SuperMoney
  Belco Community Credit Union Visa® Platinum Prime

Belco Community Credit Union Visa® Platinum Prime

in Personal Credit Cards from Belco Community Credit Union

Unaffiliated

Belco Community Credit Union Visa® Platinum Prime

Unaffiliated

in Personal Credit Cards from Belco Community Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Belco Community Credit Union Visa® Platinum Prime to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 8.49%
Balance Transfer APR  (Variable APR) 8.49%
Credit Score Range 600 - 850
Annual Fee $0

Belco Community Credit Union Visa® Platinum Prime Review

Belco Community Credit Union Visa® Platinum Prime is a rewards credit card issued by Belco Community Credit Union. If you're wondering whether Belco Community Credit Union Visa® Platinum Prime is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Belco Community Credit Union Visa® Platinum Prime has a variable purchase APR of 8.49%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers, if you transfer the balance within 0 day of opening the account. After the introductory period, the fee is 0%.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
Belco Community Credit Union Visa® Platinum Prime Pros & Cons
The Good The Bad
  • Eliminate high-rate credit card debt with a new or existing Belco Platinum Prime Visa Card. Right now, qualified members receive 2% CASH BACK on transferred balances up to $15,000!* Transfer $1,000, receive $20. Transfer $5,000, and receive $100. Earn up to $400 just for transferring your balances and possibly lowering your interest rate!
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.49%.
  • No balance transfer fee, if you transfer the balance within 0 day. After the intro period, the fee is 0% with a minimum of $0.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Belco Community Credit Union Visa® Platinum Prime is accepted.
  • Belco Community Credit Union Visa® Platinum Prime reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
Belco Community Credit Union Visa® Platinum Prime FAQ

Is there a Belco Community Credit Union Visa® Platinum Prime cash back or rewards program?

Belco Community Credit Union Visa® Platinum Prime offers a rewards program to its customers.

Belco Community Credit Union Visa® Platinum Prime Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Belco Community Credit Union Visa® Platinum Prime have a signup bonus?

Belco Community Credit Union Visa® Platinum Prime doesn't offer a cash signup bonus.

Does Belco Community Credit Union Visa® Platinum Prime offer an annual loyalty bonus?

Belco Community Credit Union Visa® Platinum Prime doesn't offer a cash loyalty bonus.

What are the Belco Community Credit Union Visa® Platinum Prime benefits?

Belco Community Credit Union Visa® Platinum Prime provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Belco Community Credit Union Visa® Platinum Prime?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Belco Community Credit Union Visa® Platinum Prime has lower than average purchase APRs.

Belco Community Credit Union Visa® Platinum Prime has a variable purchase APR of 8.49%. The card has a variable balance transfer APR of 8.49% .

Does Belco Community Credit Union Visa® Platinum Prime have an introductory APR offer on balance transfers?

Yes, Belco Community Credit Union Visa® Platinum Prime offers an introductory APR rate on balance transfers of 2.49% for a period of up to 12 months.

Belco Community Credit Union Visa® Platinum Prime Balance Transfers
Description
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Intro Period 0 days
Balance Transfer Introductory APR 2.49%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 8.49%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does Belco Community Credit Union Visa® Platinum Prime have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 2.49% on qualified purchases for a period of up to 12 months.

Belco Community Credit Union Visa® Platinum Prime Purchase Intro Offer
Description
Introductory Rate 2.49%
Purchase Intro APR Period 12 months

What are the fees for Belco Community Credit Union Visa® Platinum Prime?

The following fees apply to Belco Community Credit Union Visa® Platinum Prime:

Belco Community Credit Union Visa® Platinum Prime Fees
Fees Amount
Annual Fee $0

Does Belco Community Credit Union Visa® Platinum Prime report your account activity to credit bureaus?

Yes, Belco Community Credit Union Visa® Platinum Prime reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Belco Community Credit Union Visa® Platinum Prime

  • Visit the Belco Community Credit Union Visa® Platinum Prime website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   449 Eisenhower Blvd.
    Harrisburg, PA 17111
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

About Belco Community Credit Union Visa® Platinum Prime

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 2.49%
Purchase Intro APR Period (Variable APR) 12 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Rewards Categories
  • Every Purchase
Credit Limit Up to $20,000
Purchase APR (Variable APR) 8.49%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Intro Period 0 days
Balance Transfer Introductory APR (Variable APR) 2.49%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 8.49%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Balance Transfer
  • Low Interest
  • Bonus Offers
Card Network Visa

Be the first to rate

 

Would you recommend Belco Community Credit Union Visa® Platinum Prime to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Credit Cards