SuperMoney
  Barney's New York Credit Card

Barney's New York Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

Barney's New York Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Barney's New York Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Purchase APR  (Variable APR) 26.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Barney's New York Credit Card Review

Barney's New York Credit Card is a store rewards credit card issued by Comenity. If you're wondering whether Barney's New York Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.24%
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Barney's New York Credit Card Pros & Cons
The Good The Bad
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Barney's New York Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Barney's New York Credit Card FAQ

Is there a Barney's New York Credit Card cash back or rewards program?

Barney's New York Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Retail
Barney's New York Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus Spend Requirement $0

Does Barney's New York Credit Card have a signup bonus?

Barney's New York Credit Card doesn't offer a cash signup bonus.

Does Barney's New York Credit Card offer an annual loyalty bonus?

Barney's New York Credit Card doesn't offer a cash loyalty bonus.

What are the Barney's New York Credit Card benefits?

Barney's New York Credit Card provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Barney's New York Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Barney's New York Credit Card has higher than average purchase APRs.

Barney's New York Credit Card has a variable purchase APR of 26.24%.

Does Barney's New York Credit Card have an introductory APR offer on balance transfers?

No, Barney's New York Credit Card does not come with an introductory APR offer for balance transfers.

Does Barney's New York Credit Card have an introductory APR offer on new purchases?

Barney's New York Credit Card does not offer an introductory rate on new purchases.
Barney's New York Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Barney's New York Credit Card?

The following fees apply to Barney's New York Credit Card:

Barney's New York Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $38
Late Payment Fee $38

Does Barney's New York Credit Card report your account activity to credit bureaus?

Barney's New York Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Barney's New York Credit Card

  • Visit the Barney's New York Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020 USA
  •   Visit Site

About Barney's New York Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Comenity

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $2
Returned Payment Fee $38
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
Credit Card Benefits Fraud Liability
Rewards Categories Retail
Balance Computation Daily Balance
Purchase APR (Variable APR) 26.24%
Balance Transfer Fee Minimum $10
Card Type
  • Rewards
  • Store Card
  • Bonus Offers
Card Network Other

Be the first to rate

 

Would you recommend Barney's New York Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Credit Cards

Comenity Personal Credit Cards

Loading...