Last Updated: 07/28/2025
CAP COM Federal Credit Union Visa Platinum Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
9.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
9.9%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
CAP COM Federal Credit Union Visa Platinum Card Review
This is a rewards card issued by CAP COM Federal Credit Union. If you're wondering whether CAP COM Federal Credit Union Visa Platinum Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
- APRs: CAP COM Federal Credit Union Visa Platinum Card has a fixed purchase APR of 9.9%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of CAP COM Federal Credit Union Visa Platinum Card
| The Good | The Bad |
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CAP COM Federal Credit Union Visa Platinum Card FAQ
Does CAP COM Federal Credit Union Visa Platinum Card have a cash back or rewards program?
CAP COM Federal Credit Union Visa Platinum Card is a rewards card.
| Description |
Does CAP COM Federal Credit Union Visa Platinum Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does CAP COM Federal Credit Union Visa Platinum Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the CAP COM Federal Credit Union Visa Platinum Card benefits?
CAP COM Federal Credit Union Visa Platinum Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for CAP COM Federal Credit Union Visa Platinum Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.CAP COM Federal Credit Union Visa Platinum Card has a fixed purchase APR of 9.9%. The card has a fixed balance transfer APR of 9.9% . It also has a fixed cash advance APR of 9.9% .
Does CAP COM Federal Credit Union Visa Platinum Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does CAP COM Federal Credit Union Visa Platinum Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for CAP COM Federal Credit Union Visa Platinum Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does CAP COM Federal Credit Union Visa Platinum Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for CAP COM Federal Credit Union Visa Platinum Card?
The customer service number for CAP COM Federal Credit Union Visa Platinum Card is (800) 634-2340.
What is the support contact email for CAP COM Federal Credit Union Visa Platinum Card?
The support contact email for CAP COM Federal Credit Union Visa Platinum Card is service@capcomfcu.org .
What is the login page for CAP COM Federal Credit Union Visa Platinum Card?
You can access the login page of CAP COM Federal Credit Union Visa Platinum Card here.
How do people rate the customer service and user experience of CAP COM Federal Credit Union Visa Platinum Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CAP COM Federal Credit Union Visa Platinum Card report your account activity to credit bureaus?
Yes, CAP COM Federal Credit Union Visa Platinum Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CAP COM Federal Credit Union perform a hard credit pull?
Yes, CAP COM Federal Credit Union Visa Platinum Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for CAP COM Federal Credit Union Visa Platinum Card
- Visit the website of CAP COM Federal Credit Union Visa Platinum Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 12:30PM