Barclays Bank The AARP Travel Rewards

Barclays Bank The AARP Travel Rewards Review

This is a cashback card issued by Barclays Bank. If you're wondering whether Barclays Bank Travel Rewards card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• Earn a $200 Cash Back Bonus after spending $500 on purchases in the first 90 days.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.74% up to 28.74%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Barclays Bank The AARP Travel Rewards charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.

Pros & Cons of Barclays Bank Travel Rewards card

The Good	The Bad
0% APR balance transfer intro rate on balance transfers for up to 15 months. No annual fee. No foreign transaction fee. Barclays Bank The AARP Travel Rewards reports to multiple credit bureaus.	Higher than average purchase APRs. Does not offer a signup bonus. Charges a 5% balance transfer fee. Does not include many credit card benefits.

Barclays Bank Travel Rewards card FAQ

Does Barclays Bank Travel Rewards card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Barclays Bank Travel Rewards card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Barclays Bank Travel Rewards card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Barclays Bank The AARP Travel Rewards has a variable purchase APR that ranges from 19.74% up to 28.74%. The card has a variable balance transfer APR that ranges from 19.74% up to 28.74%. It also has a variable cash advance APR of 29.24% .

What are the fees for Barclays Bank Travel Rewards card?

The following fees apply:

Barclays Bank Travel Rewards card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Barclays Bank The AARP Travel Rewards report your account activity to credit bureaus?

Yes, Barclays Bank The AARP Travel Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Barclays Bank Travel Rewards card

• Visit the Barclays Bank Travel Rewards card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.