California Coast Credit Union Platinum Choice Rewards Mastercard® Review

This is a cashback credit card issued by California Coast Credit Union. If you're wondering whether California Coast Credit Union Platinum Choice Rewards Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. California Coast Credit Union Platinum Choice Rewards Mastercard® has a variable purchase APR that ranges from 12.88% up to 18.88%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.8% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, price protection, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval oods if your credit score is above650.

Does California Coast Credit Union Platinum Choice Rewards Mastercard® have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

What are the California Coast Credit Union Platinum Choice Rewards Mastercard® benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Reports to major credit bureaus

What are the relevant APRs for California Coast Credit Union Platinum Choice Rewards Mastercard®?

It has a variable purchase APR that ranges from 12.88% up to 18.88%. The card has a variable balance transfer APR that ranges from 12.88% up to 18.88%. It also has a variable cash advance APR that ranges from 12.88% up to 18.88%.

What are the fees for California Coast Credit Union Platinum Choice Rewards Mastercard®?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does California Coast Credit Union Platinum Choice Rewards Mastercard® report your account activity to credit bureaus?

Yes, California Coast Credit Union Platinum Choice Rewards Mastercard® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for California Coast Credit Union Platinum Choice Rewards Mastercard®

• Visit the California Coast Credit Union Platinum Choice Rewards Mastercard® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.