Barnes and Noble Mastercard
Explore a similar product
Try this top product in Credit Cards.
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) |
16.99% - 27.99% (Verified 11/01/2022) |
| Balance Transfer APR (Variable APR) |
16.99% - 27.99% (Verified 11/01/2022) |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 5 |
Barnes and Noble Mastercard Review
This is a store rewards credit card issued by Barclays Bank. If you're wondering whether Barnes and Noble Mastercard is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of up to $25.
- Competitive APRs. Barnes and Noble Mastercard has a variable purchase APR that ranges from 16.99% up to 27.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Barnes and Noble Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Barnes and Noble Mastercard
| The Good | The Bad |
|---|---|
|
|
Barnes and Noble Mastercard FAQ
Does Barnes and Noble Mastercard have a cash back or rewards program?
Barnes and Noble Mastercard is a rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 2x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | Starting at $25 |
Does Barnes and Noble Mastercard have a signup bonus?
Yes, it offers card users a signup bonus worth up to $25.
Does Barnes and Noble Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Barnes and Noble Mastercard benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Barnes and Noble Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.Barnes and Noble Mastercard has a variable purchase APR that ranges from 16.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 27.99%. It also has a variable cash advance APR of 28.24% .
Does Barnes and Noble Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 15 months |
| Balance Transfer APR | 16.99% - 27.99% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does Barnes and Noble Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Barnes and Noble Mastercard?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Barnes and Noble Mastercard have a foreign transaction fee?
Barnes and Noble Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Barnes and Noble Mastercard?
The Barnes and Noble Mastercard customer service number is (888) 710-8756.
What is the support contact email for Barnes and Noble Mastercard?
The support contact email for Barnes and Noble Mastercard is online@barclaysus.com.
What is the Barnes and Noble Mastercard login page?
You can access the Barnes and Noble Mastercard login page here.
How do people rate the customer service and user experience of Barnes and Noble Mastercard?
Overall, Barnes and Noble Mastercard is strongly recommended based on community reviews that rate customer service and user experience.
Does Barnes and Noble Mastercard report your account activity to credit bureaus?
Yes, Barnes and Noble Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Barnes and Noble Mastercard
- Visit the Barnes and Noble Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 USA - (888) 710-8756
- Visit Site
- Email Support
Other Services by Barclays Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0.50 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 23 days |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
Barnes and Noble Mastercard Community Reviews
Would you recommend Barnes and Noble Mastercard to your friends?
Other Credit Cards
Barclays Bank Credit Cards
- American Airlines CU Visa® Rewards credit card
- Collins Community Credit Union Secured Visa Credit Card
- Commercial Tire Credit Card
- Corporate America Family Credit Union Visa Advantage
- Credit Union 1 Classic Credit Card
- Fibre Federal Credit Union Platinum Visa
- First Bank & Trust Co. Platinum Card
- HAPO Community Credit Union HAPO Visa Cash Back Card
- JSC Federal Credit Union Visa Platinum Credit Card
- Members First Credit Union Platinum VISA
- REEDS Jewelers Credit Card
- Southwest Rapid Rewards® Plus Credit Card
