Celebrity Cruises® Visa Signature® Credit Card
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| Purchase APR (Variable APR) |
16.24% - 26.24% (Verified 09/05/2022) |
| Balance Transfer APR (Variable APR) |
16.24% - 26.24% (Verified 09/05/2022) |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Celebrity Cruises® Visa Signature® Credit Card Review
This is a rewards credit card issued by Bank of America. If you're wondering whether Celebrity Cruises® Visa Signature® Credit Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 10000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Celebrity Cruises® Visa Signature® Credit Card has a variable purchase APR that ranges from 16.24% up to 26.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Celebrity Cruises® Visa Signature® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Celebrity Cruises® Visa Signature® Credit Card
| The Good | The Bad |
|---|---|
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Celebrity Cruises® Visa Signature® Credit Card FAQ
Does Celebrity Cruises® Visa Signature® Credit Card have a cash back or rewards program?
Celebrity Cruises® Visa Signature® Credit Card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 2x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 10000 |
| Signup Bonus Spend Period (months) | 3 months |
Does Celebrity Cruises® Visa Signature® Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Celebrity Cruises® Visa Signature® Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Celebrity Cruises® Visa Signature® Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Celebrity Cruises® Visa Signature® Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.Celebrity Cruises® Visa Signature® Credit Card has a variable purchase APR that ranges from 16.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 16.24% up to 26.24%. It also has a variable cash advance APR that ranges from 19.24% up to 29.24%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Celebrity Cruises® Visa Signature® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Celebrity Cruises® Visa Signature® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Celebrity Cruises® Visa Signature® Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $0 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Celebrity Cruises® Visa Signature® Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Celebrity Cruises® Visa Signature® Credit Card?
The Celebrity Cruises® Visa Signature® Credit Card customer service number is (800) 932-2775.
What is the support contact email for Celebrity Cruises® Visa Signature® Credit Card?
The support contact email for Celebrity Cruises® Visa Signature® Credit Card is customerservicealert@bankofamerica.com.
What is the Celebrity Cruises® Visa Signature® Credit Card login page?
You can access the Celebrity Cruises® Visa Signature® Credit Card login page here.
How do people rate the customer service and user experience of Celebrity Cruises® Visa Signature® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Celebrity Cruises® Visa Signature® Credit Card report your account activity to credit bureaus?
Yes, Celebrity Cruises® Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Celebrity Cruises® Visa Signature® Credit Card
- Visit the Celebrity Cruises® Visa Signature® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
100 North Tryon Street
Charlotte, NC 28255 USA - (800) 932-2775
- Visit Site
- Email Support
Other Services by Bank of America
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $1.50 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | $0 |
| Late Fee Amount | Up to $40 |
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