cashRewards Credit Card
in Personal Credit Cards from Navy Federal Credit Union
Would you recommend cashRewards Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 11.9% - 18% |
| Balance Transfer APR (Variable APR) | 11.9% - 18% |
| Credit Score Range | 700 - 850 |
cashRewards Credit Card Review
cashRewards Credit Card is a cashback credit card issued by Navy Federal Credit Union.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether cashRewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
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Is there a cashRewards Credit Card cash back or rewards program?
cashRewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With cashRewards Credit Card you receive 1.5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.
| Rewards rate (all purchases) | 1.5% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $250 |
| Signup Bonus Spend Requirement | $2500 |
Does cashRewards Credit Card have a signup bonus?
Yes, cashRewards Credit Card offers card users a signup bonus worth up to $250 after spending $2500.
Does cashRewards Credit Card offer an annual loyalty bonus?
cashRewards Credit Card doesn't offer a cash loyalty bonus.What are the cashRewards Credit Card benefits?
cashRewards Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Fraud Liability
- Cellular Telephone Protection
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for cashRewards Credit Card?
cashRewards Credit Card has a variable purchase APR that ranges from 11.9% up to 18%. The card has a variable balance transfer APR that ranges from 11.9% up to 18%.
It also has a variable cash advance APR that ranges from 13.9% up to 20.9%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does cashRewards Credit Card have an introductory APR offer?
Yes, cashRewards Credit Card offers an introductory APR rate on balance transfers of 1.99% for a period of 12 months.
cashRewards Credit Card does not offer an introductory rate on new purchases.| Purchase APR | 11.9% - 18% |
| Balance Transfer APR | 11.9% - 18% |
| Cash Advance APR | 13.9% - 20.9% |
| Penalty APR | 18% |
What are the cashRewards Credit Card fees?
The following fees apply to cashRewards Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | up to $20 |
| Late Payment Fee | up to $20 |
Does cashRewards Credit Card have a foreign transaction fee?
cashRewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does cashRewards Credit Card report your account activity to credit bureaus?
cashRewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for cashRewards Credit Card
- Visit the Navy Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
820 Follin Ln SE
Vienna, VA 22180 - Visit Site
Other Services by Navy Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| Paper Statement Fee | $0 |
| Balance Transfer Fee % | 0% |
| Balance Transfer Fee Minimum | $0 |
| Minimum Cash Advance Fee ($) | $0 |
| Cash Advance Fee Minimum | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | Up to $20 |
| Late Fee Amount | Up to $20 |
| Cash Advance Fee (%) | 0% - 0.50% |
cashRewards Credit Card Community Reviews
Would you recommend cashRewards Credit Card to your friends?
Other Personal Credit Cards
Navy Federal Credit Union Personal Credit Cards
Annual Fee
$0
Purchase APR
10.49% - 18%
Balance Transfer APR
10.49% - 18%
Credit Score Range
640 - 850
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