
Capital One® Savor® Cash Rewards Credit Card
in Personal Credit Cards from Capital One
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Purchase APR (Variable APR) | 15.99% - 24.99% |
Balance Transfer APR (Variable APR) | 15.99% - 24.99% |
Credit Score Range | 750 - 850 |
Annual Fee | $95 |
Capital One® Savor® Cash Rewards Credit Card Review
If you're wondering whether Capital One® Savor® Cash Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.- Generous reward rate. You will get a cashback rewards rate of up to 4%.
- Signup bonus. Offers a signup bonus of $300 if you spend $3000 within 3 months.
- Competitive APRs. Capital One® Savor® Cash Rewards Credit Card has a variable purchase APR that ranges from 15.99% up to 24.99%.
- Annual fee waived the first year. Capital One® Savor® Cash Rewards Credit Card gives you the chance to have the card for a year without paying the $95 annual fee.
- 3% Balance transfer fee. Capital One® Savor® Cash Rewards Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, price protection, and fraud protection.
- Very good credit required. Applicants will typically need a credit score of at least 750 to qualify.
The Good | The Bad |
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Is there a Capital One® Savor® Cash Rewards Credit Card cash back or rewards program?
Capital One® Savor® Cash Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Capital One® Savor® Cash Rewards Credit Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 4% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 4x |
Annual rewards limit | N/A |
Signup Bonus ($) | $300 |
Signup Bonus Spend Requirement | $3000 |
Signup Bonus Spend Period (months) | 3 months |
Does Capital One® Savor® Cash Rewards Credit Card have a signup bonus?
Yes, Capital One® Savor® Cash Rewards Credit Card offers card users a signup bonus worth up to $300 after spending $3000.
Does Capital One® Savor® Cash Rewards Credit Card offer an annual loyalty bonus?
Capital One® Savor® Cash Rewards Credit Card doesn't offer a cash loyalty bonus.What are the Capital One® Savor® Cash Rewards Credit Card benefits?
Capital One® Savor® Cash Rewards Credit Card provides the following benefits:
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Capital One® Savor® Cash Rewards Credit Card?
Capital One® Savor® Cash Rewards Credit Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.What are the fees for Capital One® Savor® Cash Rewards Credit Card?
The following fees apply to Capital One® Savor® Cash Rewards Credit Card:
Fees | Amount |
---|---|
Annual Fee | $95 |
Foreign Transaction Fee | 0% |
Late Payment Fee | up to $39 |
Does Capital One® Savor® Cash Rewards Credit Card have a foreign transaction fee?
Capital One® Savor® Cash Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Capital One® Savor® Cash Rewards Credit Card report your account activity to credit bureaus?
Yes, Capital One® Savor® Cash Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Capital One® Savor® Cash Rewards Credit Card
- Visit the Capital One® Savor® Cash Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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1680 Capital One Drive
McLean, VA 22102 - Visit Site
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Feature Breakdown
Every Purchase (Points) | Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases |
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