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  CAP COM Federal Credit Union Visa Platinum Card

CAP COM Federal Credit Union Visa Platinum Card

in Personal Credit Cards from CAP COM Federal Credit Union

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CAP COM Federal Credit Union Visa Platinum Card

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in Personal Credit Cards from CAP COM Federal Credit Union

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Highlights
Purchase APR  (Fixed APR) 9.9%
Balance Transfer APR  (Fixed APR) 9.9%
Credit Score Range 600 - 850
Annual Fee $0

CAP COM Federal Credit Union Visa Platinum Card Review

This is a rewards credit card issued by CAP COM Federal Credit Union. If you're wondering whether CAP COM Federal Credit Union Visa Platinum Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 5000 points after spending $1,500 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. CAP COM Federal Credit Union Visa Platinum Card has a fixed purchase APR of 9.9%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of CAP COM Federal Credit Union Visa Platinum Card
The Good The Bad
  • Bonus: Get 5,000 points on $1,500 card purchases in first 90 days ($50 value).
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere CAP COM Federal Credit Union Visa Platinum Card is accepted.
  • CAP COM Federal Credit Union Visa Platinum Card reports to multiple credit bureaus.
CAP COM Federal Credit Union Visa Platinum Card FAQ

Does CAP COM Federal Credit Union Visa Platinum Card have a cash back or rewards program?

CAP COM Federal Credit Union Visa Platinum Card is a rewards card.

CAP COM Federal Credit Union Visa Platinum Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 5000
Signup Bonus Spend Requirement $1500
Signup Bonus Spend Period (months) 3 months

Does CAP COM Federal Credit Union Visa Platinum Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus after spending $1500 that can be redeemed for travel, gifts, or other perks.

Does CAP COM Federal Credit Union Visa Platinum Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the CAP COM Federal Credit Union Visa Platinum Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for CAP COM Federal Credit Union Visa Platinum Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR of 9.9%. The card has a fixed balance transfer APR of 9.9% . It also has a fixed cash advance APR of 9.9% .

Does CAP COM Federal Credit Union Visa Platinum Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does CAP COM Federal Credit Union Visa Platinum Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for CAP COM Federal Credit Union Visa Platinum Card?

The following fees apply:

CAP COM Federal Credit Union Visa Platinum Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $10
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does CAP COM Federal Credit Union Visa Platinum Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for CAP COM Federal Credit Union Visa Platinum Card?

The CAP COM Federal Credit Union Visa Platinum Card customer service number is (800) 634-2340.

What is the support contact email for CAP COM Federal Credit Union Visa Platinum Card?

The support contact email for CAP COM Federal Credit Union Visa Platinum Card is < a href="mailto:andrewmarklatahm@gmail.com">service@capcomfcu.org < /a>.

Does CAP COM Federal Credit Union Visa Platinum Card report your account activity to credit bureaus?

Yes, CAP COM Federal Credit Union Visa Platinum Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for CAP COM Federal Credit Union Visa Platinum Card

  • Visit the CAP COM Federal Credit Union Visa Platinum Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 4:30pm
  • Tuesday 8:30am - 4:30pm
  • Wednesday 8:30am - 4:30pm
  • Thursday 8:30am - 6:00pm
  • Friday 8:30am - 6:00pm
  • Saturday 8:30am - 12:30pm

Other Services by CAP COM Federal Credit Union

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View all personal credit cards offered by CAP COM Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) Starting at 1
Every Purchase (Points) Earn 1 point for every dollar on purchases.
Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $10
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
Signup Bonus (points) 5,000
Cash Advance APR (Fixed APR) 9.9%
Balance Computation "Average daily balance (including new purchases).”
Credit Limit $1,000 - $30,000
Purchase APR (Fixed APR) 9.9%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer APR (Fixed APR) 9.9%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Low Interest
  • Bonus Offers
Card Network Visa

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