
Central Bank World Elite Mastercard®
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Purchase APR (Variable APR) | 12.24% - 21.99% |
Balance Transfer APR (Variable APR) | 12.24% - 21.99% |
Credit Score Range | 600 - 850 |
Annual Fee | $99 |
Central Bank World Elite Mastercard® Review
This is a rewards card issued by Central Bank. If you're wondering whether Central Bank World Elite Mastercard® is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Central Bank World Elite Mastercard® has a variable purchase APR that ranges from 12.24% up to 21.99%.
- 4% Balance transfer fee. Central Bank World Elite Mastercard® charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, identity theft protection, purchase protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Central Bank World Elite Mastercard®
The Good | The Bad |
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Central Bank World Elite Mastercard® FAQ
Does Central Bank World Elite Mastercard® have a cash back or rewards program?
Central Bank World Elite Mastercard® is a rewards card.
Minimum rewards rate | 1.5x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Central Bank World Elite Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus.Does Central Bank World Elite Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Central Bank World Elite Mastercard® benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Central Bank World Elite Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Central Bank World Elite Mastercard® has a variable purchase APR that ranges from 12.24% up to 21.99%. The card has a variable balance transfer APR that ranges from 12.24% up to 21.99%. It also has a variable cash advance APR of 24.99% .
Does Central Bank World Elite Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Central Bank World Elite Mastercard® have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Central Bank World Elite Mastercard®?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $99 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $35 |
Late Payment Fee | up to $35 |
Does Central Bank World Elite Mastercard® have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Central Bank World Elite Mastercard®?
The Central Bank World Elite Mastercard® customer service number is (866) 236-8744.
What is the support contact email for Central Bank World Elite Mastercard®?
The support contact email for Central Bank World Elite Mastercard® is cbccustomerservice@centralbank.net.
What is the Central Bank World Elite Mastercard® login page?
You can access the Central Bank World Elite Mastercard® login page here.
How do people rate the customer service and user experience of Central Bank World Elite Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Central Bank World Elite Mastercard® report your account activity to credit bureaus?
Yes, Central Bank World Elite Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Central Bank World Elite Mastercard®
- Visit the Central Bank World Elite Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
238 Madison St
Jefferson City, MO USA - (866) 236-8744
- Visit Site
- Email Support
Other Services by Central Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 6 months |
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