SuperMoney
  Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card

in Personal Credit Cards from Blackhawk Community Credit Union

Unaffiliated

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card

Unaffiliated

in Personal Credit Cards from Blackhawk Community Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 7.75%
Balance Transfer APR  (Variable APR) 7.75%
Credit Score Range 600 - 850
Annual Fee $0

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card Review

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card is a rewards credit card issued by Blackhawk Community Credit Union. If you're wondering whether Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card has a variable purchase APR of 7.75%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Travel accident insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card FAQ

Is there a Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card cash back or rewards program?

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card offers a rewards program to its customers.

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card have a signup bonus?

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card doesn't offer a cash signup bonus.

Does Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card offer an annual loyalty bonus?

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card benefits?

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card provides the following benefits:

  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card has lower than average purchase APRs.

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card has a variable purchase APR of 7.75%. The card has a variable balance transfer APR of 7.75% . It also has a variable cash advance APR of 7.75% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card have an introductory APR offer on balance transfers?

No, Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Does Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card have an introductory APR offer on new purchases?

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card does not offer an introductory rate on new purchases.
Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card Purchase Intro Offer
Description

What are the fees for Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card?

The following fees apply to Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card:

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $10.00
Late Payment Fee up to $10.00

Does Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card have a foreign transaction fee?

Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card report your account activity to credit bureaus?

Yes, Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card

  • Visit the Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   PO Box 5366
    Janesville, WI 53547
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 5:30pm
  • Saturday 8:30am - 12:00pm

Other Services by Blackhawk Community Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Foreign Currency Transaction Fee 1%
Minimum Interest Charge $0.50
Returned Payment Fee Up to $10.00
Late Fee Amount Up to $10.00
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
Rewards Type Points
Cash Advance APR (Variable APR) 7.75%
Balance Computation An Average Daily Balance Method is used to calculate your balance for purchase balances and cash advance balances.
Credit Limit Starting at $500
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 7.75%
Balance Transfer APR (Variable APR) 7.75%
Balance Transfer Fee Minimum $0
Card Type
  • Rewards
  • Low Interest
Card Network Visa

Be the first to rate

 

Would you recommend Blackhawk Community Credit Union Visa® Platinum Rewards Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Credit Cards