SuperMoney
  California Coast Credit Union Platinum Mastercard® Credit Card

California Coast Credit Union Platinum Mastercard® Credit Card

in Personal Credit Cards from California Coast Credit Union

Unaffiliated

California Coast Credit Union Platinum Mastercard® Credit Card

Unaffiliated

in Personal Credit Cards from California Coast Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend California Coast Credit Union Platinum Mastercard® Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 11.88% - 17.88%
Balance Transfer APR  (Variable APR) 11.88% - 17.88%
Credit Score Range 600 - 850
Annual Fee $0

California Coast Credit Union Platinum Mastercard® Credit Card Review

This is a credit card issued by California Coast Credit Union. If you're wondering whether California Coast Credit Union Platinum Mastercard® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. California Coast Credit Union Platinum Mastercard® Credit Card has a variable purchase APR that ranges from 11.88% up to 17.88%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.8% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, price protection, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of California Coast Credit Union Platinum Mastercard® Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.88%.
  • No balance transfer fee.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel accident insurance.
  • Considers applicants with fair or poor credit.
  • No foreign transaction fee.
  • California Coast Credit Union Platinum Mastercard® Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 0.8%.
  • You don't earn rewards on every purchase.
California Coast Credit Union Platinum Mastercard® Credit Card FAQ

Does California Coast Credit Union Platinum Mastercard® Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the California Coast Credit Union Platinum Mastercard® Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for California Coast Credit Union Platinum Mastercard® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 11.88% up to 17.88%. The card has a variable balance transfer APR that ranges from 11.88% up to 17.88%. It also has a variable cash advance APR that ranges from 11.88% up to 17.88%.

Does California Coast Credit Union Platinum Mastercard® Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 2.88%

California Coast Credit Union Platinum Mastercard® Credit Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Introductory APR 2.88%
Balance Transfer APR 11.88% - 17.88%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does California Coast Credit Union Platinum Mastercard® Credit Card have an intro APR offer on new purchases?

California Coast Credit Union Platinum Mastercard® Credit Card Purchase Intro Offer
Description
Introductory Rate 2.88%

This card does offer an intro APR rate of 2.88% on qualified purchases

What are the fees for California Coast Credit Union Platinum Mastercard® Credit Card?

The following fees apply:

California Coast Credit Union Platinum Mastercard® Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0.8%
Late Payment Fee up to $10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does California Coast Credit Union Platinum Mastercard® Credit Card have a foreign transaction fee?

California Coast Credit Union Platinum Mastercard® Credit Card charges a foreign transaction fee of 0.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

Does California Coast Credit Union Platinum Mastercard® Credit Card report your account activity to credit bureaus?

Yes, California Coast Credit Union Platinum Mastercard® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for California Coast Credit Union Platinum Mastercard® Credit Card

  • Visit the California Coast Credit Union Platinum Mastercard® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   PO Box 502080
    San Diego, CA 92150
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 4:00pm
  • Tuesday 10:00am - 4:00pm
  • Wednesday 10:00am - 4:00pm
  • Thursday 10:00am - 4:00pm
  • Friday 10:00am - 4:00pm
  • Saturday Closed

About California Coast Credit Union Platinum Mastercard® Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by California Coast Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 2.88%
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 0.8%
Late Fee Amount Up to $10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Travel Accident Insurance
Rewards Type No Rewards
Cash Advance APR (Variable APR) 11.88% - 17.88%
Balance Computation Average daily balance" (including new purchases).
Purchase APR (Variable APR) 11.88% - 17.88%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Introductory APR (Variable APR) 2.88%
Balance Transfer APR (Variable APR) 11.88% - 17.88%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Balance Transfer
  • Low Interest
Card Network Mastercard

Be the first to rate

 

Would you recommend California Coast Credit Union Platinum Mastercard® Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

California Coast Credit Union Personal Credit Cards

Loading...