycard Ring® Mastercard®
in Personal Credit Cards from Barclays
Cast your vote
Would you recommend Barclaycard Ring® Mastercard® to your friends?
| Community Rating | Strongly recommended |
| Purchase APR | 13.99% |
| Balance Transfer APR | 13.99% |
| Annual Fee | $0 |
| Credit Score Range | 700 - 850 |
Overview
Who is this credit card designed for?
Barclaycard Ring® Mastercard® is a credit card issued by Barclays, which is based in Wilmington, DE.
Barclaycard Ring® Mastercard® is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.
What are the relevant APRs?
Barclaycard Ring® Mastercard® has a variable purchase APR of 13.99%.
The card has a variable balance transfer APR of 13.99%.
It also has a variable cash advance APR of 13.99%.
Is an introductory APR offer available?
Yes, Barclaycard Ring® Mastercard® offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
Barclaycard Ring® Mastercard® does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to Barclaycard Ring® Mastercard®:
- There is no annual fee.
- A late payment penalty of up to $27.
- Barclaycard Ring® Mastercard® does not charge a returned payment fee.
- There is no overlimit fee
- There are no foreign transaction fees.
Is a rewards program offered?
No, Barclaycard Ring® Mastercard® does not offer a rewards program.
Is a signup bonus offered?
Barclaycard Ring® Mastercard® doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
Barclaycard Ring® Mastercard® doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Barclaycard Ring® Mastercard® provides the following benefits:
- Free Credit Score
- Fraud Liability
- Free Credit Report
- ID Theft Protection
- Reports to major credit bureaus
Does Barclaycard Ring® Mastercard® report your account activity to credit bureaus?
Barclaycard Ring® Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
BARCLAYCARD RING® MASTERCARD® Disclosure:
Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about rates, fees, other costs, and benefits associated with the use of the credit card program, please see the Terms and Conditions.
Annual Fee: $0. For purchases and balance transfers, the variable APR is 10.49% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 10.49%. The APRs on your account will vary with the market based on the Prime Rate. The minimum monthly interest charge will be $0.50. Balance transfer fee: $0. Cash advance and cash equivalent fees: $3. Foreign transaction fee: 0%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. See Terms and Conditions for information about the terms of this offer. The Barclaycard Ring Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 USA - Visit Site
Message from Barclays
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View all personal credit cards offered by Barclays
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 23 |
| Over-Limit Fee | $0 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $27 |
| Minimum Interest Charge | $0.50 |
| Late Fee Amount | $27 |
| Balance Transfer Fee % | 2% |
| Balance Transfer Fee Minimum | $5 |
| Cash Advance Fee ($) | $3 |
Reviews
Would you recommend Barclaycard Ring® Mastercard® to your friends?
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Purchase APR
15.49% - 25.49%
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Balance Transfer APR
15.49% - 25.49%
(Variable APR)
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Credit Score Range
680 - 850
Purchase APR
15.49% - 26.49%
(Variable APR)
Balance Transfer APR
15.49% - 26.49%
(Variable APR)
Annual Fee
$0
Credit Score Range
700 - 850
Purchase APR
17.49% - 26.49%
(Variable APR)
Balance Transfer APR
17.49% - 26.49%
(Variable APR)
Annual Fee
$79
Credit Score Range
700 - 850
Purchase APR
17.49% - 26.49%
(Variable APR)
Balance Transfer APR
17.49% - 26.49%
(Variable APR)
Annual Fee
$69
Credit Score Range
700 - 850
Purchase APR
16.74% - 26.49%
(Variable APR)
Balance Transfer APR
16.74% - 26.49%
(Variable APR)
Annual Fee
$0
Credit Score Range
700 - 850
Purchase APR
17.49% - 26.49%
(Variable APR)
Balance Transfer APR
17.49% - 26.49%
(Variable APR)
Annual Fee
$0
Credit Score Range
700 - 850
Purchase APR
17.49% - 26.49%
(Variable APR)
Balance Transfer APR
17.49% - 26.49%
(Variable APR)
Annual Fee
$89
Credit Score Range
700 - 850
Purchase APR
16.74% - 26.49%
(Variable APR)
Balance Transfer APR
16.74% - 26.49%
(Variable APR)
Annual Fee
$0
Credit Score Range
640 - 850
Purchase APR
15.99% - 28.99%
(Variable APR)
Balance Transfer APR
15.99% - 28.99%
(Variable APR)
Annual Fee
$0
Credit Score Range
680 - 850
Purchase APR
16.49% - 23.49%
(Variable APR)
Balance Transfer APR
16.49% - 23.49%
(Variable APR)
Annual Fee
$0
Credit Score Range
680 - 850
Purchase APR
15.49% - 25.49%
(Variable APR)
Balance Transfer APR
15.49% - 25.49%
(Variable APR)
Annual Fee
$0
Credit Score Range
680 - 850
Purchase APR
17.49% - 26.49%
(Variable APR)
Balance Transfer APR
17.49% - 26.49%
(Variable APR)
Annual Fee
$89
Credit Score Range
680 - 850
Purchase APR
15.99% - 28.99%
(Variable APR)
Balance Transfer APR
15.99% - 28.99%
(Variable APR)
Annual Fee
$0
Credit Score Range
650 - 840
