Barnes and Noble Mastercard
in Personal Credit Cards from Barclays Bank
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| Purchase APR (Variable APR) | 13.99% - 24.99% |
| Balance Transfer APR (Variable APR) | 13.99% - 24.99% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Barnes and Noble Mastercard Review
Barnes and Noble Mastercard is a store rewards credit card issued by Barclays Bank. If you're wondering whether Barnes and Noble Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of $25.
- Competitive APRs. Barnes and Noble Mastercard has a variable purchase APR that ranges from 13.99% up to 24.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Barnes and Noble Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
|---|---|
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Is there a Barnes and Noble Mastercard cash back or rewards program?
Barnes and Noble Mastercard offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $25 |
Does Barnes and Noble Mastercard have a signup bonus?
Yes, Barnes and Noble Mastercard offers card users a signup bonus worth up to $25.
Does Barnes and Noble Mastercard offer an annual loyalty bonus?
Barnes and Noble Mastercard doesn't offer a cash loyalty bonus.What are the Barnes and Noble Mastercard benefits?
Barnes and Noble Mastercard provides the following benefits:
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Barnes and Noble Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Barnes and Noble Mastercard has lower than average purchase APRs.Barnes and Noble Mastercard has a variable purchase APR that ranges from 13.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 24.99%. It also has a variable cash advance APR of 25.24% .
Does Barnes and Noble Mastercard have an introductory APR offer on balance transfers?
Yes, Barnes and Noble Mastercard offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer APR | 13.99% - 24.99% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period (months) | 15 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee % After Intro Period | N/A |
| Balance Transfer Fee Intro Period (days) | N/A |
| Balance Transfer Fee Minimum | $5 |
Does Barnes and Noble Mastercard have an introductory APR offer on new purchases?
Barnes and Noble Mastercard does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Barnes and Noble Mastercard?
The following fees apply to Barnes and Noble Mastercard:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $37 |
| Late Payment Fee | $37 |
Does Barnes and Noble Mastercard have a foreign transaction fee?
Barnes and Noble Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Barnes and Noble Mastercard report your account activity to credit bureaus?
Barnes and Noble Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Barnes and Noble Mastercard
- Visit the Barnes and Noble Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 - Visit Site
Other Services by Barclays Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | 2x |
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