
CAP COM Federal Credit Union Visa Platinum Card
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Purchase APR (Fixed APR) | 9.9% |
Balance Transfer APR (Fixed APR) | 9.9% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
CAP COM Federal Credit Union Visa Platinum Card Review
This is a rewards credit card issued by CAP COM Federal Credit Union. If you're wondering whether CAP COM Federal Credit Union Visa Platinum Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 5000 points after spending $1,500 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. CAP COM Federal Credit Union Visa Platinum Card has a fixed purchase APR of 9.9%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of CAP COM Federal Credit Union Visa Platinum Card
The Good | The Bad |
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CAP COM Federal Credit Union Visa Platinum Card FAQ
Does CAP COM Federal Credit Union Visa Platinum Card have a cash back or rewards program?
CAP COM Federal Credit Union Visa Platinum Card is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Signup Bonus (Points/Miles) | 5000 |
Signup Bonus Spend Requirement | $1500 |
Signup Bonus Spend Period (months) | 3 months |
Does CAP COM Federal Credit Union Visa Platinum Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus after spending $1500 that can be redeemed for travel, gifts, or other perks.Does CAP COM Federal Credit Union Visa Platinum Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the CAP COM Federal Credit Union Visa Platinum Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for CAP COM Federal Credit Union Visa Platinum Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.CAP COM Federal Credit Union Visa Platinum Card has a fixed purchase APR of 9.9%. The card has a fixed balance transfer APR of 9.9% . It also has a fixed cash advance APR of 9.9% .
Does CAP COM Federal Credit Union Visa Platinum Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does CAP COM Federal Credit Union Visa Platinum Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for CAP COM Federal Credit Union Visa Platinum Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $10 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does CAP COM Federal Credit Union Visa Platinum Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for CAP COM Federal Credit Union Visa Platinum Card?
The CAP COM Federal Credit Union Visa Platinum Card customer service number is (800) 634-2340.
What is the support contact email for CAP COM Federal Credit Union Visa Platinum Card?
The support contact email for CAP COM Federal Credit Union Visa Platinum Card is service@capcomfcu.org .
What is the CAP COM Federal Credit Union Visa Platinum Card login page?
You can access the CAP COM Federal Credit Union Visa Platinum Card login page here.
How do people rate the customer service and user experience of CAP COM Federal Credit Union Visa Platinum Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CAP COM Federal Credit Union Visa Platinum Card report your account activity to credit bureaus?
Yes, CAP COM Federal Credit Union Visa Platinum Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for CAP COM Federal Credit Union Visa Platinum Card
- Visit the CAP COM Federal Credit Union Visa Platinum Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
4 Winners Circle
Albany, NY 12205 USA - (800) 634-2340
- Visit Site
- Email Support
Other Services by CAP COM Federal Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
Minimum Cash Advance Fee ($) | $0 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $10 |
Late Fee Amount | Up to $25 |
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