Last Updated: 07/28/2025
BMW Precision Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
17.49% - 26.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
15.24% - 24.24%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
700 - 850
Annual Fee
$99
BMW Precision Card Review
This is a cashback credit card issued by BMW Bank of North America. If you're wondering whether BMW Precision Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 7500 points that can be redeemed for travel, gifts, or other perks.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.49% up to 26.49%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of BMW Precision Card
| The Good | The Bad |
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BMW Precision Card FAQ
Does BMW Precision Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does BMW Precision Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 7500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does BMW Precision Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the BMW Precision Card benefits?
BMW Precision Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for BMW Precision Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.BMW Precision Card has a variable purchase APR that ranges from 17.49% up to 26.49%. The card has a variable balance transfer APR that ranges from 15.24% up to 24.24%. It also has a variable cash advance APR of 28.24% .
Does BMW Precision Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does BMW Precision Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for BMW Precision Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $99 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $99.
Does BMW Precision Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for BMW Precision Card?
The customer service number for BMW Precision Card is (801) 461-6415.
What is the support contact email for BMW Precision Card?
The support contact email for BMW Precision Card is bmwgenius@bmwusa.com.
How do people rate the customer service and user experience of BMW Precision Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does BMW Precision Card report your account activity to credit bureaus?
Yes, BMW Precision Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does BMW Bank of North America perform a hard credit pull?
Yes, BMW Precision Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for BMW Precision Card
- Visit the website of BMW Precision Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
Other Services by BMW Bank of North America
Other Credit Cards from BMW Bank of North America
Rating not yet determined
Purchase APR
15.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
17.49% - 26.49%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
17.49% - 26.49%
Disclaimer popup with additional information
Balance Transfer APR
17.49% - 26.49%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
17.49% - 26.49%
Disclaimer popup with additional information
Balance Transfer APR
17.49% - 26.49%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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