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  Capital One VentureOne Rewards for Good Credit

Capital One VentureOne Rewards for Good Credit

in Personal Credit Cards from Capital One

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Capital One VentureOne Rewards for Good Credit

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in Personal Credit Cards from Capital One

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Highlights
Purchase APR  (Variable APR) 26.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee $0

Capital One VentureOne Rewards for Good Credit Review

This is a rewards credit card issued by Capital One. If you're wondering whether Capital One VentureOne Rewards for Good Credit is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Capital One VentureOne Rewards for Good Credit charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Capital One VentureOne Rewards for Good Credit
The Good The Bad
  • You will earn 5 miles per dollar for purchases (hotel and car rental only) made through Capital One Travel using this Rewards card account. Earnings will apply to net purchases (purchases minus any credits or returns) only.
  • You’ll earn the usual VentureOne travel rewards, but won’t be eligible for bonus miles or 0% intro APR.
  • No annual fee.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Capital One VentureOne Rewards for Good Credit is accepted.
  • Capital One VentureOne Rewards for Good Credit reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee. After the introductory period, the fee is 0% .
  • Does not include many credit card benefits.
Capital One VentureOne Rewards for Good Credit FAQ

Does Capital One VentureOne Rewards for Good Credit have a cash back or rewards program?

Capital One VentureOne Rewards for Good Credit is a travel rewards card.

Capital One VentureOne Rewards for Good Credit Rewards
Minimum rewards rate 1.25x
Max rewards rate N/A
Annual rewards limit N/A

Does Capital One VentureOne Rewards for Good Credit have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Capital One VentureOne Rewards for Good Credit offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Capital One VentureOne Rewards for Good Credit benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Capital One VentureOne Rewards for Good Credit?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 26.99%. It also has a variable cash advance APR of 26.99% .

Does Capital One VentureOne Rewards for Good Credit have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Capital One VentureOne Rewards for Good Credit have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Capital One VentureOne Rewards for Good Credit?

The following fees apply:

Capital One VentureOne Rewards for Good Credit Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Capital One VentureOne Rewards for Good Credit have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Capital One VentureOne Rewards for Good Credit?

The Capital One VentureOne Rewards for Good Credit customer service number is (877) 383-4802.

What is the support contact email for Capital One VentureOne Rewards for Good Credit?

The support contact email for Capital One VentureOne Rewards for Good Credit is support@capitalone.com.

Does Capital One VentureOne Rewards for Good Credit report your account activity to credit bureaus?

Yes, Capital One VentureOne Rewards for Good Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Capital One VentureOne Rewards for Good Credit

  • Visit the Capital One VentureOne Rewards for Good Credit website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
No Reward Expiration Period
Rewards Categories
  • Travel
  • Airfare
  • Amazon Purchases
  • Car Rentals
  • Hotels
  • Every Purchase
Cash Advance APR (Variable APR) 26.99%
Balance Computation “Average daily balance (including new transactions).”
Purchase APR (Variable APR) 26.99%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Travel
  • Airline
Card Network Visa

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