SuperMoney 
  Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

in Personal Credit Cards from Barclays

Claimed

Barclaycard Ring® Mastercard®

Claimed

in Personal Credit Cards from Barclays

SuperMoney Net Recommendation Score +50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

1 user recommends
1 user is unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend Barclaycard Ring® Mastercard® to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Strongly recommended
Annual Fee $0
Purchase APR  (Variable APR) 14.24%
Balance Transfer APR  (Variable APR) 14.24%
Credit Score Range 700 - 850

Barclaycard Ring® Mastercard® Review

Barclaycard Ring® Mastercard® is a credit card issued by Barclays. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Barclaycard Ring® Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Barclaycard Ring® Mastercard® cash back or rewards program?

No, Barclaycard Ring® Mastercard® does not offer a rewards program.

Barclaycard Ring® Mastercard® Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the Barclaycard Ring® Mastercard® benefits?

Barclaycard Ring® Mastercard® provides the following benefits:

  • Free Credit Score
  • Fraud Liability
  • Free Credit Report
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Barclaycard Ring® Mastercard®?

Barclaycard Ring® Mastercard® has a variable purchase APR of 14.24%. The card has a variable balance transfer APR of 14.24% .

It also has a variable cash advance APR of 13.99% .

Does Barclaycard Ring® Mastercard® have an introductory APR offer?

Yes, Barclaycard Ring® Mastercard® offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

Barclaycard Ring® Mastercard® does not offer an introductory rate on new purchases.

Barclaycard Ring® Mastercard® Rates & Terms
Purchase APR 14.24%
Balance Transfer APR 14.24%
Cash Advance APR 13.99%

What are the Barclaycard Ring® Mastercard® fees?

No Annual Fee. Barclaycard Ring® Mastercard® does not charge an annual fee. No foreign transaction fee. Barclaycard Ring® Mastercard® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Barclaycard Ring® Mastercard®:

Barclaycard Ring® Mastercard® Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 2%
Minimum Balance Transfer Fee $5
Returned Payment Fee $27
Late Payment Fee $27

Does Barclaycard Ring® Mastercard® report your account activity to credit bureaus?

Barclaycard Ring® Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
  • Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Barclaycard Ring® Mastercard®

  • Visit the Barclays website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
BARCLAYCARD RING® MASTERCARD® Disclosure: Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about rates, fees, other costs, and benefits associated with the use of the credit card program, please see the Terms and Conditions. Annual Fee: $0. For purchases and balance transfers, the variable APR is 10.49% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 10.49%. The APRs on your account will vary with the market based on the Prime Rate. The minimum monthly interest charge will be $0.50. Balance transfer fee: $0. Cash advance and cash equivalent fees: $3. Foreign transaction fee: 0%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. See Terms and Conditions for information about the terms of this offer. The Barclaycard Ring Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   125 South West Street
    Wilmington, DE 19801
  •   Visit Site

Message from Barclays

  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply
  • Low 13.99% variable APR on purchases and cash advances
  • No annual fee
  • No foreign transaction fees
  • International Chip and PIN

Other Services by Barclays

Icon for Personal Credit Cards
View all personal credit cards offered by Barclays

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 23
Over-Limit Fee $0
Annual Fee $0
Paper Statement Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee $27
Minimum Interest Charge $0.50
Late Fee Amount $27
Balance Transfer Fee % 2%
Balance Transfer Fee Minimum $5
Cash Advance Fee ($) $3
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Fraud Liability  
Free FICO Score  
Credit Card Benefits
  • Fraud Liability
  • Free Credit Report
  • Free Credit Score
  • Identity Theft Protection
Purchase APR (Variable APR) 14.24%
Cash Advance APR (Variable APR) 13.99%
Balance Computation daily balance (including new purchases)
Balance Transfer APR (Variable APR) 14.24%
Introductory Rate 0%
Intro APR period 15

Barclaycard Ring® Mastercard® Community Reviews

 
 

Would you recommend Barclaycard Ring® Mastercard® to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Barclays Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Holland America Line Rewards Visa Card

Holland America Line Rewards Visa Card

1
 
 
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 15.49% - 25.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 15.49% - 25.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
Uber Visa Card

Uber Visa Card

1
 
 
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 25.24%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.49% - 25.24%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 640 - 850     300 850
Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

2
3
1
6 total votes
Annual Fee $89 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Upromise World Mastercard

Upromise World Mastercard

1
4
 
5 total votes
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 26.99%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.99% - 26.99%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
NFL Extra Points Credit Card

NFL Extra Points Credit Card

2
1
2
5 total votes
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 640 - 750     300 850
Priceline Rewards Visa Card

Priceline Rewards Visa Card

 
 
6
6 total votes
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
RCI Elite Rewards Mastercard

RCI Elite Rewards Mastercard

 
 
1
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 23.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.49% - 23.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
AAdvantage® Aviator® Red World Elite Mastercard

AAdvantage® Aviator® Red World Elite Mastercard

 
 
1
1 total votes
Annual Fee $95 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Carnival World Mastercard

Carnival World Mastercard

 
 
1
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 15.49% - 25.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 15.49% - 25.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Barclaycard with Apple Rewards

Barclaycard with Apple Rewards

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 15.99% - 28.99%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 15.99% - 28.99%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 650 - 840     300 850
Mastercard® Titanium Card™

Mastercard® Titanium Card™

Be the first to rate

Annual Fee $195 Annual Fee
Starting Purchase APR 17.24% Starting Variable APR
Starting Balance Transfer APR 17.24% Starting Variable APR
Credit Score Range 700 - 850     300 850
Mastercard® Gold Card™

Mastercard® Gold Card™

Be the first to rate

Annual Fee $995 Annual Fee
Starting Purchase APR 17.24% Starting Variable APR
Starting Balance Transfer APR 17.24% Starting Variable APR
Credit Score Range 740 - 850     300 850
Princess Cruises Rewards Visa Card

Princess Cruises Rewards Visa Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 15.49% - 25.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 15.49% - 25.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
Barclaycard Visa with Apple Rewards
Annual Fee $0 Annual Fee
Purchase APR 15.99% - 28.99%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 15.99% - 28.99%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
Diamond Resorts International Mastercard
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 23.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.49% - 23.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
Lufthansa Miles & More World Elite Mastercard
Annual Fee $89 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
Mastercard® Black Card™

Mastercard® Black Card™

Be the first to rate

Annual Fee $495 Annual Fee
Starting Purchase APR 17.24% Starting Variable APR
Starting Balance Transfer APR 17.24% Starting Variable APR
Credit Score Range 740 - 850     300 850
Barnes and Noble Mastercard

Barnes and Noble Mastercard

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 15.49% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 15.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Choice Privileges Visa Signature® Card
Annual Fee $0 Annual Fee
Purchase APR 16.74% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.74% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Frontier Airlines World Mastercard

Frontier Airlines World Mastercard

Be the first to rate

Annual Fee $79 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Frontier Airlines World Mastercard with Annual Fee
Annual Fee $69 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
JetBlue Card

JetBlue Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Hawaiian Airlines World Elite Mastercard
Annual Fee $89 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Wyndham Rewards Visa Card

Wyndham Rewards Visa Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 16.74% - 26.49%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.74% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 640 - 850     300 850