California Coast Credit Union Platinum Choice Rewards Mastercard®
in Personal Credit Cards from California Coast Credit Union
UnaffiliatedCalifornia Coast Credit Union Platinum Choice Rewards Mastercard®
in Personal Credit Cards from California Coast Credit Union
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| Purchase APR (Variable APR) | 12.88% - 18.88% |
| Balance Transfer APR (Variable APR) | 12.88% - 18.88% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
California Coast Credit Union Platinum Choice Rewards Mastercard® Review
This is a cashback credit card issued by California Coast Credit Union. If you're wondering whether California Coast Credit Union Platinum Choice Rewards Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. California Coast Credit Union Platinum Choice Rewards Mastercard® has a variable purchase APR that ranges from 12.88% up to 18.88%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.8% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, price protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
| The Good | The Bad |
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Does California Coast Credit Union Platinum Choice Rewards Mastercard® have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does California Coast Credit Union Platinum Choice Rewards Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus.Does California Coast Credit Union Platinum Choice Rewards Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the California Coast Credit Union Platinum Choice Rewards Mastercard® benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for California Coast Credit Union Platinum Choice Rewards Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 12.88% up to 18.88%. The card has a variable balance transfer APR that ranges from 12.88% up to 18.88%. It also has a variable cash advance APR that ranges from 12.88% up to 18.88%.
Does California Coast Credit Union Platinum Choice Rewards Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does California Coast Credit Union Platinum Choice Rewards Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for California Coast Credit Union Platinum Choice Rewards Mastercard®?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0.8% |
| Late Payment Fee | up to $10 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does California Coast Credit Union Platinum Choice Rewards Mastercard® have a foreign transaction fee?
California Coast Credit Union Platinum Choice Rewards Mastercard® charges a foreign transaction fee of 0.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for California Coast Credit Union Platinum Choice Rewards Mastercard®?
The California Coast Credit Union Platinum Choice Rewards Mastercard® customer service number is .
What is the support contact email for California Coast Credit Union Platinum Choice Rewards Mastercard®?
The support contact email for California Coast Credit Union Platinum Choice Rewards Mastercard® is support@calcoastcu.org.
Does California Coast Credit Union Platinum Choice Rewards Mastercard® report your account activity to credit bureaus?
Yes, California Coast Credit Union Platinum Choice Rewards Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for California Coast Credit Union Platinum Choice Rewards Mastercard®
- Visit the California Coast Credit Union Platinum Choice Rewards Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
PO Box 502080
San Diego, CA 92150 - Visit Site
- Email Support
About California Coast Credit Union Platinum Choice Rewards Mastercard®
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 0.8% |
| Late Fee Amount | Up to $10 |
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