Century Bank of Massachusetts Visa Platinum Credit Card

Century Bank of Massachusetts Visa Platinum Credit Card Review

This is a secured credit card card issued by Century Bank of Massachusetts. If you're wondering whether Century Bank of Massachusetts Visa Platinum Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
• Competitive APRs. Century Bank of Massachusetts Visa Platinum Credit Card has a variable purchase APR that ranges from 13.49% up to 23.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Century Bank of Massachusetts Visa Platinum Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Century Bank of Massachusetts Visa Platinum Credit Card

Century Bank of Massachusetts Visa Platinum Credit Card FAQ

Does Century Bank of Massachusetts Visa Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Century Bank of Massachusetts Visa Platinum Credit Card benefits?

It provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance

What are the relevant APRs for Century Bank of Massachusetts Visa Platinum Credit Card?

Century Bank of Massachusetts Visa Platinum Credit Card has a variable purchase APR that ranges from 13.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 13.49% up to 23.49%. It also has a variable cash advance APR of 25.99% .

What are the fees for Century Bank of Massachusetts Visa Platinum Credit Card?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

How to apply for Century Bank of Massachusetts Visa Platinum Credit Card

• Visit the Century Bank of Massachusetts Visa Platinum Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.