Last Updated: 07/28/2025
SuperMoney User Recommendation Score -31
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Community Rating
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
Number of Reviews
Best Egg Credit Card Review
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 18.99% up to 29.99%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Best Egg Credit Card
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Best Egg Credit Card FAQ
Does Best Egg Credit Card have a cash back or rewards program?
| Description |
- Free Credit Score
- Zero fraud liability
- Free Credit Report
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Best Egg Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Does Best Egg Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Best Egg Credit Card does not offer balance transfers.Does Best Egg Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Best Egg Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Best Egg Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Best Egg Credit Card?
What is the support contact email for Best Egg Credit Card?
What is the login page for Best Egg Credit Card?
How do people rate the customer service and user experience of Best Egg Credit Card?
Does Best Egg Credit Card report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Best Egg, Inc. perform a hard credit pull?
How to apply for Best Egg Credit Card
- Visit the website of Best Egg Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
Best Egg Credit Card Disclosure: How do I qualify for an Introductory APR? You’ll know if you qualify for an Introductory APR on your Best Egg Credit Card because your offer will state what APR offers you could qualify for. After the promotional period ends, your standard APR for purchases will be based on your creditworthiness. How long do Introductory APRs last? Our current Introductory APRs last for 6 or 12 months based on the offer you may have received. What happens if I miss a payment while on my Introductory APR? If you feel as if you’re going to miss a payment, or you’ve already missed your due date, reach out to us at your earliest convenience. Missing a payment can result in a loss of your Introductory APR. What happens to my balance once my Introductory APR Period ends? When your Introductory APR expires, your standard APR applies to all purchases. Your existing balance with begin to accrue interest based on your standard APR the month after your Intro APR ends. This is why we recommend paying off your balance each month, or at least before your Introductory APR expires, so you don’t have to pay more in interest. Do I still have a minimum payment due during my Introductory APR Period? If you have a balance on your account, yes, you will have a minimum payment due. Your minimum payment will be 1% of your new balance, which includes any past due amount if applicable, or $29 (whichever is greater). Does my Introductory APR apply to all purchases? Your Introductory APR applies to all purchases. Introductory APRs do not apply to cash advance. How do I know when my Introductory APR ends? Your Introductory APR will end either 6 or 12 months after you’ve been approved. Check your monthly statement for your Intro APR expiration date
View Best Egg Credit Card's published terms & conditions
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