SuperMoney 
  Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

in Personal Credit Cards from Capital One

Claimed

Capital One® QuicksilverOne® Cash Rewards Credit Card

Claimed

in Personal Credit Cards from Capital One

SuperMoney Net Recommendation Score +17% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

2 users recommend
3 users are unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend Capital One® QuicksilverOne® Cash Rewards Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $39
Purchase APR  (Variable APR) 26.46%
Balance Transfer APR  (Variable APR) 26.46%
Credit Score Range 640 - 700
Rewards Rates 1.5% on Every Purchase
Number of Reviews 6

Capital One® QuicksilverOne® Cash Rewards Credit Card Review

Capital One® QuicksilverOne® Cash Rewards Credit Card is a cashback credit card issued by Capital One.  If you're wondering whether Capital One® QuicksilverOne® Cash Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways

  • Up to 1.5% on every day purchases. This is higher than the averge reward rate (1%) for "every-day" purchases.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.46%
  • Great for travel. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel accident insurance, travel assistance, and fraud protection.
The Good The Bad
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Capital One® QuicksilverOne® Cash Rewards Credit Card reports to multiple credit bureaus.
  • Offers auto rental collision damage waiver.
  • Includes emergency support.
  • Extended warranty protection on purchases.
  • Price Protection.
  • Travel Accident Insurance.
  • Travel Assistance.
  • Higher than average purchase APRs.
  • Charges an annual fee of $39.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.

Is there a Capital One® QuicksilverOne® Cash Rewards Credit Card cash back or rewards program?

No, Capital One® QuicksilverOne® Cash Rewards Credit Card does not offer a rewards program. Capital One® QuicksilverOne® Cash Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Capital One® QuicksilverOne® Cash Rewards Credit Card you receive 1.5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.

What are the Capital One® QuicksilverOne® Cash Rewards Credit Card benefits?

Capital One® QuicksilverOne® Cash Rewards Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Free Credit Report.
  • Travel Accident Insurance
  • Free Credit Report
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Capital One® QuicksilverOne® Cash Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Capital One® QuicksilverOne® Cash Rewards Credit Card has higher than average purchase APRs.

Capital One® QuicksilverOne® Cash Rewards Credit Card has a variable purchase APR of 26.46%. The card has a variable balance transfer APR of 26.46% . It also has a variable cash advance APR of 26.46% .

Does Capital One® QuicksilverOne® Cash Rewards Credit Card have an introductory APR offer?

No, Capital One® QuicksilverOne® Cash Rewards Credit Card does not come with an introductory APR offer for balance transfers. Capital One® QuicksilverOne® Cash Rewards Credit Card does not offer an introductory rate on new purchases.
Capital One® QuicksilverOne® Cash Rewards Credit Card Balance Transfers
Description
Balance Transfer APR 26.46%
Introductory Rate N/A
Intro APR period (months) N/A
Capital One® QuicksilverOne® Cash Rewards Credit Card Rates & Terms
Description
Balance Computation average daily balance (including new transactions)
Purchase APR 26.46%
Credit Limit N/A
Penalty APR N/A
Cash Advance APR 26.46%
Security Deposit N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the Capital One® QuicksilverOne® Cash Rewards Credit Card fees?

The following fees apply to Capital One® QuicksilverOne® Cash Rewards Credit Card:

Capital One® QuicksilverOne® Cash Rewards Credit Card Fees
Fees Amount
Annual Fee $39
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Late Payment Fee $39

Does Capital One® QuicksilverOne® Cash Rewards Credit Card have a foreign transaction fee?

Capital One® QuicksilverOne® Cash Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Capital One® QuicksilverOne® Cash Rewards Credit Card report your account activity to credit bureaus?

Capital One® QuicksilverOne® Cash Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Visit the Capital One® QuicksilverOne® Cash Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Unlimited 1.5% Cash Back on every purchase, every day.
Balance Transfer Fee % 0%
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25
Annual Fee $39
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Late Fee Amount $39
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Card Network
  • Mastercard
Card Type
  • Cashback
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Report
  • Identity Theft Protection
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
Emergency Support  
Extended Warranty  
Flight Insurance  
Fraud Liability  
Free FICO Score  
Travel Insurance  
No Reward Expiration Period  
Rewards Rates
  • 1.5% on Every Purchase
Cash Advance APR (Variable APR) 26.46%
Purchase APR (Variable APR) 26.46%
Balance Computation average daily balance (including new transactions)
Balance Transfer APR (Variable APR) 26.46%

Capital One® QuicksilverOne® Cash Rewards Credit Card Community Reviews

 

Would you recommend Capital One® QuicksilverOne® Cash Rewards Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Capital One Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Rewards Rates

Platinum Credit Card From Capital One

Platinum Credit Card From Capital One

19
 
 
21 total votes
Annual Fee $0 Annual Fee
Purchase APR 26.49% Variable APR
Balance Transfer APR 26.46% Variable APR
Credit Score Range 560 - 750     300 850
Rewards Rates N/A Rewards Rates
Quicksilver Rewards From Capital One

Quicksilver Rewards From Capital One

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0 Annual Fee
Purchase APR 15.74% - 25.74%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 15.74% - 25.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Rewards Rates
  • 1.5% on Every Purchase
Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

4
2
 
7 total votes
Annual Fee $95 Annual Fee
Purchase APR 17.49% - 24.74%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 17.49% - 24.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Rewards Rates
  • 2% on Every Purchase
  • Up to 10% on Hotels
Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0 Annual Fee
Purchase APR 13.74% - 23.74%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 13.74% - 23.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Rewards Categories
  • Every Purchase
Neiman Marcus Credit Card

Neiman Marcus Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Maximum Purchase APR 27.74% Maximum Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 670 - 850     300 850
Rewards Rates N/A Rewards Rates
Cabela's Club Mastercard

Cabela's Club Mastercard

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0 Annual Fee
Purchase APR 9.99% - 25.99%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.99% - 25.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Rewards Categories
  • Every Purchase
  • Retail
Capital One® Secured Mastercard®

Capital One® Secured Mastercard®

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0 Annual Fee
Starting Purchase APR 26.49% Starting Variable APR
Balance Transfer APR 26.49% Variable APR
Credit Score Range 300 - 640     300 850
Rewards Rates N/A Rewards Rates
Walmart Credit Card

Walmart Credit Card

9
 
23
36 total votes
Annual Fee $0 Annual Fee
Purchase APR 17.99% - 26.99%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 17.99% - 26.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 670 - 850     300 850
Rewards Rates
  • 2% on Airfare
  • 2% - 5% on Every Purchase
  • 2% on Gas
  • 2% - 5% on Groceries
  • 2% on Restaurants
  • 2% - 5% on Retail
  • 2% on Travel
Show More
Bass Pro Club Mastercard

Bass Pro Club Mastercard

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 9.99% - 25.99%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.99% - 25.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Rewards Categories
  • Every Purchase
  • Restaurants
  • Retail
Saks Fifth Avenue SaksFirst Store Card
Annual Fee $0 Annual Fee
Maximum Purchase APR 26.24% Maximum Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Rewards Categories
  • Retail
SaksFirst World Elite MasterCard®

SaksFirst World Elite MasterCard®

Be the first to rate

Annual Fee $0 Annual Fee
Maximum Purchase APR 26.24% Maximum Variable APR
Maximum Balance Transfer APR 26.24% Maximum Variable APR
Credit Score Range 700 - 850     300 850
Rewards Categories
  • Hotels
PlayStation Card from Capital One

PlayStation Card from Capital One

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 15.49% - 24.99%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 15.49% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 660 - 750     300 850
Rewards Categories
  • Every Purchase
  • Internet / Cable / Phone Services
GM BuyPower Card®

GM BuyPower Card®

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 14.65% - 24.65%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 14.65% - 24.65%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Rewards Rates
  • 2% - 5% on Every Purchase
GM Extended Family Card

GM Extended Family Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 14.15% - 22.15%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 14.15% - 22.15%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Rewards Rates
  • 1% on Every Purchase
Kohl's Credit Card

Kohl's Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Starting Purchase APR 27.24% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 600 - 850     300 850
Rewards Categories
  • Retail
Lord & Taylor Credit Card

Lord & Taylor Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Starting Purchase APR 27.74% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 640 - 850     300 850
Rewards Categories
  • Retail
Walmart Store Card

Walmart Store Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 26.99% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 670 - 850     300 850
Rewards Rates
  • 1% on Every Purchase
  • 2% on Gas
  • 1% - 5% on Groceries
  • 1% - 5% on Retail
  • Travel
Show More
Capital One® Savor® Cash Rewards Credit Card
Annual Fee $95 Annual Fee
Purchase APR 16.24% - 25.24%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 16.24% - 25.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 750 - 850     300 850
Rewards Rates
  • 4% on Entertainment
  • 1% on Every Purchase
  • 2% on Groceries
  • 4% on Restaurants
Show More