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Century Bank of Massachusetts Visa Secured Credit CardNot Currently Available
Century Bank of Massachusetts Visa Secured Credit Card
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Purchase APR (Variable APR) | 25.99% |
Balance Transfer APR (Variable APR) | 25.99% |
Credit Score Range | 300 - 550 |
Annual Fee | $0 |
Century Bank of Massachusetts Visa Secured Credit Card Review
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This is a secured credit card credit card issued by Century Bank of Massachusetts. If you're wondering whether Century Bank of Massachusetts Visa Secured Credit Card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.99%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Century Bank of Massachusetts Visa Secured Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Century Bank of Massachusetts Visa Secured Credit Card
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Century Bank of Massachusetts Visa Secured Credit Card FAQ
Does Century Bank of Massachusetts Visa Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Century Bank of Massachusetts Visa Secured Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
What are the relevant APRs for Century Bank of Massachusetts Visa Secured Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Century Bank of Massachusetts Visa Secured Credit Card has a variable purchase APR of 25.99%. The card has a variable balance transfer APR of 25.99% . It also has a variable cash advance APR of 25.99% .
Does Century Bank of Massachusetts Visa Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Century Bank of Massachusetts Visa Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Century Bank of Massachusetts Visa Secured Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Century Bank of Massachusetts Visa Secured Credit Card have a foreign transaction fee?
Century Bank of Massachusetts Visa Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Century Bank of Massachusetts Visa Secured Credit Card?
The Century Bank of Massachusetts Visa Secured Credit Card customer service number is (866) 823-6887.
What is the support contact email for Century Bank of Massachusetts Visa Secured Credit Card?
The support contact email for Century Bank of Massachusetts Visa Secured Credit Card is socialwebteam@easternbank.com.
What is the Century Bank of Massachusetts Visa Secured Credit Card login page?
You can access the Century Bank of Massachusetts Visa Secured Credit Card login page here.
How do people rate the customer service and user experience of Century Bank of Massachusetts Visa Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for Century Bank of Massachusetts Visa Secured Credit Card
- Visit the Century Bank of Massachusetts Visa Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
102 Fellsway West
Somerville, MA 02145 USA - (866) 823-6887
- Visit Site
- Email Support
Other Services by Century Bank of Massachusetts
Availability
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
Annual Fee | $0 |
Minimum Interest Charge | $2 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 24 days |
Returned Payment Fee | Up to $40 |
Late Fee Amount | Up to $40 |
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