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  BBVA Select Credit Card

BBVA Select Credit Card

in Personal Credit Cards from BBVA

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BBVA Select Credit Card

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in Personal Credit Cards from BBVA

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Highlights
Purchase APR  (Variable APR) 13.24% - 17.24%
Balance Transfer APR  (Variable APR) 13.24% - 17.24%
Credit Score Range 650 - 850
Annual Fee $99

BBVA Select Credit Card Review

BBVA Select Credit Card is a credit card issued by BBVA. If you're wondering whether BBVA Select Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 4 points per dollar spent.
  • Signup bonus. Offers a signup bonus of 50000 points after spending $4,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. BBVA Select Credit Card has a variable purchase APR that ranges from 13.24% up to 17.24%.
  • Annual fee waived the first year. BBVA Select Credit Card gives you the chance to have the card for a year without paying the $99 annual fee.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
BBVA Select Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Annual fee waived during the first year.
  • BBVA Select Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $99
  • Does not offer rewards or cash back.
  • Does not include many credit card benefits.
BBVA Select Credit Card FAQ

Is there a BBVA Select Credit Card cash back or rewards program?

No, BBVA Select Credit Card does not offer a rewards program.

What are the relevant APRs for BBVA Select Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. BBVA Select Credit Card has lower than average purchase APRs.

BBVA Select Credit Card has a variable purchase APR that ranges from 13.24% up to 17.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 17.24%. It also has a variable cash advance APR of 22.24% .

Does BBVA Select Credit Card have an introductory APR offer on balance transfers?

No, BBVA Select Credit Card does not come with an introductory APR offer for balance transfers.

Does BBVA Select Credit Card have an introductory APR offer on new purchases?

BBVA Select Credit Card does not offer an introductory rate on new purchases.
BBVA Select Credit Card Purchase Intro Offer
Description

What are the fees for BBVA Select Credit Card?

The following fees apply to BBVA Select Credit Card:

BBVA Select Credit Card Fees
Fees Amount
Annual Fee $99
Returned Payment Fee up to $20
Late Payment Fee up to $37

Does BBVA Select Credit Card report your account activity to credit bureaus?

Yes, BBVA Select Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for BBVA Select Credit Card

  • Visit the BBVA Select Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee First Year
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 4%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $99
Returned Payment Fee Up to $20
Late Fee Amount Up to $37
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
No Reward Expiration Period
No Blackout Dates
Rewards Rates
  • Entertainment
  • Every Purchase
  • Restaurants
  • Travel
Signup Bonus (points) 50,000
Cash Advance APR (Variable APR) 22.24%
Balance Computation daily balance.
Purchase APR (Variable APR) 13.24% - 17.24%
Balance Transfer Fee % After Intro Period 4%
Balance Transfer APR (Variable APR) 13.24% - 17.24%
Balance Transfer Fee Minimum $10

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SUPERMONEY NET RECOMMENDATION SCORE

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