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  Cabela's Club Mastercard

Cabela's Club Mastercard

in Personal Credit Cards from Capital One

Claimed

Cabela's Club Mastercard

Claimed

in Personal Credit Cards from Capital One

Net Recommendation Score +33

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +33, equating to 3.7 on a 5 point rating scale.

+33

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

2 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 15.24% - 26.99%
Balance Transfer APR  (Variable APR) 15.24% - 26.99%
Credit Score Range 700 - 850
Annual Fee $0

Cabela's Club Mastercard Review

This is a rewards credit card issued by Capital One. If you're wondering whether Cabela's credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 20 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Cabela's Club Mastercard has a variable purchase APR that ranges from 15.24% up to 26.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Cabela's Club Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Cabela's credit card
The Good The Bad
  • Receive $20 in CLUB Points upon approval. Redeemable with a purchase on your CLUB card.* Earn an extra $20 in CLUB Points after 2 Bass Pro Shops or Cabela's purchases within 60 days of account approval. Earn $20 in CLUB Points after 3 purchases everywhere else Mastercard® is accepted within 60 days of account approval.
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Extended warranty and price protection on purchases.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Cardholders can earn rewards on their purchases.
  • Cabela's Club Mastercard reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Charges a 3% balance transfer fee.
Cabela's credit card FAQ

Does Cabela's credit card have a cash back or rewards program?

Cabela's credit card is a rewards card.

Cabela's credit card Rewards
Minimum rewards rate 1x
Max rewards rate 2x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 20

Does Cabela's credit card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 20 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Cabela's credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Cabela's credit card benefits?

It provides the following benefits:

  • Free Credit Score
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Reports to major credit bureaus

What are the relevant APRs for Cabela's credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 15.24% up to 26.99%. The card has a variable balance transfer APR that ranges from 15.24% up to 26.99%. It also has a variable cash advance APR of 26.99% .

Does Cabela's credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Cabela's credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Cabela's credit card?

The following fees apply:

Cabela's credit card Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Cabela's credit card?

The Cabela's credit card customer service number is (877) 383-4802.

How do people rate the customer service and user experience of Cabela's credit card?

Overall, Cabela's credit card is mostly recommended based on community reviews that rate customer service and user experience.

Does Cabela's Club Mastercard report your account activity to credit bureaus?

Yes, Cabela's Club Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Cabela's credit card

  • Visit the Cabela's credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Capital One

At Capital One, our mission is to change banking for good by bringing humanity, ingenuity and simplicity to banking. In support of our mission, the Capital One Impact Initiative advances socioeconomic mobility by advocating for an inclusive society, building thriving communities and creating financial tools that enrich lives. It is fueled by an initial $200 million multi-year commitment to catalyze economic growth in low- and moderate-income communities and close gaps in equity and opportunity. Capital One was founded on the belief that no one should be locked out of the financial system. We’re dedicated to helping foster a world where everyone has an equal opportunity to prosper.

As a CLUB Member, you can earn points toward free gear, and get access to member-only CLUB events and offers. Plus, when you reach CLUB Silver or Black status, you gain access to exclusive hunting and fishing adventures around the world.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Eligible In-Store Purchases (Points) 2
Every Purchase (Points) Get 2% back in CLUB Points on all Bass Pro Shops and Cabela’s purchases. Get 1% back in CLUB Points on other purchases, anywhere Mastercard® is accepted.
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 4%
Minimum Cash Advance Fee ($) Starting at $10
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Price Protection
  • Fraud Liability
  • Free Credit Score
No Reward Expiration Period
Rewards Categories
  • 2x Points on Retail
  • 1x Point on Every Purchase
  • 2x Points on In-Store Eligible Purchases
Signup Bonus (points) 20
Cash Advance APR (Variable APR) 26.99%
Balance Computation average daily balance (including new transactions).
Purchase APR (Variable APR) 15.24% - 26.99%
Balance Transfer APR (Variable APR) 15.24% - 26.99%
Balance Transfer Fee % 3%
Card Type
  • Rewards
Card Network Mastercard

Cabela's Club Mastercard Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +33, equating to 3.7 on a 5 point rating scale.

+33

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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