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  Capital One Classic Platinum

Out of Business

Capital One Classic Platinum

in Personal Credit Cards from Capital One

Out of Business

Capital One Classic Platinum

in Personal Credit Cards from Capital One

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

1 user recommends
5 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Balance Transfer APR  (Variable APR) Starting at 24.99%
Credit Score Range 640 - 750
Annual Fee $0
Purchase APR  (Variable APR) Starting at 24.99%
Number of Reviews 7

Capital One Classic Platinum Review

Capital One Classic Platinum is a rewards credit card issued by Capital One.  If you're wondering whether Capital One Classic Platinum is the right card for you, read on. This is everything you need to know to make a good choice.

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 24.99%
  • No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
The Good The Bad
  • No annual fee.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a Capital One Classic Platinum cash back or rewards program?

Capital One Classic Platinum offers a rewards program to its customers.

Capital One Classic Platinum Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Capital One Classic Platinum have a signup bonus?

Capital One Classic Platinum doesn't offer a cash signup bonus.

Does Capital One Classic Platinum offer an annual loyalty bonus?

Capital One Classic Platinum doesn't offer a cash loyalty bonus.

What are the relevant APRs for Capital One Classic Platinum?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Capital One Classic Platinum has higher than average purchase APRs.

Capital One Classic Platinum has a variable purchase APR starting at 24.99% . The card has a variable balance transfer APR starting at 24.99% .

Does Capital One Classic Platinum have an introductory APR offer on balance transfers??

No, Capital One Classic Platinum does not come with an introductory APR offer for balance transfers.

Does Capital One Classic Platinum have an introductory APR offer on new purchases??

Capital One Classic Platinum does not offer an introductory rate on new purchases.

What are the Capital One Classic Platinum fees?

The following fees apply to Capital One Classic Platinum:

  • There is no overlimit fee
Capital One Classic Platinum Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee $0
Late Payment Fee $35

Does Capital One Classic Platinum have a foreign transaction fee?

Capital One Classic Platinum does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

How to apply for Capital One Classic Platinum

  • Visit the Capital One Classic Platinum website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25
Returned Payment Fee $0
Minimum Interest Charge $0.50
Late Fee Amount $35
Customer Type Personal
Minimum Age 18
Emergency Support  
Travel Insurance  
Fraud Liability  
Extended Warranty  
Car Rental Insurance  
Free FICO Score  
Purchase APR (Variable APR) Starting at 24.99%
Balance Transfer APR (Variable APR) Starting at 24.99%

Capital One Classic Platinum Community Reviews

 

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