BBVA Select Credit Card Review

BBVA Select Credit Card is a credit card issued by BBVA. If you're wondering whether BBVA Select Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Generous reward rate. You will get a rewards rate of up to 4 points per dollar spent.
• Signup bonus. Offers a signup bonus of 50000 points after spending $4,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. BBVA Select Credit Card has a variable purchase APR that ranges from 13.24% up to 17.24%.
• Annual fee waived the first year. BBVA Select Credit Card gives you the chance to have the card for a year without paying the $99 annual fee.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

The Good	The Bad
Lower than average purchase APRs. Annual fee waived during the first year. BBVA Select Credit Card reports to multiple credit bureaus.	Charges an annual fee of $99 Does not offer rewards or cash back. Does not include many credit card benefits.

Is there a BBVA Select Credit Card cash back or rewards program?

No, BBVA Select Credit Card does not offer a rewards program.

What are the relevant APRs for BBVA Select Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. BBVA Select Credit Card has lower than average purchase APRs.

BBVA Select Credit Card has a variable purchase APR that ranges from 13.24% up to 17.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 17.24%. It also has a variable cash advance APR of 22.24% .

What are the fees for BBVA Select Credit Card?

The following fees apply to BBVA Select Credit Card:

BBVA Select Credit Card Fees

Fees	Amount
Annual Fee	$99
Returned Payment Fee	up to $20
Late Payment Fee	up to $37

Does BBVA Select Credit Card report your account activity to credit bureaus?

Yes, BBVA Select Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for BBVA Select Credit Card

• Visit the BBVA Select Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.