Bedford Fair Credit Card

Bedford Fair Credit Card Review

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This is a store cashback card issued by Comenity Bank. If you're wondering whether Bedford Fair Credit Card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a maximum cashback rewards rate of up to 200x.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.99%
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Bedford Fair Credit Card

The Good	The Bad
No annual fee. Cardholders can earn rewards on their purchases. Bedford Fair Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Does not offer a signup bonus. Charges a foreign transaction fee of 3%. Does not include many credit card benefits.

Bedford Fair Credit Card FAQ

Does Bedford Fair Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Bedford Fair Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	200x
Annual rewards limit	0
Signup Bonus ($)	N/A

What are the Bedford Fair Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Bedford Fair Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Bedford Fair Credit Card has a variable purchase APR of 28.99%.

What are the fees for Bedford Fair Credit Card?

The following fees apply:

Bedford Fair Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	$38
Late Payment Fee	$38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Bedford Fair Credit Card report your account activity to credit bureaus?

Yes, Bedford Fair Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bedford Fair Credit Card

• Visit the Bedford Fair Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.