Barclays Bank Wyndham Earner Credit Card

Barclays Bank Wyndham Earner Credit Card Review

This is a rewards credit card issued by Barclays Bank. If you're wondering whether Barclays Bank Wyndham Earner Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Signup bonus. Offers a signup bonus of 30000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.74% up to 27.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Barclays Bank Wyndham Earner Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval odds if your credit score is above 640.

Pros & Cons of Barclays Bank Wyndham Earner Credit Card

Barclays Bank Wyndham Earner Credit Card FAQ

Does Barclays Bank Wyndham Earner Credit Card have a cash back or rewards program?

Barclays Bank Wyndham Earner Credit Card is a rewards card.

What are the Barclays Bank Wyndham Earner Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Barclays Bank Wyndham Earner Credit Card?

Barclays Bank Wyndham Earner Credit Card has a variable purchase APR that ranges from 18.74% up to 27.99%. The card has a variable balance transfer APR that ranges from 18.74% up to 27.99%. It also has a variable cash advance APR of 28.24% .

What are the fees for Barclays Bank Wyndham Earner Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Barclays Bank Wyndham Earner Credit Card report your account activity to credit bureaus?

Yes, Barclays Bank Wyndham Earner Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Barclays Bank Wyndham Earner Credit Card

• Visit the Barclays Bank Wyndham Earner Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.