Bedford Fair Credit Card Review

Bedford Fair Credit Card is a store cashback credit card issued by Comenity. If you're wondering whether Bedford Fair Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a cashback rewards rate of up to 200%.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.99%
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Bedford Fair Credit Card Pros and Cons:

The Good	The Bad
No annual fee. Cardholders can earn rewards on their purchases. Bedford Fair Credit Card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.	Higher than average purchase APRs. Does not offer a signup bonus. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Does not include many credit card rewards.

Is there a Bedford Fair Credit Card cash back or rewards program?

Bedford Fair Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. This card features rewards for purchases in the following categories:

• Retail

Bedford Fair Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	200%
Annual rewards limit	0
Signup Bonus ($)	N/A

What are the Bedford Fair Credit Card benefits?

Bedford Fair Credit Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Bedford Fair Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Bedford Fair Credit Card has higher than average purchase APRs.

Bedford Fair Credit Card has a variable purchase APR of 28.99%.

What are the fees for Bedford Fair Credit Card?

The following fees apply to Bedford Fair Credit Card:

Bedford Fair Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	$38
Late Payment Fee	$38

Does Bedford Fair Credit Card report your account activity to credit bureaus?

Bedford Fair Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Bedford Fair Credit Card

• Visit the Bedford Fair Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.