Century Bank of Massachusetts Visa Platinum Credit Card
in Personal Credit Cards from Century Bank of Massachusetts
UnaffiliatedCentury Bank of Massachusetts Visa Platinum Credit Card
in Personal Credit Cards from Century Bank of Massachusetts
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| Purchase APR (Variable APR) | 13.49% - 23.49% |
| Balance Transfer APR (Variable APR) | 13.49% - 23.49% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Century Bank of Massachusetts Visa Platinum Credit Card Review
This is a secured credit card credit card issued by Century Bank of Massachusetts. If you're wondering whether Century Bank of Massachusetts Visa Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Competitive APRs. Century Bank of Massachusetts Visa Platinum Credit Card has a variable purchase APR that ranges from 13.49% up to 23.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Century Bank of Massachusetts Visa Platinum Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
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Does Century Bank of Massachusetts Visa Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Century Bank of Massachusetts Visa Platinum Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
What are the relevant APRs for Century Bank of Massachusetts Visa Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 13.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 13.49% up to 23.49%. It also has a variable cash advance APR of 25.99% .
Does Century Bank of Massachusetts Visa Platinum Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 15 months |
| Balance Transfer APR | 13.49% - 23.49% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does Century Bank of Massachusetts Visa Platinum Credit Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 15 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 15 months.
What are the fees for Century Bank of Massachusetts Visa Platinum Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Century Bank of Massachusetts Visa Platinum Credit Card have a foreign transaction fee?
Century Bank of Massachusetts Visa Platinum Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Century Bank of Massachusetts Visa Platinum Credit Card?
The Century Bank of Massachusetts Visa Platinum Credit Card customer service number is (866) 823-6887.
How to apply for Century Bank of Massachusetts Visa Platinum Credit Card
- Visit the Century Bank of Massachusetts Visa Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
102 Fellsway West
Somerville, MA 02145 - (866) 823-6887
- Visit Site
Other Services by Century Bank of Massachusetts
Availability
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 15 months |
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