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Platinum Credit Card From Capital One

in Personal Credit Cards

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Platinum Credit Card From Capital One

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in Personal Credit Cards

SuperMoney Net Recommendation Score +82% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

9 users recommend
2 users are unsure
0 users don't recommend
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Overview

Who is this credit card designed for?

Platinum Credit Card From Capital One is a credit card issued by Capital One, which is based in Richmond, VA. 

Platinum Credit Card From Capital One is designed for people with a credit score of 560 to 750. It's perfect for consumers looking for a card without an annual fee.

What are the relevant APRs?

Platinum Credit Card From Capital One has a variable purchase APR that ranges from 19.99% up to 28.99%.

The card has a variable balance transfer APR that ranges from 19.99% up to 28.99%.

It also has a variable cash advance APR starting at 28.99%.

Is an introductory APR offer available?

No, Platinum Credit Card From Capital One does not come with an introductory APR offer for balance transfers.

Platinum Credit Card From Capital One does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Platinum Credit Card From Capital One:

  • There is no annual fee.
  • A late payment penalty of $38.

Is a rewards program offered?

No, Platinum Credit Card From Capital One does not offer a rewards program.

Is a signup bonus offered?

Platinum Credit Card From Capital One doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Platinum Credit Card From Capital One doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Platinum Credit Card From Capital One provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does Platinum Credit Card From Capital One report your account activity to credit bureaus?

Platinum Credit Card From Capital One reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Annual Fee $0
No Annual Fee  
Late Payment Penalty $38
Minimum Age 18
Credit Score Range 560 - 750
850 300 560 750
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Free FICO Score  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
Purchase APR (Variable APR) 19.99% - 28.99%
Cash Advance APR (Variable APR) Starting at 28.99%
Balance Computation average daily balance (including new transactions)
Balance Transfer APR (Variable APR) 19.99% - 28.99%

Reviews

 
 

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Balance Transfer APR

Annual Fee

Credit Score Range

Quicksilver From Capital One

Quicksilver From Capital One

2
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3 total votes
Purchase APR 14.49% - 24.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 14.49% - 24.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
QuicksilverOne From Capital One

QuicksilverOne From Capital One

2
3
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6 total votes
Purchase APR 19.99% - 28.99%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 19.99% - 28.99%
(Variable APR)
    8% 29% Variable APR
Annual Fee $39 Annual Fee
Credit Score Range 640 - 700     300 850
VentureOne From Capital One

VentureOne From Capital One

1
2
 
3 total votes
Purchase APR 13.49% - 23.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 13.49% - 23.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
Secured Mastercard From Capital One

Secured Mastercard From Capital One

 
2
4
6 total votes
Starting Purchase APR 24.99% Starting Variable APR
Starting Balance Transfer APR 24.99% Starting Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 300 - 640     300 850
Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

3
2
 
5 total votes
Purchase APR 14.49% - 24.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 14.49% - 24.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850     300 850
PlayStation Card from Capital One

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Be the first to rate

Purchase APR 15.49% - 24.99%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 15.49% - 24.99%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 660 - 750     300 850