
Belco Community CU Visa® Platinum Credit Card
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Purchase APR (Variable APR) |
11.49% - 17.74% (Verified 11/09/2022) |
Balance Transfer APR (Variable APR) |
11.49% - 17.74% (Verified 11/09/2022) |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Belco Community CU Visa® Platinum Credit Card Review
This is a rewards card issued by Belco Community Credit Union. If you're wondering whether Belco Community CU Visa® Platinum Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Belco Community CU Visa® Platinum Credit Card has a variable purchase APR that ranges from 11.49% up to 17.74%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers, if you transfer the balance within 0 day of opening the account. After the introductory period, the fee is 0%.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Belco Community CU Visa® Platinum Credit Card
The Good | The Bad |
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Belco Community CU Visa® Platinum Credit Card FAQ
Does Belco Community CU Visa® Platinum Credit Card have a cash back or rewards program?
Belco Community CU Visa® Platinum Credit Card is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Belco Community CU Visa® Platinum Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Belco Community CU Visa® Platinum Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Belco Community CU Visa® Platinum Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Belco Community CU Visa® Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Belco Community CU Visa® Platinum Credit Card has a variable purchase APR that ranges from 11.49% up to 17.74%. The card has a variable balance transfer APR that ranges from 11.49% up to 17.74%. It also has a variable cash advance APR that ranges from 11.49% up to 17.74%.
Does Belco Community CU Visa® Platinum Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.49% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 0% |
Balance Transfer Fee Intro Period | 0 days |
Balance Transfer Introductory APR | 2.49% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 11.49% - 17.74% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does Belco Community CU Visa® Platinum Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 2.49% |
Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 2.49% on qualified purchases for a period of up to 12 months.
What are the fees for Belco Community CU Visa® Platinum Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Returned Payment Fee | up to $10 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Belco Community CU Visa® Platinum Credit Card?
The Belco Community CU Visa® Platinum Credit Card customer service number is (800) 642-4482.
What is the support contact email for Belco Community CU Visa® Platinum Credit Card?
The support contact email for Belco Community CU Visa® Platinum Credit Card is information@belco.org.
What is the Belco Community CU Visa® Platinum Credit Card login page?
You can access the Belco Community CU Visa® Platinum Credit Card login page here.
How do people rate the customer service and user experience of Belco Community CU Visa® Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Belco Community CU Visa® Platinum Credit Card report your account activity to credit bureaus?
Yes, Belco Community CU Visa® Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Belco Community CU Visa® Platinum Credit Card
- Visit the Belco Community CU Visa® Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
449 Eisenhower Blvd.
Harrisburg, PA 17111 USA - (800) 642-4482
- Visit Site
- Email Support
About Belco Community CU Visa® Platinum Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 2.49% |
Purchase Intro APR Period (Variable APR) | 12 months |
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Would you recommend Belco Community CU Visa® Platinum Credit Card to your friends?
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