Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card Review

This is a rewards credit card issued by Barclays Bank. If you're wondering whether Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of 30000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card has a variable purchase APR that ranges from 15.74% up to 24.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval odds if your credit score is above 640.

Does Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card have a cash back or rewards program?

Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card is a rewards card.

What are the Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card?

It has a variable purchase APR that ranges from 15.74% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.74% up to 24.99%. It also has a variable cash advance APR of 25.24% .

What are the fees for Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card

• Visit the Barclays Bank Wyndham Rewards® EarnerSM Visa Signature Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.