Capital One® QuicksilverOne® Cash Rewards Credit Card Review

Capital One® QuicksilverOne® Cash Rewards Credit Card is a cashback credit card issued by Capital One.  If you're wondering whether Capital One® QuicksilverOne® Cash Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways

• Up to 1.5% on every day purchases. This is higher than the averge reward rate (1%) for "every-day" purchases.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.46%
• Great for travel. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel accident insurance, travel assistance, and fraud protection.

The Good	The Bad
Multiple credit card perks. No foreign transaction fee. Earn rewards on every purchase. Capital One® QuicksilverOne® Cash Rewards Credit Card reports to multiple credit bureaus. Offers auto rental collision damage waiver. Includes emergency support. Extended warranty protection on purchases. Price Protection. Travel Accident Insurance. Travel Assistance.	Higher than average purchase APRs. Charges an annual fee of $39. Does not offer a signup bonus. Does not offer rewards or cash back.

Is there a Capital One® QuicksilverOne® Cash Rewards Credit Card cash back or rewards program?

No, Capital One® QuicksilverOne® Cash Rewards Credit Card does not offer a rewards program. Capital One® QuicksilverOne® Cash Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Capital One® QuicksilverOne® Cash Rewards Credit Card you receive 1.5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.

What are the Capital One® QuicksilverOne® Cash Rewards Credit Card benefits?

Capital One® QuicksilverOne® Cash Rewards Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Free Credit Report.
• Travel Accident Insurance
• Free Credit Report
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Capital One® QuicksilverOne® Cash Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Capital One® QuicksilverOne® Cash Rewards Credit Card has higher than average purchase APRs.

Capital One® QuicksilverOne® Cash Rewards Credit Card has a variable purchase APR of 26.46%. The card has a variable balance transfer APR of 26.46% . It also has a variable cash advance APR of 26.46% .

Capital One® QuicksilverOne® Cash Rewards Credit Card Balance Transfers

Description
Balance Transfer APR	26.46%
Introductory Rate	N/A
Intro APR period (months)	N/A

Capital One® QuicksilverOne® Cash Rewards Credit Card Rates & Terms

Description
Balance Computation	average daily balance (including new transactions)
Purchase APR	26.46%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	26.46%
Security Deposit	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Capital One® QuicksilverOne® Cash Rewards Credit Card fees?

The following fees apply to Capital One® QuicksilverOne® Cash Rewards Credit Card:

Capital One® QuicksilverOne® Cash Rewards Credit Card Fees

Fees	Amount
Annual Fee	$39
Foreign Transaction Fee	0%
Balance Transfer Fee	0%
Late Payment Fee	$39

Does Capital One® QuicksilverOne® Cash Rewards Credit Card report your account activity to credit bureaus?

Capital One® QuicksilverOne® Cash Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Capital One® QuicksilverOne® Cash Rewards Credit Card

• Visit the Capital One® QuicksilverOne® Cash Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.