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QuicksilverOne From Capital One

in Personal Credit Cards

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QuicksilverOne From Capital One

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in Personal Credit Cards

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1 user doesn't recommend
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Overview

Who Is QuicksilverOne From Capital One For?

QuicksilverOne From Capital One is a cash back rewards card for people with average credit who still need to build their credit. Those with excellent credit can apply for prime cards, such as Quicksilver From Capital One, which include a signup bonus and lower rates. That's not to say the QuicksilverOne card is a bad card. On the contrary, it's ideal for people who want a decent cash back card, have a small credit balance to repay, and need to improve their credit score.

What Are the Rates for QuicksilverOne From Capital One?

The rate ranges from 19.99% APR to 28.99% APR for purchases and balance transfers. There is no penalty rate so rates don't change when cardholders are late in their payments. There is a penalty fee to consider though.

What Are the Fees for QuicksilverOne From Capital One?

QuicksilverOne From Capital One has a $39 annual fee and a $10 or 3% cash advance fee. The $39 annual fee may be a hard pill to swallow for many, but the rewards program is generous enough to justify it.

What Is the Rewards Program Like for QuicksilverOne From Capital One?

The rewards program is a straightforward cash back program. Cardholders get 1.5% cash back on every purchase they make. No revolving categories, bonus points, preferred merchants or other gimmicks, just plain 1.5% cash back. Cardholders need to spend $220 a month to break even on the annual fee, but anything over is money in their pockets. Spend $1,000 a month, and you will get $180 in cash back every year.

What about the Signup Bonus for QuicksilverOne From Capital One?

There isn't a signup bonus. If you have excellent credit, you can apply for Quicksilver From Capital One, which does come with a $100 signup bonus.

Any Other Benefits for QuicksilverOne From Capital One?

As with other Capital One cards, the QuicksilverOne includes fraud protection, free and unlimited access to credit scores and security and account alerts. The card also provides auto rental insurance, extended warranty, travel accident insurance, 24/7 roadside assistance, and price protection on purchases made with the card.

How Is QuicksilverOne From Capital One Better Than Other Credit Cards?

QuicksilverOne From Capital One provides a generous cash back rewards rate that people with just average credit can qualify for. In other words, it manages to be a decent cash-back card and credit building card, while still remaining accessible to those with less than great credit.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Late Payment Penalty $38
Annual Fee $39
Minimum Age 18
Credit Score Range 640 - 700
850 300 640 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Free FICO Score  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Report
  • Identity Theft Protection
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
Every Purchase 1.5%
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
Purchase APR (Variable APR) 19.99% - 28.99%
Cash Advance APR (Variable APR) Starting at 28.99%
Balance Computation average daily balance (including new transactions)
Balance Transfer APR (Variable APR) 19.99% - 28.99%

Reviews

 
 

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Annual Fee

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Quicksilver From Capital One

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2
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3 total votes
Purchase APR 14.49% - 24.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 14.49% - 24.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
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Purchase APR 19.99% - 28.99%
(Variable APR)
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Balance Transfer APR 19.99% - 28.99%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 560 - 750     300 850
VentureOne From Capital One

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1
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Purchase APR 13.49% - 23.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 13.49% - 23.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
Secured Mastercard From Capital One

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2
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Starting Purchase APR 24.99% Starting Variable APR
Starting Balance Transfer APR 24.99% Starting Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 300 - 640     300 850
Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

3
2
 
5 total votes
Purchase APR 14.49% - 24.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 14.49% - 24.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850     300 850
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Purchase APR 15.49% - 24.99%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 15.49% - 24.99%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 660 - 750     300 850