Capital One Savor Rewards Review

If you're wondering whether Capital One Savor Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Capital One Savor Rewards cash back or rewards program?

Capital One Savor Rewards is a cashback card. This means you earn a percentage of your purchase as a cash reward.

This card features rewards for purchases in the following categories:

• Every Purchase
• Groceries
• Restaurants

Capital One Savor Rewards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$300
Signup Bonus Spend Requirement	$3000

What are the Capital One Savor Rewards benefits?

Capital One Savor Rewards provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Capital One Savor Rewards?

Capital One Savor Rewards is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the Capital One Savor Rewards fees?

No Annual Fee. Capital One Savor Rewards does not charge an annual fee. No foreign transaction fee. Capital One Savor Rewards does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Capital One Savor Rewards:

Capital One Savor Rewards Fees

Fees	Amount
Foreign Transaction Fee	0%
Balance Transfer Fee	0%
Minimum Balance Transfer Fee	$0
Returned Payment Fee	$0 - 38%
Late Payment Fee	$0 - $38

Does Capital One Savor Rewards report your account activity to credit bureaus?

Capital One Savor Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Capital One Savor Rewards

• Visit the Capital One website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.