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  Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card

Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card

in Personal Credit Cards from Barclays Bank

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Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card

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in Personal Credit Cards from Barclays Bank

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Highlights
Purchase APR  (Variable APR) 15.74% - 24.99%
Balance Transfer APR  (Variable APR) 15.74% - 24.99%
Credit Score Range 640 - 850
Annual Fee $75

Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card Review

This is a rewards credit card issued by Barclays Bank. If you're wondering whether Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of 45000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card has a variable purchase APR that ranges from 15.74% up to 24.99%.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval oods if your credit score is above640.
Pros & Cons of Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 15 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card is accepted.
  • Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $75
  • Does not include many credit card benefits.
Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card FAQ

Does Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card have a cash back or rewards program?

Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card is a rewards card.

Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 45000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months
Annual Loyalty Bonus (Points/Miles) 7500

Does Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 45000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 7500 points that can be redeemed for travel, gifts, and other perks.

What are the Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 15.74% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.74% up to 24.99%. It also has a variable cash advance APR of 25.24% .

Does Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.

Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 15 months
Balance Transfer APR 15.74% - 24.99%
Balance Transfer Fee Minimum $5

Does Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card have an intro APR offer on new purchases?

Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card?

The following fees apply:

Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card Fees
Fees Amount
Annual Fee $75
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card?

The Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card customer service number is (888) 710-8756.

What is the support contact email for Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card?

The support contact email for Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card is online@barclaysus.com.

Does Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card

  • Visit the Barclays Bank Wyndham Rewards® EarnerSM Plus Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 8:00am - 8:00pm
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 8:00pm

Other Services by Barclays Bank

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View all personal credit cards offered by Barclays Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Starting at 1
Restaurants (Points) Starting at 4
Gas (Points) Starting at 6
Every Purchase (Points) Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resorts down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $75
Minimum Interest Charge $0.50
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 640 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Annual Loyalty Bonus (points) 7,500
Rewards Categories
  • Every Purchase
  • Travel
  • Restaurants
  • Hotels
  • Groceries
  • Car Rentals
  • Online
Signup Bonus (points) 45,000
Cash Advance APR (Variable APR) 25.24%
Balance Computation "daily balance (including new purchases)".
Purchase APR (Variable APR) 15.74% - 24.99%
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer APR (Variable APR) 15.74% - 24.99%
Balance Transfer Fee Minimum $5
Card Type
  • Rewards
  • Balance Transfer
  • Bonus Offers
Card Network Visa

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