Blair Credit Card Review

Blair Credit Card is a store credit card issued by Comenity. If you're wondering whether Blair Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 28.99%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Blair Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

The Good	The Bad
No annual fee.	Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not report to credit bureaus. Charges a 3% balance transfer fee. Does not include many credit card benefits.

Is there a Blair Credit Card cash back or rewards program?

No, Blair Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

• Retail

What are the relevant APRs for Blair Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Blair Credit Card has higher than average purchase APRs.

Blair Credit Card has a variable purchase APR starting at 28.99% .

What are the fees for Blair Credit Card?

The following fees apply to Blair Credit Card:

Blair Credit Card Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	$38
Late Payment Fee	$38

How to apply for Blair Credit Card

• Visit the Blair Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.