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Capital One Classic Platinum
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Community Rating | Mostly recommended |
Purchase APR (Variable APR) | Starting at 24.99% |
Balance Transfer APR (Variable APR) | Starting at 24.99% |
Credit Score Range | 640 - 750 |
Annual Fee | $0 |
Number of Reviews | 10 |
Capital One Classic Platinum Review
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This is a rewards credit card issued by Capital One. If you're wondering whether Capital One Classic Platinum is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 24.99%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 640.
Pros & Cons of Capital One Classic Platinum
The Good | The Bad |
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Capital One Classic Platinum FAQ
Does Capital One Classic Platinum have a cash back or rewards program?
Capital One Classic Platinum is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Capital One Classic Platinum have a signup bonus?
This card doesn't offer a cash signup bonus.Does Capital One Classic Platinum offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Capital One Classic Platinum?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Capital One Classic Platinum has a variable purchase APR starting at 24.99% . The card has a variable balance transfer APR starting at 24.99% .
Does Capital One Classic Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Capital One Classic Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Capital One Classic Platinum?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | $0 |
Late Payment Fee | $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Capital One Classic Platinum have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Capital One Classic Platinum?
The Capital One Classic Platinum customer service number is (800) 955-7070.
What is the support contact email for Capital One Classic Platinum?
The support contact email for Capital One Classic Platinum is support@capitalone.com.
How do people rate the customer service and user experience of Capital One Classic Platinum?
Overall, Capital One Classic Platinum is mostly recommended based on community reviews that rate customer service and user experience.
How to apply for Capital One Classic Platinum
- Visit the Capital One Classic Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 USA - (800) 955-7070
- Visit Site
- Email Support
Other Services by Capital One
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0.50 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | $0 |
Late Fee Amount | $35 |
Capital One Classic Platinum Community Reviews
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