Barclaycard with Apple Rewards Review

Barclaycard with Apple Rewards is a store rewards credit card issued by Barclays. 

This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether Barclaycard with Apple Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Barclaycard with Apple Rewards

The Good	The Bad
Lower than average purchase APRs. No annual fee. Cardholders can earn rewards on their purchases. Earn rewards on every purchase. Barclaycard with Apple Rewards reports to multiple credit bureaus.	Charges a foreign transaction fee of 3%. Does not include many credit card rewards.

Is there a Barclaycard with Apple Rewards cash back or rewards program?

Barclaycard with Apple Rewards offers a rewards program to its customers.

Barclaycard with Apple Rewards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$50
Signup Bonus (Points/Miles)	5000
Signup Bonus Spend Requirement	$1

What are the relevant APRs for Barclaycard with Apple Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Barclaycard with Apple Rewards has lower than average purchase APRs.

Barclaycard with Apple Rewards has a variable purchase APR that ranges from 15.99% up to 28.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 28.99%. It also has a variable cash advance APR of 29.24% .

Barclaycard with Apple Rewards Balance Transfers

Description
Balance Transfer APR	15.99% - 28.99%
Introductory Rate	N/A
Intro APR period (months)	N/A

Barclaycard with Apple Rewards Rates & Terms

Description
Balance Computation	We use a method called "daily balance (including new purchases)". If you are a resident of Iowa at the time the account is opened, we use a method called "average daily balance (including new purchases)".
Purchase APR	15.99% - 28.99%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	29.24%
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Barclaycard with Apple Rewards fees?

The following fees apply to Barclaycard with Apple Rewards:

Barclaycard with Apple Rewards Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$37
Late Payment Fee	$37

Does Barclaycard with Apple Rewards report your account activity to credit bureaus?

Barclaycard with Apple Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Barclaycard with Apple Rewards

• Visit the Barclaycard with Apple Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.