Barclaycard with Apple Rewards

Barclaycard with Apple Rewards Review

This is a store rewards credit card issued by Barclays Bank. If you're wondering whether Barclaycard with Apple Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Signup bonus. Offers a signup bonus of $50 if you spend $1.
• Signup bonus. Offers a signup bonus of 5000 points after spending $1 that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Barclaycard with Apple Rewards has a variable purchase APR that ranges from 15.99% up to 28.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Barclaycard with Apple Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Cardholders can earn rewards on purchases everywhere Barclaycard with Apple Rewards is accepted. Barclaycard with Apple Rewards reports to multiple credit bureaus.	Charges a foreign transaction fee of 3%. Charges a 3% balance transfer fee. Does not include many credit card benefits.

Does Barclaycard with Apple Rewards have a cash back or rewards program?

Barclaycard with Apple Rewards is a rewards card.

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Barclaycard with Apple Rewards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$50
Signup Bonus (Points/Miles)	5000
Signup Bonus Spend Requirement	$1

What are the Barclaycard with Apple Rewards benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Barclaycard with Apple Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Barclaycard with Apple Rewards has a variable purchase APR that ranges from 15.99% up to 28.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 28.99%. It also has a variable cash advance APR of 29.24% .

What are the fees for Barclaycard with Apple Rewards?

The following fees apply:

Barclaycard with Apple Rewards Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	$37
Late Payment Fee	$37

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Barclaycard with Apple Rewards report your account activity to credit bureaus?

Yes, Barclaycard with Apple Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Barclaycard with Apple Rewards

• Visit the Barclaycard with Apple Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.