
Bethpage Federal Credit Union Mastercard® Cash Back Credit Card
in Personal Credit Cards from Bethpage Federal Credit Union
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in Personal Credit Cards from Bethpage Federal Credit Union
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Purchase APR (Variable APR) | 11.15% - 22.15% |
Balance Transfer APR (Variable APR) | 11.15% - 22.15% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Bethpage Federal Credit Union Mastercard® Cash Back Credit Card Review
This is a cashback credit card issued by Bethpage Federal Credit Union. If you're wondering whether Bethpage Federal Credit Union Mastercard® Cash Back Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Bethpage Federal Credit Union Mastercard® Cash Back Credit Card has a variable purchase APR that ranges from 11.15% up to 22.15%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
The Good | The Bad |
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Does Bethpage Federal Credit Union Mastercard® Cash Back Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Bethpage Federal Credit Union Mastercard® Cash Back Credit Card benefits?
It provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Bethpage Federal Credit Union Mastercard® Cash Back Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 11.15% up to 22.15%. The card has a variable balance transfer APR that ranges from 11.15% up to 22.15%. It also has a variable cash advance APR that ranges from 11.15% up to 22.15%. Note that late payments are subject to an APR of 22.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Bethpage Federal Credit Union Mastercard® Cash Back Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 0% |
Balance Transfer Introductory APR | 2.99% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 11.15% - 22.15% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does Bethpage Federal Credit Union Mastercard® Cash Back Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 2.99% |
Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 2.99% on qualified purchases for a period of up to 12 months.
What are the fees for Bethpage Federal Credit Union Mastercard® Cash Back Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Late Payment Fee | $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Bethpage Federal Credit Union Mastercard® Cash Back Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.Does Bethpage Federal Credit Union Mastercard® Cash Back Credit Card report your account activity to credit bureaus?
Yes, Bethpage Federal Credit Union Mastercard® Cash Back Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Bethpage Federal Credit Union Mastercard® Cash Back Credit Card
- Visit the Bethpage Federal Credit Union Mastercard® Cash Back Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
899 S Oyster Bay Rd. Box 127
Bethpage, NY 11714 - Visit Site
Other Services by Bethpage Federal Credit Union

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Every Purchase (Points) | Earn 0.50% cash back on month-end purchase balances between $1.00 and $4,000. (Net purchases over $4,000 earn 1% cash back.) |
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