
BMW Precision Card
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Purchase APR (Variable APR) |
17.49% - 26.49% (Verified 09/04/2022) |
Balance Transfer APR (Variable APR) | 15.24% - 24.24% |
Credit Score Range | 700 - 850 |
Annual Fee | $99 |
BMW Precision Card Review
This is a cashback credit card issued by BMW Bank of North America. If you're wondering whether BMW Precision Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 7500 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 26.49%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of BMW Precision Card
The Good | The Bad |
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BMW Precision Card FAQ
Does BMW Precision Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.
Minimum rewards rate | 1.5x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Signup Bonus (Points/Miles) | 7500 |
Signup Bonus Spend Requirement | $1000 |
Signup Bonus Spend Period (months) | 3 months |
Does BMW Precision Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 7500 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does BMW Precision Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the BMW Precision Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for BMW Precision Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.BMW Precision Card has a variable purchase APR that ranges from 17.49% up to 26.49%. The card has a variable balance transfer APR that ranges from 15.24% up to 24.24%. It also has a variable cash advance APR of 28.24% .
Does BMW Precision Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does BMW Precision Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for BMW Precision Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $99 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
Does BMW Precision Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for BMW Precision Card?
The BMW Precision Card customer service number is (801) 461-6415.
What is the support contact email for BMW Precision Card?
The support contact email for BMW Precision Card is bmwgenius@bmwusa.com.
What is the BMW Precision Card login page?
You can access the BMW Precision Card login page here.
How do people rate the customer service and user experience of BMW Precision Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does BMW Precision Card report your account activity to credit bureaus?
Yes, BMW Precision Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for BMW Precision Card
- Visit the BMW Precision Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2735 East Parley's Way
Suite 301
Salt Lake City, UT 84109 USA - (801) 461-6415
- Visit Site
- Email Support
About BMW Precision Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Starting at 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
Annual Fee | $99 |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 24 days |
Returned Payment Fee | Up to $40 |
Late Fee Amount | Up to $40 |
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