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  cashRewards Credit Card

cashRewards Credit Card

in Personal Credit Cards from Navy Federal Credit Union

Unaffiliated

cashRewards Credit Card

Unaffiliated

in Personal Credit Cards from Navy Federal Credit Union

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Strongly recommended

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0 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating Strongly recommended
Annual Fee $0
Purchase APR (Variable APR) 11.9% - 18%
Balance Transfer APR (Variable APR) 11.9% - 18%
Credit Score Range 700 - 850

Overview

Who is cashRewards Credit Card designed for?

What are the relevant APRs for cashRewards Credit Card?

cashRewards Credit Card has a variable purchase APR that ranges from 11.90% up to 18%. The card has a variable balance transfer APR that ranges from 11.90% up to 18%.

It also has a variable cash advance APR that ranges from 13.15% up to 18%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does cashRewards Credit Card have an introductory APR offer?

Yes, cashRewards Credit Card offers an introductory APR rate on balance transfers of 1.99% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 1.99% for a period of 12 months.

cashRewards Credit Card Rates & Terms
Purchase APR 11.90% - 18%
Balance Transfer APR 11.90% - 18%
Cash Advance APR 13.15% - 18%
Penalty APR 18%

What are the cashRewards Credit Card fees?

The following fees apply to cashRewards Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $20.
  • A returned payment fee of up to $20.

Does cashRewards Credit Card have a foreign transaction fee?

cashRewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
cashRewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee $20
Late Payment Fee $20

Is there a cashRewards Credit Card cash back or rewards program?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

What are the cashRewards Credit Card benefits?

cashRewards Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

Does cashRewards Credit Card report your account activity to credit bureaus?

cashRewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for cashRewards Credit Card

  • Visit the Navy Federal Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Minimum Interest Charge $0
Annual Fee $0
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Cash Advance Fee ($) $0
Cash Advance Fee (%) 0%
Cash Advance Fee Minimum $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee $20
Late Fee Amount $20
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Fraud Liability  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Fraud Liability
  • Identity Theft Protection
  • Travel Assistance
Every Purchase 1.5% cash back on purchases
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
Purchase APR (Variable APR) 11.9% - 18%
Cash Advance APR (Variable APR) 13.15% - 18%
Balance Computation average daily balance (including new transactions)
Penalty APR 18%
Introductory Rate 1.99%
Balance Transfer APR (Variable APR) 11.9% - 18%
Introductory Rate 1.99%
Intro APR period (months) 12

Reviews

 
 

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Other Personal Credit Cards

Navy Federal Credit Union Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Navy Federal Go Rewards Credit Card
Annual Fee $0 Annual Fee
Purchase APR 10.49% - 18%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 10.49% - 18%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 640 - 850     300 850