Platinum Credit Card From Capital One
in Personal Credit Cards from Capital One
Cast your vote
Would you recommend Platinum Credit Card From Capital One to your friends?
| Community Rating | Strongly recommended |
| Balance Transfer APR (Variable APR) | 26.99% |
| Credit Score Range | 560 - 750 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 26.99% |
| Number of Reviews | 21 |
Platinum Credit Card From Capital One Review
Platinum Credit Card From Capital One is a credit card issued by Capital One. If you're wondering whether Platinum Credit Card From Capital One is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.99%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
Platinum Credit Card From Capital One Pros and Cons:
| The Good | The Bad |
|---|---|
|
|
Is there a Platinum Credit Card From Capital One cash back or rewards program?
No, Platinum Credit Card From Capital One does not offer a rewards program.
What are the Platinum Credit Card From Capital One benefits?
Platinum Credit Card From Capital One provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Platinum Credit Card From Capital One?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Platinum Credit Card From Capital One has higher than average purchase APRs.Platinum Credit Card From Capital One has a variable purchase APR of 26.99%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 26.99% .
Does Platinum Credit Card From Capital One have an introductory APR offer on balance transfers?
No, Platinum Credit Card From Capital One does not come with an introductory APR offer for balance transfers.Does Platinum Credit Card From Capital One have an introductory APR offer on new purchases??
Platinum Credit Card From Capital One does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the Platinum Credit Card From Capital One fees?
The following fees apply to Platinum Credit Card From Capital One:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Late Payment Fee | up to $39 |
Does Platinum Credit Card From Capital One have a foreign transaction fee?
Platinum Credit Card From Capital One does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Platinum Credit Card From Capital One report your account activity to credit bureaus?
Platinum Credit Card From Capital One reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Platinum Credit Card From Capital One
- Visit the Platinum Credit Card From Capital One website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 - Visit Site
Other Services by Capital One
View all personal credit cards offered by Capital One
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Paper Statement Fee | $0 |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Late Fee Amount | Up to $39 |
Platinum Credit Card From Capital One Community Reviews
Would you recommend Platinum Credit Card From Capital One to your friends?
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17.99% - 26.99%
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670 - 850
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17.99% - 26.99%
(Variable APR)
Balance Transfer APR
15.49% - 25.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
15.49% - 25.49%
(Variable APR)
Balance Transfer APR
16.74% - 25.74%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
9.99% - 25.74%
(Variable APR)
Balance Transfer APR
N/A
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650 - 850
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Maximum
Purchase APR
26.24%
Maximum
Balance Transfer APR
26.24%
Credit Score Range
700 - 850
Annual Fee
$0
Maximum
Purchase APR
26.24%
Balance Transfer APR
15.49% - 24.99%
(Variable APR)
Credit Score Range
660 - 750
Annual Fee
$0
Purchase APR
15.49% - 24.99%
(Variable APR)
Balance Transfer APR
14.4% - 24.4%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
14.4% - 24.4%
(Variable APR)
Balance Transfer APR
26.99%
Credit Score Range
640 - 720
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$0
Purchase APR
26.99%
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600 - 850
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26.49%
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640 - 850
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