CASE Credit Union U Visa Credit Card

CASE Credit Union U Visa Credit Card Review

This is a credit card issued by CASE Credit Union. If you're wondering whether CASE Credit Union U Visa Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. CASE Credit Union U Visa Credit Card has a fixed purchase APR of 13.9%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Accepts cosigners. CASE Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of CASE Credit Union U Visa Credit Card

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Identity Theft Protection. Considers applicants with fair credit. CASE Credit Union U Visa Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

CASE Credit Union U Visa Credit Card FAQ

Does CASE Credit Union U Visa Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the CASE Credit Union U Visa Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for CASE Credit Union U Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

CASE Credit Union U Visa Credit Card has a fixed purchase APR of 13.9%. The card has a fixed balance transfer APR of 13.9% . It also has a fixed cash advance APR of 13.9% .

What are the fees for CASE Credit Union U Visa Credit Card?

The following fees apply:

CASE Credit Union U Visa Credit Card Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does CASE Credit Union U Visa Credit Card report your account activity to credit bureaus?

Yes, CASE Credit Union U Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for CASE Credit Union U Visa Credit Card

• Visit the CASE Credit Union U Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.