CASE Credit Union Platinum UChoose Rewards Visa Credit Card Review

This is a cashback credit card issued by CASE Credit Union. If you're wondering whether CASE Credit Union Platinum UChoose Rewards Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Identity Theft Protection. Considers applicants with fair or poor credit. Cardholders can earn rewards on purchases everywhere CASE Credit Union Platinum UChoose Rewards Visa Credit Card is accepted. CASE Credit Union Platinum UChoose Rewards Visa Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not include many credit card benefits.

Does CASE Credit Union Platinum UChoose Rewards Visa Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

CASE Credit Union Platinum UChoose Rewards Visa Credit Card Rewards

Minimum rewards rate	1x
Max rewards rate	N/A
Annual rewards limit	N/A

What are the CASE Credit Union Platinum UChoose Rewards Visa Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for CASE Credit Union Platinum UChoose Rewards Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 13.9% . The card has a variable balance transfer APR starting at 13.9% . It also has a variable cash advance APR starting at 13.9% .

What are the fees for CASE Credit Union Platinum UChoose Rewards Visa Credit Card?

The following fees apply:

CASE Credit Union Platinum UChoose Rewards Visa Credit Card Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does CASE Credit Union Platinum UChoose Rewards Visa Credit Card report your account activity to credit bureaus?

Yes, CASE Credit Union Platinum UChoose Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for CASE Credit Union Platinum UChoose Rewards Visa Credit Card

• Visit the CASE Credit Union Platinum UChoose Rewards Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.