Overview

Who is this credit card designed for?

Barney's New York Credit Card is a store credit card issued by Comenity, which is based in Wilmington, DE. 

Barney's New York Credit Card is designed for people with a credit score of 650 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Barney's New York Credit Card has a variable purchase APR of 26.24%.

Is an introductory APR offer available?

No, Barney's New York Credit Card does not come with an introductory APR offer for balance transfers.

Barney's New York Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Barney's New York Credit Card:

• There is no annual fee.
• A late payment penalty of up to $38.
• Barney's New York Credit Card does not charge a returned payment fee.

Is a rewards program offered?

Barney's New York Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Retail

Is a signup bonus offered?

Barney's New York Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Barney's New York Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Barney's New York Credit Card provides the following benefits:

Does Barney's New York Credit Card report your account activity to credit bureaus?

Barney's New York Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.