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  Barclays Bank Wyndham Earner Plus Visa Card
Barclays Bank Wyndham Earner Plus Visa Card Claimed

Barclays Bank Wyndham Earner Plus Visa Card

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Highlights
Purchase APR  (Variable APR) 19.49% - 28.74%
(Verified 12/02/2022)
Balance Transfer APR  (Variable APR) 19.49% - 28.74%
(Verified 12/02/2022)
Credit Score Range 640 - 850
Annual Fee $75

Barclays Bank Wyndham Earner Plus Visa Card Review

This is a rewards credit card issued by Barclays Bank. If you're wondering whether Wyndham Earner Visa Plus Card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Signup bonus. Offers a signup bonus of 45000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.49% up to 28.74%.
  • 5% Balance transfer fee. Barclays Bank Wyndham Earner Plus Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if your credit score is above 640.

Pros & Cons of Wyndham Earner Visa Plus Card

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 12 months. There is then a variable purchase APR that ranges from 19.49% up to 28.74%.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Barclays Bank Wyndham Earner Plus Visa Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges an annual fee of $75
  • Charges a 5% balance transfer fee.
  • Does not include many credit card benefits.

Wyndham Earner Visa Plus Card FAQ

Does Wyndham Earner Visa Plus Card have a cash back or rewards program?

Wyndham Earner Visa Plus Card is a rewards card.

Wyndham Earner Visa Plus Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 45000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months
Annual Loyalty Bonus (Points/Miles) 7500

Does Wyndham Earner Visa Plus Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 45000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does Wyndham Earner Visa Plus Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 7500 points that can be redeemed for travel, gifts, and other perks.

What are the Wyndham Earner Visa Plus Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Wyndham Earner Visa Plus Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Barclays Bank Wyndham Earner Plus Visa Card has a variable purchase APR that ranges from 19.49% up to 28.74%. The card has a variable balance transfer APR that ranges from 19.49% up to 28.74%. It also has a variable cash advance APR of 28.99% .

Does Wyndham Earner Visa Plus Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Barclays Bank Wyndham Earner Plus Visa Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 19.49% - 28.74%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%

Does Wyndham Earner Visa Plus Card have an intro APR offer on new purchases?

Barclays Bank Wyndham Earner Plus Visa Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Wyndham Earner Visa Plus Card?

The following fees apply:

Wyndham Earner Visa Plus Card Fees
Fees Amount
Annual Fee $75
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Wyndham Earner Visa Plus Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Wyndham Earner Visa Plus Card?

The Wyndham Earner Visa Plus Card customer service number is (888) 710-8756.

What is the support contact email for Wyndham Earner Visa Plus Card?

The support contact email for Wyndham Earner Visa Plus Card is online@barclaysus.com.

What is the Wyndham Earner Visa Plus Card login page?

You can access the Wyndham Earner Visa Plus Card login page here.

How do people rate the customer service and user experience of Wyndham Earner Visa Plus Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Barclays Bank Wyndham Earner Plus Visa Card report your account activity to credit bureaus?

Yes, Barclays Bank Wyndham Earner Plus Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Wyndham Earner Visa Plus Card

  • Visit the Wyndham Earner Visa Plus Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
Annual Fee $75
Minimum Interest Charge $0.50
No Interest Grace Period for Late Payment 23 days
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 640 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Annual Loyalty Bonus (points) 7,500
Rewards Categories
  • 4x Points on Groceries
  • 6x Points on Hotels
  • 4x Points on Restaurants
  • 1x Point on Every Purchase
Signup Bonus (points) 45,000
Cash Advance APR (Variable APR) 28.99%
APR Type Variable APR
Balance Computation "daily balance (including new purchases)".
Purchase APR (Variable APR) 19.49% - 28.74%
(Verified 12/02/2022)
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 19.49% - 28.74%
(Verified 12/02/2022)
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Balance Transfer
  • Bonus Offers
Card Network Visa

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