
Barclays Bank Wyndham Earner Plus Visa Card
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Purchase APR (Variable APR) |
19.49% - 28.74% (Verified 12/02/2022) |
Balance Transfer APR (Variable APR) |
19.49% - 28.74% (Verified 12/02/2022) |
Credit Score Range | 640 - 850 |
Annual Fee | $75 |
Barclays Bank Wyndham Earner Plus Visa Card Review
This is a rewards credit card issued by Barclays Bank. If you're wondering whether Wyndham Earner Visa Plus Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of 45000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.49% up to 28.74%.
- 5% Balance transfer fee. Barclays Bank Wyndham Earner Plus Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 640.
Pros & Cons of Wyndham Earner Visa Plus Card
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Wyndham Earner Visa Plus Card FAQ
Does Wyndham Earner Visa Plus Card have a cash back or rewards program?
Wyndham Earner Visa Plus Card is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Signup Bonus (Points/Miles) | 45000 |
Signup Bonus Spend Requirement | $1000 |
Signup Bonus Spend Period (months) | 3 months |
Annual Loyalty Bonus (Points/Miles) | 7500 |
Does Wyndham Earner Visa Plus Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 45000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Wyndham Earner Visa Plus Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 7500 points that can be redeemed for travel, gifts, and other perks.What are the Wyndham Earner Visa Plus Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Wyndham Earner Visa Plus Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Barclays Bank Wyndham Earner Plus Visa Card has a variable purchase APR that ranges from 19.49% up to 28.74%. The card has a variable balance transfer APR that ranges from 19.49% up to 28.74%. It also has a variable cash advance APR of 28.99% .
Does Wyndham Earner Visa Plus Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | Starting at 3% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 19.49% - 28.74% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 5% |
Does Wyndham Earner Visa Plus Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Wyndham Earner Visa Plus Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $75 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
Does Wyndham Earner Visa Plus Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Wyndham Earner Visa Plus Card?
The Wyndham Earner Visa Plus Card customer service number is (888) 710-8756.
What is the support contact email for Wyndham Earner Visa Plus Card?
The support contact email for Wyndham Earner Visa Plus Card is online@barclaysus.com.
What is the Wyndham Earner Visa Plus Card login page?
You can access the Wyndham Earner Visa Plus Card login page here.
How do people rate the customer service and user experience of Wyndham Earner Visa Plus Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Barclays Bank Wyndham Earner Plus Visa Card report your account activity to credit bureaus?
Yes, Barclays Bank Wyndham Earner Plus Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Wyndham Earner Visa Plus Card
- Visit the Wyndham Earner Visa Plus Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 USA - (888) 710-8756
- Visit Site
- Email Support
Other Services by Barclays Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 12 months |
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