BCS Community CU Classic Visa Credit Card
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| Purchase APR (Variable APR) |
14.90% - 21% (Verified 12/02/2022) |
| Balance Transfer APR (Variable APR) |
14.90% - 21% (Verified 12/02/2022) |
| Credit Score Range | Starting at 600 |
| Annual Fee | $29 |
BCS Community CU Classic Visa Credit Card Review
This is a card issued by BCS Community Credit Union. If you're wondering whether BCS Community CU Classic Visa Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. BCS Community CU Classic Visa Credit Card has a variable purchase APR that ranges from 14.90% up to 21%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of BCS Community CU Classic Visa Card
| The Good | The Bad |
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BCS Community CU Classic Visa Card FAQ
Does BCS Community CU Classic Visa Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for BCS Community CU Classic Visa Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.BCS Community CU Classic Visa Credit Card has a variable purchase APR that ranges from 14.90% up to 21%. The card has a variable balance transfer APR that ranges from 14.90% up to 21%. It also has a variable cash advance APR that ranges from 14.90% up to 21%.
Does BCS Community CU Classic Visa Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does BCS Community CU Classic Visa Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for BCS Community CU Classic Visa Card?
The following fees apply:
- An overlimit fee of $39.
| Fees | Amount |
|---|---|
| Annual Fee | $29 |
| Overlimit Fee | $39 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $29 |
| Late Payment Fee | up to $15 |
Does BCS Community CU Classic Visa Card have a foreign transaction fee?
BCS Community CU Classic Visa Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for BCS Community CU Classic Visa Card?
The BCS Community CU Classic Visa Card customer service number is (303) 425-6627.
What is the support contact email for BCS Community CU Classic Visa Card?
The support contact email for BCS Community CU Classic Visa Card is memberservices@bcscu.com.
What is the BCS Community CU Classic Visa Card login page?
You can access the BCS Community CU Classic Visa Card login page here.
How do people rate the customer service and user experience of BCS Community CU Classic Visa Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does BCS Community CU Classic Visa Credit Card report your account activity to credit bureaus?
Yes, BCS Community CU Classic Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for BCS Community CU Classic Visa Card
- Visit the BCS Community CU Classic Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
4203 Wadsworth Blvd.
Wheat Ridge, CO 80033 USA - (303) 425-6627
- Visit Site
- Email Support
About BCS Community CU Classic Visa Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 1% |
| Annual Fee | $29 |
| Over-Limit Fee | $39 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $29 |
| Late Fee Amount | Up to $15 |
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