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Credit Cards
Personal Credit Cards
Last Updated: 05/14/2026

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BBVA Select Credit Card

from BBVA

Last Updated: 05/14/2026
BBVA Select Credit Card logo
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Highlights

Purchase APR (Variable APR)

13.24% - 17.24%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

13.24% - 17.24%(Verified 06/21/2024)
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Credit Score Range

650 - 850

Annual Fee

$99

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BBVA Select Credit Card Review

This is a card issued by BBVA. If you're wondering whether BBVA Select Credit Card is the right card for you, read on.

Key Takeaways

  • Generous reward rate. You can get a rewards rate of up to 4 reward points per dollar spent.
  • Welcome offer. Offers a signup bonus of 50000 points that can be redeemed for travel, gifts, or other perks.
  • APRs: BBVA Select Credit Card has a variable regular purchase APR that ranges from 13.24% up to 17.24%.
  • $0 intro annual fee for the first year. BBVA Select Credit Card gives you the chance to have the card for a year without paying the $99 annual fee.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of BBVA Select Credit Card

BBVA Select Credit Card FAQ

Does BBVA Select Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of BBVA Select Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does BBVA Select Credit Card report your account activity to credit bureaus?

Yes, BBVA Select Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does BBVA perform a hard credit pull?

Yes, BBVA Select Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for BBVA Select Credit Card

  • Visit the website of BBVA Select Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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5 20th St S
Suite 1501
Birmingham, AL 35233
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SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

BBVA Select Credit Card Community Reviews

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