Celebrity Cruises® Visa Signature® Credit Card
in Personal Credit Cards from Bank of America
UnaffiliatedCelebrity Cruises® Visa Signature® Credit Card
in Personal Credit Cards from Bank of America
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| Purchase APR (Variable APR) | 16.49% - 24.49% |
| Balance Transfer APR (Variable APR) | 16.49% - 24.49% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Celebrity Cruises® Visa Signature® Credit Card Review
Celebrity Cruises® Visa Signature® Credit Card is a rewards credit card issued by Bank of America. If you're wondering whether Celebrity Cruises® Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Signup bonus. Offers a signup bonus of 10000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Celebrity Cruises® Visa Signature® Credit Card has a variable purchase APR that ranges from 16.49% up to 24.49%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Celebrity Cruises® Visa Signature® Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a Celebrity Cruises® Visa Signature® Credit Card cash back or rewards program?
Celebrity Cruises® Visa Signature® Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 10000 |
| Signup Bonus Spend Period (months) | 3 months |
Does Celebrity Cruises® Visa Signature® Credit Card have a signup bonus?
Celebrity Cruises® Visa Signature® Credit Card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Celebrity Cruises® Visa Signature® Credit Card offer an annual loyalty bonus?
Celebrity Cruises® Visa Signature® Credit Card doesn't offer a cash loyalty bonus.What are the Celebrity Cruises® Visa Signature® Credit Card benefits?
Celebrity Cruises® Visa Signature® Credit Card provides the following benefits:
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Celebrity Cruises® Visa Signature® Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.Celebrity Cruises® Visa Signature® Credit Card has a variable purchase APR that ranges from 16.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%. It also has a variable cash advance APR that ranges from 19.49% up to 27.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Celebrity Cruises® Visa Signature® Credit Card have an introductory APR offer on balance transfers?
No, Celebrity Cruises® Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers.Does Celebrity Cruises® Visa Signature® Credit Card have an introductory APR offer on new purchases?
Celebrity Cruises® Visa Signature® Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Celebrity Cruises® Visa Signature® Credit Card?
The following fees apply to Celebrity Cruises® Visa Signature® Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $29 |
| Late Payment Fee | up to $40 |
Does Celebrity Cruises® Visa Signature® Credit Card have a foreign transaction fee?
Celebrity Cruises® Visa Signature® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Celebrity Cruises® Visa Signature® Credit Card report your account activity to credit bureaus?
Celebrity Cruises® Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Celebrity Cruises® Visa Signature® Credit Card
- Visit the Celebrity Cruises® Visa Signature® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
100 North Tryon Street
#170
Charlotte, NC 28255 - (800) 432-1000
- Visit Site
Other Services by Bank of America
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
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- Nevada
- New Hampshire
- New Jersey
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- New York
- North Carolina
- North Dakota
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- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | 2 MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises® and our sister brands, Royal Caribbean® and Azamara®. 1 MyCruise point per $1 on all other purchases. |
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