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  Berkshire Bank Cash Rewards American Express® Card

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Berkshire Bank Cash Rewards American Express® Card

Not Currently Available

Berkshire Bank Cash Rewards American Express® Card

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Highlights
Purchase APR  (Variable APR) 11.99% - 23.99%
Balance Transfer APR  (Variable APR) 11.99% - 23.99%
Credit Score Range 650 - 850
Annual Fee $0 - $99

Berkshire Bank Cash Rewards American Express® Card Review

Berkshire Bank Cash Rewards American Express® Card is no longer available to new customers on SuperMoney.

Click here to compare Credit Cards and quickly find the best options for your needs.

This is a cashback card issued by Berkshire Bank. If you're wondering whether Berkshire Bank Cash Rewards American Express® Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Berkshire Bank Cash Rewards American Express® Card has a variable purchase APR that ranges from 11.99% up to 23.99%.
  • Cash rewards. This credit card offers cash rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Berkshire Bank Cash Rewards American Express® Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Identity Theft Protection.
  • Cardholders can earn rewards on purchases everywhere Berkshire Bank Cash Rewards American Express® Card is accepted.
  • Berkshire Bank Cash Rewards American Express® Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not include many credit card benefits.

Berkshire Bank Cash Rewards American Express® Card FAQ

Does Berkshire Bank Cash Rewards American Express® Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Berkshire Bank Cash Rewards American Express® Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Berkshire Bank Cash Rewards American Express® Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Berkshire Bank Cash Rewards American Express® Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Berkshire Bank Cash Rewards American Express® Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Berkshire Bank Cash Rewards American Express® Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Berkshire Bank Cash Rewards American Express® Card has a variable purchase APR that ranges from 11.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 23.99%. It also has a variable cash advance APR that ranges from 11.99% up to 23.99%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Berkshire Bank Cash Rewards American Express® Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Berkshire Bank Cash Rewards American Express® Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Berkshire Bank Cash Rewards American Express® Card?

The following fees apply:

Berkshire Bank Cash Rewards American Express® Card Fees
Fees Amount
Annual Fee Starting at $0 up to $99
Foreign Transaction Fee 3%
Returned Payment Fee up to $35
Late Payment Fee up to $40

Does Berkshire Bank Cash Rewards American Express® Card have a foreign transaction fee?

Berkshire Bank Cash Rewards American Express® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Berkshire Bank Cash Rewards American Express® Card?

The Berkshire Bank Cash Rewards American Express® Card customer service number is (800) 773-5601.

What is the support contact email for Berkshire Bank Cash Rewards American Express® Card?

The support contact email for Berkshire Bank Cash Rewards American Express® Card is websupport@berkshirebank.com.

What is the Berkshire Bank Cash Rewards American Express® Card login page?

You can access the Berkshire Bank Cash Rewards American Express® Card login page here.

How do people rate the customer service and user experience of Berkshire Bank Cash Rewards American Express® Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Berkshire Bank Cash Rewards American Express® Card report your account activity to credit bureaus?

Yes, Berkshire Bank Cash Rewards American Express® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Berkshire Bank Cash Rewards American Express® Card

  • Visit the Berkshire Bank Cash Rewards American Express® Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 4%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Annual Fee $0 - $99
Minimum Interest Charge $2.00
No Interest Grace Period for Late Payment 24 days
Returned Payment Fee Up to $35
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 11.99% - 23.99%
APR Type Variable APR
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 11.99% - 23.99%
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer APR (Variable APR) 11.99% - 23.99%
Balance Transfer Fee Minimum $5
Card Type
  • Rewards
  • Cashback
Card Network American Express

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