cashRewards Credit Card
in Personal Credit Cards from Navy Federal Credit Union
Would you recommend cashRewards Credit Card to your friends?
| Community Rating | Strongly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 11.9% - 18% |
| Balance Transfer APR (Variable APR) | 11.9% - 18% |
| Credit Score Range | 700 - 850 |
Overview
Who is cashRewards Credit Card designed for?
What are the relevant APRs for cashRewards Credit Card?
cashRewards Credit Card has a variable purchase APR that ranges from 11.90% up to 18%. The card has a variable balance transfer APR that ranges from 11.90% up to 18%.
It also has a variable cash advance APR that ranges from 13.15% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does cashRewards Credit Card have an introductory APR offer?
Yes, cashRewards Credit Card offers an introductory APR rate on balance transfers of 1.99% for a period of 12 months.
This card does offer an introductory APR rate on new purchases of 1.99% for a period of 12 months.
| Purchase APR | 11.90% - 18% |
| Balance Transfer APR | 11.90% - 18% |
| Cash Advance APR | 13.15% - 18% |
| Penalty APR | 18% |
What are the cashRewards Credit Card fees?
The following fees apply to cashRewards Credit Card:
- There is no annual fee.
- A late payment penalty of up to $20.
- A returned payment fee of up to $20.
Does cashRewards Credit Card have a foreign transaction fee?
cashRewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | $20 |
| Late Payment Fee | $20 |
Is there a cashRewards Credit Card cash back or rewards program?
The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:
- Every Purchase
What are the cashRewards Credit Card benefits?
cashRewards Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Fraud Liability
- Cellular Telephone Protection
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
Does cashRewards Credit Card report your account activity to credit bureaus?
cashRewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for cashRewards Credit Card
- Visit the Navy Federal Credit Union .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
PO Box 3100
Merrifield, VA 22119 USA - (888) 842-6328
- Visit Site
Other Services by Navy Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| Balance Transfer Fee % | 0% |
| Balance Transfer Fee Minimum | $0 |
| Cash Advance Fee ($) | $0 |
| Cash Advance Fee (%) | 0% |
| Cash Advance Fee Minimum | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $20 |
| Late Fee Amount | $20 |
Reviews
Would you recommend cashRewards Credit Card to your friends?
Other Personal Credit Cards
Navy Federal Credit Union Personal Credit Cards
Annual Fee
$0
Purchase APR
10.49% - 18%
Balance Transfer APR
10.49% - 18%
Credit Score Range
640 - 850
