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  Barclaycard with Apple Rewards

Barclaycard with Apple Rewards

in Personal Credit Cards from Barclays Bank

Claimed

Barclaycard with Apple Rewards

Claimed

in Personal Credit Cards from Barclays Bank

Net Recommendation Score -25

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -25, equating to 2.5 on a 5 point rating scale.

-25

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
1 user is unsure
2 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 15.99% - 28.99%
Balance Transfer APR  (Variable APR) 15.99% - 28.99%
Credit Score Range 650 - 840
Annual Fee $0

Barclaycard with Apple Rewards Review

This is a store rewards credit card issued by Barclays Bank. If you're wondering whether Barclaycard with Apple Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of $50 if you spend $1.
  • Signup bonus. Offers a signup bonus of 5000 points after spending $1 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Barclaycard with Apple Rewards has a variable purchase APR that ranges from 15.99% up to 28.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Barclaycard with Apple Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Barclaycard with Apple Rewards
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Barclaycard with Apple Rewards is accepted.
  • Barclaycard with Apple Rewards reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Barclaycard with Apple Rewards FAQ

Does Barclaycard with Apple Rewards have a cash back or rewards program?

Barclaycard with Apple Rewards is a rewards card.

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Barclaycard with Apple Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $50
Signup Bonus (Points/Miles) 5000
Signup Bonus Spend Requirement $1

Does Barclaycard with Apple Rewards have a signup bonus?

Yes, it offers card users a signup bonus worth up to $50 after spending $1. However, it does include a 5000 points signup bonus after spending $1 that can be redeemed for travel, gifts, or other perks.

Does Barclaycard with Apple Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Barclaycard with Apple Rewards benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Barclaycard with Apple Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 15.99% up to 28.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 28.99%. It also has a variable cash advance APR of 29.24% .

Does Barclaycard with Apple Rewards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Barclaycard with Apple Rewards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Barclaycard with Apple Rewards?

The following fees apply:

Barclaycard with Apple Rewards Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $37
Late Payment Fee $37

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Barclaycard with Apple Rewards have a foreign transaction fee?

Barclaycard with Apple Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Barclaycard with Apple Rewards?

The Barclaycard with Apple Rewards customer service number is (888) 710-8756.

What is the support contact email for Barclaycard with Apple Rewards?

The support contact email for Barclaycard with Apple Rewards is online@barclaysus.com.

How do people rate the customer service and user experience of Barclaycard with Apple Rewards?

Overall, Barclaycard with Apple Rewards is mostly not recommended based on community reviews that rate customer service and user experience.

Does Barclaycard with Apple Rewards report your account activity to credit bureaus?

Yes, Barclaycard with Apple Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Barclaycard with Apple Rewards

  • Visit the Barclaycard with Apple Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 8:00am - 8:00pm
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 8:00pm

Other Services by Barclays Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 24 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5% - 29.24%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $0.50
Returned Payment Fee $37
Late Fee Amount $37
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 840
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Entertainment
  • Every Purchase
  • Restaurants
  • Retail
Signup Bonus (points) 5,000
Signup Bonus Starting at $50
Cash Advance APR (Variable APR) 29.24%
Balance Computation We use a method called "daily balance (including new purchases)". If you are a resident of Iowa at the time the account is opened, we use a method called "average daily balance (including new purchases)".
Purchase APR (Variable APR) 15.99% - 28.99%
Balance Transfer APR (Variable APR) 15.99% - 28.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Bonus Offers
  • Rewards
  • Store Card
Card Network Visa

Barclaycard with Apple Rewards Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -25, equating to 2.5 on a 5 point rating scale.

-25

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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