Bridge City Bank Real Rewards Card
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| Purchase APR (Variable APR) |
17.49% - 27.49% (Verified 10/21/2022) |
| Balance Transfer APR (Variable APR) |
17.49% - 27.49% (Verified 10/21/2022) |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Bridge City Bank Real Rewards Card Review
This is a rewards card issued by Bridge City Bank. If you're wondering whether Bridge City Bank Real Rewards Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 27.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Bridge City Bank Real Rewards Card
| The Good | The Bad |
|---|---|
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Bridge City Bank Real Rewards Card FAQ
Does Bridge City Bank Real Rewards Card have a cash back or rewards program?
Bridge City Bank Real Rewards Card is a rewards card.
| Minimum rewards rate | 1.5x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 2500 |
Does Bridge City Bank Real Rewards Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Bridge City Bank Real Rewards Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Bridge City Bank Real Rewards Card benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Bridge City Bank Real Rewards Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Bridge City Bank Real Rewards Card has a variable purchase APR that ranges from 17.49% up to 27.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 27.49%. It also has a variable cash advance APR of 28.99% .
Does Bridge City Bank Real Rewards Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
| Description | |
|---|---|
| Balance Transfer Fee % After Intro Period | 3% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 6 months |
| Balance Transfer APR | 17.49% - 27.49% |
| Balance Transfer Fee Minimum | $5 |
Does Bridge City Bank Real Rewards Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Bridge City Bank Real Rewards Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | up to $41 |
| Late Payment Fee | $41 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Bridge City Bank Real Rewards Card have a foreign transaction fee?
Bridge City Bank Real Rewards Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Bridge City Bank Real Rewards Card?
The Bridge City Bank Real Rewards Card customer service number is (866) 999-3516.
What is the support contact email for Bridge City Bank Real Rewards Card?
The support contact email for Bridge City Bank Real Rewards Card is ckovatch@bc-sb.com.
What is the Bridge City Bank Real Rewards Card login page?
You can access the Bridge City Bank Real Rewards Card login page here.
How do people rate the customer service and user experience of Bridge City Bank Real Rewards Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Bridge City Bank Real Rewards Card report your account activity to credit bureaus?
Yes, Bridge City Bank Real Rewards Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Bridge City Bank Real Rewards Card
- Visit the Bridge City Bank Real Rewards Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
701 W. Roundbunch
Bridge City, TX 77611 USA - (866) 999-3516
- Visit Site
- Email Support
Other Services by Bridge City Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 2% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $2 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 24 days |
| Returned Payment Fee | Up to $41 |
| Late Fee Amount | $41 |
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